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Balance Sheets Overview

Debt to Asset Ratio
92.11%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Securities available-for-sale, a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Total deposits
    • Total stockholders' equity
    • Federal home loan bank advances
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
45,843
35,752
29,228
46,850
Interest-bearing deposits in banks
67,474
84,840
89,295
166,191
Federal funds sold
44,000
66,000
10,000
31,000
Cash and cash equivalents
157,317
186,592
128,523
244,041
Certificates of deposit in banks
2,968
2,968
2,968
4,218
Securities held-to-maturity, at amortized cost (fair value of 95,583 and 98,260, respectively)
114,922
116,108
117,208
118,410
Securities available-for-sale, at fair value (amortized cost of 731,514 and 670,980, respectively)
683,379
665,953
628,625
647,867
Loans held for sale
19,251
11,596
9,483
6,063
Loans, net of deferred fees and discounts
2,841,994
2,739,311
2,713,516
2,640,217
Less allowance for credit losses
39,758
37,871
36,011
35,043
Net loans
2,802,236
2,701,440
2,677,505
2,605,174
Premises and equipment, net
52,701
52,064
50,816
47,421
Accrued interest receivable
18,844
17,997
17,473
16,648
Bank owned life insurance
55,801
54,578
54,121
51,041
Foreclosed assets
1,731
1,557
1,537
1,990
Deferred income taxes, net
25,171
23,578
22,648
24,191
2026
-
-
287
-
2027
-
-
175
-
2028
-
-
63
-
PSBBancshares Inc
-
-
0
-
Trinity Bancorp Inc
-
-
8
-
2029
-
-
8
-
Core deposit intangible
375
451
533
622
Goodwill
27,817
27,817
27,817
27,817
Restricted equity securities, at cost
9,689
8,026
7,882
10,257
Affordable housing tax credit investments
34,837
34,808
30,630
28,546
Other assets
10,740
9,706
9,616
10,302
Total assets
4,017,779
3,915,239
3,787,385
3,844,608
Noninterest-bearing deposits
696,120
703,569
666,615
673,698
Interest-bearing deposits
2,808,897
2,746,723
2,660,508
2,677,163
Total deposits
3,505,017
3,450,292
3,327,123
3,350,861
Securities sold under agreements to repurchase
-
-
0
0
Federal home loan bank advances
135,000
100,000
100,000
150,000
Subordinated debentures, net of loan costs
39,659
39,640
39,633
39,615
Accrued interest payable and other liabilities
21,166
21,328
20,769
20,902
Total liabilities
3,700,842
3,611,260
3,487,525
3,561,378
Common stock related to 401 employee stock ownership plan
6,864
6,233
6,233
6,345
Common stock (1 par value 15,000,000 shares authorized 7,879,841 and 7,798,639 shares issued 7,816,249 and 7,745,983 shares outstanding at june 30, 2026 and december 31, 2025, respectively)
7,880
7,877
7,799
7,794
Additional paid-in capital
142,483
142,187
140,567
140,439
Retained earnings
209,895
196,046
189,731
178,846
Accumulated other comprehensive loss
-37,430
-36,101
-33,209
-38,717
Unvested restricted stock
-3,298
-3,575
-3,275
-3,543
Treasury stock at cost (63,592 and 52,656 shares, respectively)
2,593
2,455
1,753
1,589
Common stock related to 401 employee stock ownership plan
6,864
6,233
6,233
6,345
Total stockholders' equity
310,073
297,746
293,627
276,885
Total equity
316,937
303,979
299,860
283,230
Total liabilities and stockholders' equity
4,017,779
3,915,239
3,787,385
3,844,608
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of deferredfees and discounts$2,841,994K (10.84%↑ Y/Y)Interest-bearing deposits inbanks$67,474K (-53.30%↓ Y/Y)Cash and due frombanks$45,843K (-1.02%↓ Y/Y)Federal funds sold$44,000K (238.46%↑ Y/Y)Net loans$2,802,236K (10.74%↑ Y/Y)Securitiesavailable-for-sale, at fair value...$683,379K (10.54%↑ Y/Y)Cash and cashequivalents$157,317K (-22.81%↓ Y/Y)Securitiesheld-to-maturity, at amortized...$114,922K (-4.01%↓ Y/Y)Bank owned lifeinsurance$55,801K (10.26%↑ Y/Y)Premises and equipment,net$52,701K (14.77%↑ Y/Y)Affordable housing taxcredit investments$34,837K Goodwill$27,817K (0.00%↑ Y/Y)Deferred income taxes,net$25,171K (-9.64%↓ Y/Y)Loans held for sale$19,251K (206.89%↑ Y/Y)Accrued interestreceivable$18,844K (18.11%↑ Y/Y)Other assets$10,740K (-55.11%↓ Y/Y)Restricted equitysecurities, at cost$9,689K (-5.54%↓ Y/Y)Certificates of deposit inbanks$2,968K (-29.63%↓ Y/Y)Foreclosed assets$1,731K (-2.59%↓ Y/Y)Core depositintangible$375K (-47.84%↓ Y/Y)Less allowance forcredit losses$39,758K (18.50%↑ Y/Y)Total assets$4,017,779K (8.96%↑ Y/Y)Total liabilities andstockholders' equity$4,017,779K (8.96%↑ Y/Y)Total liabilities$3,700,842K (7.95%↑ Y/Y)Total equity$316,937K (22.24%↑ Y/Y)Total deposits$3,505,017K (8.77%↑ Y/Y)Federal home loan bankadvances$135,000K (-10.00%↓ Y/Y)Subordinated debentures, netof loan costs$39,659K (0.15%↑ Y/Y)Accrued interestpayable and other...$21,166K (30.89%↑ Y/Y)Total stockholders'equity$310,073K (22.24%↑ Y/Y)Common stock related to401 employee stock...$6,864K (22.16%↑ Y/Y)Accumulated othercomprehensive loss-$37,430K (28.06%↑ Y/Y)Common stock related to401 employee stock...$6,864K (22.16%↑ Y/Y)Unvested restrictedstock-$3,298K (14.18%↑ Y/Y)Treasury stock at cost(63,592 and 52,656...$2,593K (96.44%↑ Y/Y)Interest-bearing deposits$2,808,897K (9.20%↑ Y/Y)Noninterest-bearing deposits$696,120K (7.06%↑ Y/Y)Retained earnings$209,895K (24.81%↑ Y/Y)Additional paid-in capital$142,483K (1.41%↑ Y/Y)Common stock (1 parvalue 15,000,000...$7,880K (1.09%↑ Y/Y)

River Financial Corp (RVRF)

River Financial Corp (RVRF)