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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$11,065K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Maturities, payments, calls of s...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Purchases of securities availabl...
    • Loan principal originations, net
    • Cash dividends
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
14,147 10,885 31,220 -
Provision for credit losses
2,013 2,186 5,058 -
Provision for losses on foreclosed assets
45 7 223 -
Amortization of securities
327 403 1,405 -
Accretion of securities
413 488 903 -
Accretion of acquired loans
-4 --
Realized net (gain) loss on sales of securities available-for-sale
6,978 --6,970 -
Net losses on sales of investment securities
--10,111 --
Accretion of discount on acquired loans
-5 -7 -
Accretion of deferred loan fees / costs
1,580 1,561 4,665 -
Amortization of core deposit intangible asset
82 89 310 -
Amortization of debt issuance costs
7 18 52 -
Stock-based compensation expense
293 275 839 -
Bank owned life insurance income
457 442 1,250 -
Depreciation and amortization of premises and equipment
861 868 2,455 -
(gain) loss on sales of foreclosed assets
12 -8 105 -
Deferred income tax benefit
39 -304 -1,080 -
Loans held-for-sale
2,113 3,420 -749 -
Accrued interest receivable
524 825 683 -
Other assets
90 -677 3,468 -
Accrued interest payable and other liabilities
559 -133 5,237 -
Net cash from operating activities
13,174 11,387 25,235 17,122
Maturities of certificates of deposit in banks
-1,250 --
Sales of securities available-for-sale
5,172 83,056 58,050 77,018
Maturities, payments, calls of securities available-for-sale
17,085 15,205 26,023 22,799
Purchases of securities available-for-sale
63,379 74,752 99,604 98,223
Maturities, payments, calls of securities held-to-maturity
1,127 1,233 1,341 2,406
Loan principal originations, net
24,476 73,024 75,302 78,020
Proceeds from sale of foreclosed assets
57 498 84 432
Purchases of premises and equipment
2,109 4,261 2,343 1,875
(purchase) redemption of restricted equity securities, net
144 -2,375 0 -2,394
Affordable housing tax credit investments, net of amortization
-4,178 -2,084 -21,353 -
Purchase of bank owned life insurance
-2,625 --
Net cash used for investing activities
-70,845 -53,129 -113,104 -73,069
Net increase in deposits
123,169 -23,738 128,404 155,298
Net increase in securities sold under agreements to repurchase
-0 0 -22,664
Repayment of federal home loan bank advances
-50,000 0 55,000
Proceeds from exercise of common stock options
999 126 0 192
Purchase of treasury stock
926 164 1,144 379
Sale of treasury stock
330 0 845 752
Cash dividends
7,832 0 0 4,191
Net cash from financing activities
115,740 -73,776 128,105 74,008
Net change in cash and cash equivalents
58,069 -115,518 40,236 18,061
Cash and cash equivalents at beginning of period
128,523 244,041 185,744 -
Cash and cash equivalents at end of period
186,592 128,523 244,041 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposits$123,169K Net income$14,147K Proceeds from exercise ofcommon stock options$999K Sale of treasurystock$330K something is missing$6,963K Provision for creditlosses$2,013K Depreciation andamortization of premises and...$861K Accrued interestpayable and other...$559K Amortization of securities$327K Stock-based compensationexpense$293K Amortization of core depositintangible asset$82K Provision for losses onforeclosed assets$45K Deferred income taxbenefit$39K Amortization of debt issuancecosts$7K Accretion of discount onacquired loans-$5K Net cash fromfinancing activities$115,740K Net cash fromoperating activities$13,174K Canceled cashflow$8,758K Canceled cashflow$12,167K Net change in cashand cash...$58,069K Canceled cashflow$70,845K Cash dividends$7,832K Purchase of treasurystock$926K Maturities, payments, callsof securities...$17,085K Sales of securitiesavailable-for-sale$5,172K Maturities, payments, callsof securities...$1,127K Proceeds from sale offoreclosed assets$57K Realized net (gain) losson sales of...$6,978K Loans held-for-sale$2,113K Accretion of deferred loanfees / costs$1,580K Accrued interestreceivable$524K Bank owned lifeinsurance income$457K Accretion of securities$413K Other assets$90K (gain) loss on sales offoreclosed assets$12K Net cash used forinvesting activities-$70,845K Canceled cashflow$23,441K Purchases of securitiesavailable-for-sale$63,379K Loan principaloriginations, net$24,476K Affordable housing taxcredit investments,...-$4,178K Purchases of premises andequipment$2,109K (purchase) redemption ofrestricted equity...$144K

River Financial Corp (RVRF)

River Financial Corp (RVRF)