Financial insights of ROOT

MyFinsight

For the year ending 2025-12-31, ROOT made $1,517,100K in revenue. $38,300K in net income. Net profit margin of 2.52%.

Income Statement	2025-12-31
Total revenues	1,517,100
Loss and loss adjustment expenses	924,200
Sales and marketing	174,800
Other insurance expense	206,300
Technology and development	53,100
General and administrative	96,900
Total operating expenses	1,455,300
Operating income (loss)	61,800
Interest expense	21,000
Loss on extinguishment of debt	0
Income (loss) before income tax expense	40,800
Income tax expense	500
Net income (loss)	40,300
Net income attributable to participating securities	2,000
Net income (loss) attributable to common shareholders	38,300

Basic EPS	2.49
Diluted EPS	2.36
Basic Average Shares	15,400,000
Diluted Average Shares	17,100,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS).