The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 42,105 |
| Provision for credit losses | 7,244 |
| Provision for losses on foreclosed assets | 230 |
| Amortization of securities | 1,808 |
| Accretion of securities | 1,391 |
| Accretion of acquired loans | 4 |
| Net losses on sales of investment securities | -10,111 |
| Accretion of deferred loan fees | 6,226 |
| Amortization of core deposit intangible | 399 |
| Amortization of debt issuance costs | 70 |
| Stock compensation expense | 1,114 |
| Bank owned life insurance income | 1,692 |
| Depreciation and amortization of premises and equipment | 3,323 |
| (gain) loss on sales of foreclosed assets | 97 |
| Deferred income tax benefit | -1,384 |
| Loans held-for-sale | 2,671 |
| Accrued interest receivable | 1,508 |
| Other assets | 2,791 |
| Accrued interest payable and other liabilities | 5,104 |
| Net cash from operating activities | 53,744 |
| Maturities of certificates of deposit in banks | 1,250 |
| Sales of securities available-for-sale | 218,124 |
| Maturities, payments, calls of securities available-for-sale | 64,027 |
| Purchases of securities available-for-sale | 272,579 |
| Maturities, payments, calls of securities held-to-maturity | 4,980 |
| Loan principal originations, net | 226,346 |
| Proceeds from sales of foreclosed assets | 1,014 |
| Purchases of premises and equipment | 8,479 |
| Redemption of restricted equity securities, net | -4,769 |
| Affordable housing tax credit investments, net of amortization | -23,437 |
| Purchase of bank owned life insurance | 2,625 |
| Net cash used for investing activities | -239,302 |
| Net increase in deposits | 259,964 |
| Net increase in securities sold under agreements to repurchase | -22,664 |
| Repayment of federal home loan bank advances | 105,000 |
| Proceeds from exercise of stock options | 318 |
| Purchase of treasury shares | 1,687 |
| Sale of treasury shares | 1,597 |
| Cash dividends | 4,191 |
| Net cash from financing activities | 128,337 |
| Net change in cash and cash equivalents | -57,221 |
| Cash and cash equivalents at beginning of period | 185,744 |
| Cash and cash equivalents at end of period | 128,523 |
River Financial Corp (RVRF)
River Financial Corp (RVRF)