Root, Inc. (ROOT)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Realized gain value | - | 9,400 | - | - |
| Investment expense | - | 700 | - | - |
| Assumed | - | 62,400 | - | - |
| Ceded | - | 23,100 | - | - |
| Direct | - | 282,000 | - | - |
| Realized gain value | - | - | 11,300 | 10,500 |
| Investment expense | - | - | 3,300 | 500 |
| Total revenues | 382,900 | 349,400 | 305,700 | 289,200 |
| Sales and marketing | 37,100 | 51,500 | 34,000 | 34,200 |
| Loss and loss adjustment expenses | 233,300 | 205,600 | 184,500 | 190,300 |
| General and administrative | 23,600 | 20,500 | 17,500 | 18,100 |
| Technology and development | 13,700 | 11,400 | 12,900 | 14,700 |
| Other insurance expense | 47,900 | 36,700 | 22,400 | 28,100 |
| Total operating expenses | 355,600 | 325,700 | 271,300 | 285,400 |
| Operating income | 27,300 | 23,700 | 34,400 | 3,800 |
| Interest expense | 5,300 | 5,300 | 11,600 | 11,600 |
| Income (loss) before income tax expense | 22,000 | 18,400 | 22,800 | -7,800 |
| Income tax expense | - | - | - | - |
| Net income (loss) | 22,000 | 18,400 | 22,800 | -7,800 |
| Net income attributable to participating securities | 1,100 | 900 | 1,100 | - |
| Net income (loss) attributable to common shareholders | 20,900 | 17,500 | 21,700 | -7,900 |
| Changes in net unrealized losses on investments | - | - | - | -100 |
| Comprehensive loss | - | - | - | -7,900 |
| Earnings (loss) per common share basic (both class a and b) (in dollars per share) | 1.36 | 1.15 | 1.45 | -0.52 |
| Earnings (loss) per common share diluted (both class a and b) (in dollars per share) | 1.29 | 1.07 | 1.35 | -0.52 |
| Weighted-average common shares outstanding basic (both class a and b) (in shares) | 15,400,000 | 15,200,000 | 15,000,000 | 14,900,000 |
| Weighted-average common shares outstanding diluted (both class a and b) (in shares) | 17,100,000 | 17,200,000 | 16,900,000 | 14,900,000 |