For the quarter ending 2025-12-31, RVSB has $1,512,311K in assets. $1,348,094K in debts. $28,641K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and cash equivalents (including interest earning deposits in other banks of 14,565 and 14,375) | 28,641 | 32,809 | 34,172 | |
| Available for sale, at estimated fair value | 118,506 | 118,447 | 118,777 | |
| Gross unrealized losses-Municipal Securities | 2,440 | 2,492 | - | |
| Estimated fair value-Municipal Securities | 7,837 | 7,791 | - | |
| Gross unrealized losses-USGovernment Agencies Debt Securities | 1,686 | 1,948 | - | |
| Estimated fair value-USGovernment Agencies Debt Securities | 34,651 | 40,381 | - | |
| Gross unrealized losses-Real Estate Mortgage Investment Conduits | 3,347 | 3,552 | - | |
| Estimated fair value-Real Estate Mortgage Investment Conduits | 22,663 | 23,276 | - | |
| Gross unrealized losses-Residential Mortgage Backed Securities | 12,420 | 13,252 | - | |
| Estimated fair value-Residential Mortgage Backed Securities | 81,129 | 83,070 | - | |
| Gross unrealized losses-Other Mortgage Backed Securities | 2,074 | 2,203 | - | |
| Estimated fair value-Other Mortgage Backed Securities | 14,832 | 14,794 | - | |
| Held to maturity, at amortized cost (estimated fair value of 161,112 and 175,392) | 183,079 | 192,759 | 197,478 | |
| Total loans | 1,085,166 | 1,070,191 | - | |
| Less acl for loans | 15,281 | 15,427 | - | |
| Loans receivable (net of allowance for credit losses of 15,281 and 15,374) | 1,069,885 | 1,054,764 | 1,052,654 | |
| Prepaid expenses and other assets | 11,997 | 12,349 | 12,455 | |
| Accrued interest receivable | 4,808 | 4,473 | 4,493 | |
| Federal home loan bank ('fhlb') stock, at cost | 3,626 | 3,257 | 5,516 | |
| Premises and equipment, net | 21,406 | 21,667 | 21,867 | |
| Financing lease right-of-use ('rou') asset | 1,067 | 1,087 | 1,106 | |
| Deferred income taxes, net | 7,583 | 7,826 | 8,286 | |
| Goodwill | 27,076 | 27,076 | 27,076 | |
| Core deposit intangible ('cdi'), net | 101 | 124 | 147 | |
| Bank owned life insurance ('boli') | 34,536 | 32,906 | 32,616 | |
| Total assets | 1,512,311 | 1,509,544 | 1,516,643 | |
| Deposits | 1,233,518 | 1,236,424 | 1,209,893 | |
| Accrued expenses and other liabilities | 24,565 | 27,229 | 12,498 | |
| Advance payments by borrowers for taxes and insurance | 313 | 858 | 558 | |
| Fhlb advances | 60,500 | 52,300 | 102,500 | |
| Junior subordinated debentures | 27,157 | 27,135 | 27,113 | |
| Finance lease liability | 2,041 | 2,061 | 2,080 | |
| Serial preferred stock, .01 par value 250,000 shares authorized issued and outstanding none | - | - | 0 | |
| Total liabilities | 1,348,094 | 1,346,007 | 1,354,642 | |
| Common stock, .01 par value 50,000,000 shares authorized december 31, 2025 - 20,710,901 shares issued and outstanding march 31, 2025 - 20,976,200 shares issued and outstanding | 205 | 207 | 208 | |
| Additional paid-in capital | 51,850 | 52,900 | 53,501 | |
| Retained earnings | 122,167 | 121,203 | 120,522 | |
| Accumulated other comprehensive loss | -10,005 | -10,773 | -12,230 | |
| Total shareholders' equity | 164,217 | 163,537 | 162,001 | |
| Total liabilities and shareholders' equity | 1,512,311 | 1,509,544 | 1,516,643 | |
RIVERVIEW BANCORP INC (RVSB)
RIVERVIEW BANCORP INC (RVSB)