Financial insights of RVRF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$14,147K
EPS
$1.79
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	43,869	42,200*	43,141	41,466
Taxable securities	5,651	5,449*	4,924	4,844
Nontaxable securities	625	484*	499	420
Federal funds sold	303	120*	396	176
Other interest income	667	644*	1,870	1,408
Total interest income	51,115	48,896*	50,830	48,314
Deposits	16,390	16,503*	17,559	16,879
Securities sold under agreements to repurchase	-	43*	-	-
Short-term borrowings	1	-	-	-
Federal home loan bank advances	914	1,600*	1,498	1,481
Subordinated debentures	469	416*	418	418
Total interest expense	17,774	18,561*	19,475	18,778
Net interest income	33,341	30,335*	31,355	29,536
Provision for credit losses	2,013	2,186*	1,686	1,686
Net interest income after provision for credit losses	31,328	28,149*	29,669	27,850
Service charges and fees	2,432	2,197*	2,312	2,225
Investment brokerage revenue	377	343*	372	254
Mortgage operations	1,695	692*	1,702	1,826
Bank owned life insurance income	457	429*	434	408
Net gain (loss) on sales of investment securities	8	-4,754*	-3,472	-99
Other noninterest income	762	891*	679	463
Total noninterest income	5,731	-203*	2,027	5,077
Salaries and employee benefits	11,605	9,754*	11,286	10,963
Occupancy expenses	1,212	1,130*	1,100	1,037
Equipment rentals, depreciation, and maintenance	625	597*	572	536
Telephone and communications	126	114*	108	109
Advertising and business development	269	454*	352	271
Data processing	1,112	1,140*	1,099	1,096
Foreclosed assets, net	33	-22*	111	-41
Federal deposit insurance and other regulatory assessments	702	667*	620	729
Legal and other professional services	330	1,175*	456	318
Other operating expenses	2,423	2,118*	2,419	2,306
Total noninterest expense	18,437	17,124*	18,123	17,324
Income before income taxes	18,622	10,822*	13,573	15,603
Provision for income taxes	4,475	2,860*	2,899	3,515
Net income	14,147	7,962	10,674	12,088

Basic EPS	1.81	1.029	1.38	1.56
Diluted EPS	1.79	1.018	1.36	1.54
Basic Average Shares	7,812,724	7,737,401	7,757,260	7,760,469
Diluted Average Shares	7,898,321	7,818,540	7,836,912	7,834,506

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,147K
EPS
$1.79
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$14,147K
EPS
$1.79
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,147KEPS$1.79Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,147KEPS$1.79Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,147K
EPS
$1.79
Unit: Thousand (K) dollars

Net Income
$14,147K
EPS
$1.79
Unit: Thousand (K) dollars