For the year ending 2025-12-31, RVRF has $3,787,385K in assets. $3,487,525K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 29,228 | |||
| Interest-bearing deposits in banks | 89,295 | |||
| Federal funds sold | 10,000 | |||
| Cash and cash equivalents | 128,523 | |||
| Certificates of deposit in banks | 2,968 | |||
| Securities held-to-maturity, at amortized cost (fair value of 98,260 and 96,938, respectively) | 117,208 | |||
| Securities available-for-sale (amortized cost of 670,980 and 690,891, respectively) | 628,625 | |||
| Loans held for sale | 9,483 | |||
| Loans, net of unearned income | 2,713,516 | |||
| Less allowance for credit losses | 36,011 | |||
| Net loans | 2,677,505 | |||
| Premises and equipment, net | 50,816 | |||
| Accrued interest receivable | 17,473 | |||
| Bank owned life insurance | 54,121 | |||
| Foreclosed assets | 1,537 | |||
| Deferred income taxes | 22,648 | |||
| 2026 | 287 | |||
| 2027 | 175 | |||
| 2028 | 63 | |||
| PSBBancshares Inc | 0 | |||
| Trinity Bancorp Inc | 8 | |||
| 2029 | 8 | |||
| Core deposit intangible | 533 | |||
| Goodwill | 27,817 | |||
| Restricted equity securities, at cost | 7,882 | |||
| Affordable housing tax credit investments | 30,630 | |||
| Other assets | 9,616 | |||
| Total assets | 3,787,385 | |||
| Noninterest-bearing deposits | 666,615 | |||
| Interest bearing deposits | 2,660,508 | |||
| Total deposits | 3,327,123 | |||
| Securities sold under agreements to repurchase | 0 | |||
| Federal home loan bank advances | 100,000 | |||
| Subordinated debentures, net of loan costs | 39,633 | |||
| Accrued interest payable and other liabilities | 20,769 | |||
| Total liabilities | 3,487,525 | |||
| Common stock related to 401 employee stock ownership plan | 6,233 | |||
| Common stock (1 par value 15,000,000 shares authorized 7,798,639 and 7,680,061 shares issued 7,745,983 and 7,628,192 shares outstanding, respectively) | 7,799 | |||
| Additional paid-in capital | 140,567 | |||
| Retained earnings | 189,731 | |||
| Accumulated other comprehensive loss | -33,209 | |||
| Unvested restricted stock | -3,275 | |||
| Treasury stock at cost (52,656 and 51,869 shares, respectively) | 1,753 | |||
| Common stock related to 401 employee stock ownership plan | 6,233 | |||
| Total stockholders' equity | 293,627 | |||
| Total equity | 299,860 | |||
| Total liabilities and stockholders' equity | 3,787,385 | |||
River Financial Corp (RVRF)
River Financial Corp (RVRF)