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Cash Flow Overview

Change in Cash
-$34,100K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from issuance of debt, ...
    • Net income
    • Proceeds from maturities, calls ...
    • Others
Negative Cash Flow Breakdown
    • Repayments of long-term debt
    • Purchases of investments
    • Unearned premiums
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
25,400
35,900
5,300
-5,400
Share-based compensation
5,000
11,000
13,700
11,600
Warrant compensation expense
1,600
1,900
2,000
17,200
Depreciation and amortization
2,700
3,100
3,100
4,700
Bad debt expense
9,300
9,800
9,600
9,300
Loss on extinguishment of debt
-4,900
-
0
-
Net realized gains on investments
0
100
-
-
Gain on lease modification
-
-
0
-
Change in fair value of equity securities
-4,400
-
-
-
Premiums receivable
-10,800
27,800
-10,100
20,500
Reinsurance premiums receivable
-7,400
-1,900
-
-
Reinsurance recoverable
-2,500
-5,800
-12,500
-3,200
Prepaid reinsurance premiums
-
-
-5,400
-3,200
Deferred policy acquisition costs
600
2,100
-
-
Other assets
-3,200
-1,100
4,300
-400
Losses and loss adjustment expenses reserves
16,500
-10,900
20,700
18,400
Unearned premiums
-28,400
18,700
-15,600
14,100
Reinsurance premiums payable
-
-
-9,600
-3,800
Premiums payable
-7,500
-1,600
-
-
Accounts payable and accrued expenses
2,100
-31,000
15,400
6,300
Other liabilities
-1,800
-6,400
1,800
-1,100
Net cash provided by operating activities
57,500
9,300
70,100
57,600
Purchases of investments
73,100
100,100
44,200
57,300
Proceeds from maturities, calls and pay downs of investments
17,100
12,300
14,200
19,400
Sales of investments
0
4,700
1,700
200
Capitalization of internally developed software
3,700
3,500
4,200
3,900
Purchases of fixed assets
-
-
0
0
Net cash used in investing activities
-59,700
-86,600
-32,500
-41,600
Proceeds from exercise of stock options and restricted stock units
0
0
0
-100
Taxes paid related to net share settlement of equity awards
6,800
3,700
2,100
4,000
Payment of preferred stock and related warrants issuance costs
-
-
0
0
Repurchase and retirement of common stock
20,700
-
-
-
Proceeds from issuance of debt and related warrants, net of issuance costs
-
-
0
-
Proceeds from issuance of debt, net of issuance costs
197,700
-
-
-
Repayments of long-term debt
202,100
-
0
-
Net cash used in financing activities
-31,900
-3,700
-2,100
-4,100
Net (decrease) increase in cash, cash equivalents, restricted cash, and restricted cash equivalents
-34,100
-81,000
35,500
11,900
Cash, cash equivalents, restricted cash, and restricted cash equivalents at beginning of period
608,900
689,900
654,400
600,300
Cash, cash equivalents, restricted cash, and restricted cash equivalents at end of period
574,800
608,900
689,900
654,400
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$25,400K (-37.13%↓ Y/Y)Losses and lossadjustment expenses...$16,500K (-47.28%↓ Y/Y)Premiums receivable-$10,800K (-120.07%↓ Y/Y)Bad debt expense$9,300K (-47.75%↓ Y/Y)Reinsurance premiumsreceivable-$7,400K Share-based compensation$5,000K (-66.22%↓ Y/Y)Loss onextinguishment of debt-$4,900K Change in fair value ofequity securities-$4,400K Other assets-$3,200K (-129.91%↓ Y/Y)Depreciation andamortization$2,700K (-32.50%↓ Y/Y)Reinsurance recoverable-$2,500K (50.98%↑ Y/Y)Accounts payable andaccrued expenses$2,100K (111.05%↑ Y/Y)Warrant compensationexpense$1,600K Net cash provided byoperating activities$57,500K (-27.03%↓ Y/Y)Canceled cashflow$38,300K Net (decrease)increase in cash, cash...-$34,100K (-180.81%↓ Y/Y)Canceled cashflow$57,500K Proceeds frommaturities, calls and pay...$17,100K (-50.00%↓ Y/Y)Proceeds from issuance ofdebt, net of issuance...$197,700K Unearned premiums-$28,400K (-168.77%↓ Y/Y)Premiums payable-$7,500K Other liabilities-$1,800K (-112.50%↓ Y/Y)Deferred policyacquisition costs$600K Net cash used ininvesting activities-$59,700K (-239.20%↓ Y/Y)Canceled cashflow$17,100K Net cash used infinancing activities-$31,900K (-67.89%↓ Y/Y)Canceled cashflow$197,700K Purchases of investments$73,100K (59.26%↑ Y/Y)Capitalization of internallydeveloped software$3,700K (-38.33%↓ Y/Y)Repayments of long-termdebt$202,100K Repurchase and retirementof common stock$20,700K Taxes paid related tonet share...$6,800K (-64.95%↓ Y/Y)

Root, Inc. (ROOT)

Root, Inc. (ROOT)