For the quarter ending 2025-09-30, RVRF has $3,844,608K in assets. $3,561,378K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 46,850 | 46,314 | ||
| Interest-bearing deposits in banks | 166,191 | 144,491 | ||
| Federal funds sold | 31,000 | 13,000 | ||
| Cash and cash equivalents | 244,041 | 203,805 | ||
| Certificates of deposit in banks | 4,218 | 4,218 | ||
| Securities held-to-maturity, at amortized cost (fair value of 98,372 and 96,938, respectively) | 118,410 | 119,717 | ||
| Securities available-for-sale, at fair value (amortized cost of 697,502 and 690,891, respectively) | 647,867 | 618,234 | ||
| Loans held for sale | 6,063 | 6,273 | ||
| Loans, net of deferred fees and discounts | 2,640,217 | 2,563,979 | ||
| Less allowance for credit losses | 35,043 | 33,551 | ||
| Net loans | 2,605,174 | 2,530,428 | ||
| Premises and equipment, net | 47,421 | 45,917 | ||
| Accrued interest receivable | 16,648 | 15,955 | ||
| Bank owned life insurance | 51,041 | 50,607 | ||
| Foreclosed assets | 1,990 | 1,777 | ||
| Deferred income taxes, net | 24,191 | 27,855 | ||
| Core deposit intangible | 622 | 719 | ||
| Goodwill | 27,817 | 27,817 | ||
| Restricted equity securities | 10,257 | 10,257 | ||
| Affordable housing tax credit investments | 28,546 | - | ||
| Other assets | 10,302 | 23,927 | ||
| Total assets | 3,844,608 | 3,687,506 | ||
| Noninterest-bearing deposits | 673,698 | 650,218 | ||
| Interest-bearing deposits | 2,677,163 | 2,572,239 | ||
| Total deposits | 3,350,861 | 3,222,457 | ||
| Securities sold under agreements to repurchase | 0 | 0 | ||
| Federal home loan bank advances | 150,000 | 150,000 | ||
| Subordinated debentures, net of debt issuance costs | 39,615 | 39,598 | ||
| Accrued interest payable and other liabilities | 20,902 | 16,171 | ||
| Total liabilities | 3,561,378 | 3,428,226 | ||
| Common stock related to 401 employee stock ownership plan | 6,345 | 5,619 | ||
| Common stock (1 par value 15,000,000 shares authorized 7,793,839 and 7,680,061 shares issued 7,745,000 and 7,628,192 shares outstanding at september 30, 2025 and december 31, 2024, respectively) | 7,794 | 7,795 | ||
| Additional paid-in capital | 140,439 | 140,506 | ||
| Retained earnings | 178,846 | 168,172 | ||
| Accumulated other comprehensive loss | -38,717 | -52,030 | ||
| Unvested restricted stock | -3,543 | -3,843 | ||
| Treasury stock at cost (48,839 and 51,869 shares, respectively) | 1,589 | 1,320 | ||
| Common stock related to 401 employee stock ownership plan | 6,345 | 5,619 | ||
| Total stockholders' equity | 276,885 | 253,661 | ||
| Total equity | 283,230 | 259,280 | ||
| Total liabilities and stockholders' equity | 3,844,608 | 3,687,506 | ||
River Financial Corp (RVRF)
River Financial Corp (RVRF)