rvrf: the income statement

MyFinsight

River Financial Corp (RVRF)

For the quarter ending 2025-06-30, RVRF made $53,449K in revenue. $12,088K in net income. Net profit margin of 22.62%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	3,515
Other noninterest income	463
Net loss on sales of investment securities	-99
Investment brokerage revenue	254
Bank owned life insurance income	408
Mortgage operations	1,826
Service charges and fees	2,225
Total noninterest income	5,077
Other operating expenses	2,306
Occupancy expenses	1,037
Advertising and business development	271
Salaries and employee benefits	10,963
Data processing	1,096
Federal deposit insurance and other regulatory assessments	729
Equipment rentals, depreciation, and maintenance	536
Telephone and communications	109
Legal and other professional services	318
Foreclosed assets, net	-41
Total noninterest expense	17,324
Provision for credit losses	1,686
Subordinated debentures	418
Federal home loan bank advances	1,481
Deposits	16,879
Total interest expense	18,778
Other interest income	1,408
Nontaxable securities	420
Taxable securities	4,844
Federal funds sold	176
Loans, including fees	41,466
Total interest income	48,314
Net interest income	29,536
Net interest income after provision for credit losses	27,850
Income before income taxes	15,603
Net income	12,088

Earnings per share, basic	1.56
Earnings per share, diluted	1.54
Weighted average number of shares outstanding, basic, total	7,760,469
Weighted average number of shares outstanding, diluted	7,834,506

Unit: Thousand (K) dollars (except for numbers of shares and EPS)