For the quarter ending 2026-03-31, ROOT has $1,684,900K in assets. $1,247,000K in debts. $597,200K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Fixed maturities available-for-sale, at fair value (amortized cost 455.9 and 383.1 at march31, 2026 and december31, 2025, respectively) | 456,300 | 387,000 | 357,800 | 319,200 |
| Short-term investments (amortized cost zero and 14.8 at december31, 2025 and december31, 2024, respectively) | - | 0 | 0 | - |
| Other investments | 4,400 | 4,400 | 4,400 | 4,400 |
| Total investments | 471,500 | 391,400 | 362,200 | 327,100 |
| Cash and cash equivalents | 597,200 | 669,300 | 653,300 | 641,400 |
| Prepaid reinsurance premiums | - | 6,300 | 11,700 | 14,900 |
| Restricted cash | - | - | 1,100 | 1,100 |
| Restricted cash and cash equivalents | 11,700 | 20,600 | - | - |
| Premiums receivable, net of allowance of 8.6 and 8.9 at march31, 2026 and december31, 2025, respectively | 350,800 | 332,800 | 352,500 | 341,300 |
| Reinsurance premiums receivable, net of allowance of zero at march31, 2026 and december31, 2025 | 94,400 | - | - | - |
| Reinsurance recoverable, net of allowance of 0.1 at march31, 2026 and december31, 2025 | 27,700 | 129,800 | 142,300 | 145,500 |
| Deferred policy acquisition costs | 46,500 | - | - | - |
| Other assets | 85,100 | 124,300 | 119,300 | 116,400 |
| Total assets | 1,684,900 | 1,674,500 | 1,642,400 | 1,587,700 |
| Loss and loss adjustment expense reserves | 472,700 | 483,600 | 462,900 | 444,500 |
| Unearned premiums | 412,400 | 393,700 | 409,300 | 395,200 |
| Long-term debt | 200,300 | 200,300 | 200,400 | 200,100 |
| Reinsurance premiums payable | - | 2,400 | 12,000 | 15,800 |
| Premiums payable | 95,100 | - | - | - |
| Accounts payable and accrued expenses | 43,200 | 74,200 | 58,600 | 52,300 |
| Other liabilities | 23,300 | 124,000 | 122,200 | 123,300 |
| Total liabilities | 1,247,000 | 1,278,200 | 1,265,400 | 1,231,200 |
| Redeemable convertible preferred stock, 0.0001 par value, 100.0 shares authorized, 14.1 shares issued and outstanding at march31, 2026 and december31, 2025 (redemption value of 126.5) | 112,000 | 112,000 | 112,000 | 112,000 |
| Common stock-Common Class A | 0 | 0 | 0 | 0 |
| Common stock-Common Class B | 0 | 0 | 0 | 0 |
| Additional paid-in capital | 1,931,200 | 1,922,000 | 1,908,400 | 1,883,700 |
| Accumulated other comprehensive income | 400 | 3,900 | 3,500 | 2,300 |
| Accumulated loss | -1,605,700 | -1,641,600 | -1,646,900 | -1,641,500 |
| Total stockholders equity | 325,900 | 284,300 | 265,000 | 244,500 |
| Total liabilities, redeemable convertible preferred stock and stockholders equity | 1,684,900 | 1,674,500 | 1,642,400 | 1,587,700 |