Financial insights of ROOT

MyFinsight

For the quarter ending 2025-09-30, ROOT made $387,800K in revenue. -$5,400K in net income. Net profit margin of -1.39%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	387,800	382,900	349,400	305,700
Loss and loss adjustment expenses	239,400	233,300	205,600	184,500
Sales and marketing	40,600	37,100	51,500	34,000
Other insurance expense	67,000	47,900	36,700	22,400
Technology and development	14,700	13,700	11,400	12,900
General and administrative	25,800	23,600	20,500	17,500
Total operating expenses	387,500	355,600	325,700	271,300
Operating income	300	27,300	23,700	34,400
Interest expense	5,300	5,300	5,300	11,600
(loss) income before income tax expense	-5,000	22,000	18,400	22,800
Income tax expense	400	0	-	-
Net (loss) income	-5,400	22,000	18,400	22,800
Net income attributable to participating securities	0	1,100	900	1,100
Net (loss) income attributable to common shareholders	-5,400	20,900	17,500	21,700

Basic (in dollars per share)	-0.35	1.36	1.15	1.45
Basic (in shares)	15,400,000	15,400,000	15,200,000	15,000,000
Diluted (in dollars per share)	-0.35	1.29	1.07	1.35
Diluted (in shares)	15,400,000	17,100,000	17,200,000	16,900,000