Financial insights of ROOT

MyFinsight

For the quarter ending 2026-03-31, ROOT made $393,500K in revenue. $34,200K in net income. Net profit margin of 8.69%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenues	393,500	397,000	387,800	382,900
Loss and loss adjustment expenses	226,200	245,900	239,400	233,300
Sales and marketing	27,300	45,600	40,600	37,100
Other insurance expense	59,400	54,700	67,000	47,900
Technology and development	15,200	13,300	14,700	13,700
General and administrative	24,500	27,000	25,800	23,600
Total operating expenses	352,600	386,500	387,500	355,600
Operating income	40,900	10,500	300	27,300
Interest expense	4,800	5,100	5,300	5,300
Loss on extinguishment of debt	-	0	-	-
Income before income tax expense	36,100	5,400	-5,000	22,000
Income tax expense	200	100	400	0
Net income	35,900	5,300	-5,400	22,000
Net income attributable to participating securities	1,700	0	0	1,100
Net income attributable to common shareholders	34,200	5,300	-5,400	20,900

Basic EPS	2.19	0.34	-0.35	1.36
Diluted EPS	2.09	0.283	-0.35	1.29
Basic Average Shares	15,600,000	15,600,000	15,400,000	15,400,000
Diluted Average Shares	17,200,000	18,700,000	15,400,000	17,100,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.