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RIVERVIEW BANCORP INC (RVSB)

RIVERVIEW BANCORP INC (RVSB)

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Balance Sheets Overview

Debt to Asset Ratio
90.05%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable (net of allowan...
    • Available for sale, at estimated...
    • Cash and cash equivalents (inclu...
    • Others
Liabilities Breakdown
    • Retained earnings
    • Additional paid-in capital
    • Junior subordinated debentures
    • Others
Balance Sheets
2026-03-31
Cash and cash equivalents (including interest earning deposits in other banks of 104,131 and 14,375)
116,866
Available for sale, at estimated fair value
154,768
Total loans
1,092,484
Less acl for loans
15,248
Loans receivable (net of allowance for credit losses of 15,248 and 15,374)
1,077,236
Prepaid expenses and other assets
13,153
Accrued interest receivable
4,133
Federal home loan bank ('fhlb') stock, at cost
1,631
Premises and equipment, net
20,918
Financing lease right-of-use ('rou') asset
1,048
Deferred income taxes, net
12,124
Goodwill
27,076
Core deposit intangible ('cdi'), net
77
Bank owned life insurance ('boli')
34,779
Total assets
1,463,809
Deposits
1,254,185
Accrued expenses and other liabilities
18,082
Advance payments by borrowers for taxes and insurance
607
Fhlb advances
16,100
Junior subordinated debentures
27,179
Finance lease liability
2,020
Total liabilities
1,318,173
Common stock, .01 par value 50,000,000 shares authorized march 31, 2026 - 20,564,719 shares issued and outstanding march 31, 2025 - 20,976,200 shares issued and outstanding
203
Additional paid-in capital
51,112
Retained earnings
113,713
Accumulated other comprehensive loss
-19,392
Total shareholders' equity
145,636
Total liabilities and shareholders' equity
1,463,809
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

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Balance Sheets

Total loans$1,092,484K Loans receivable (netof allowance for...$1,077,236K Available for sale, atestimated fair value$154,768K Cash and cashequivalents (including...$116,866K Bank owned lifeinsurance ('boli')$34,779K Goodwill$27,076K Premises and equipment,net$20,918K Prepaid expenses andother assets$13,153K Deferred income taxes,net$12,124K Accrued interestreceivable$4,133K Federal home loan bank('fhlb') stock, at cost$1,631K Financing leaseright-of-use ('rou') asset$1,048K Core depositintangible ('cdi'), net$77K Less acl for loans$15,248K Total assets$1,463,809K Total liabilities andshareholders' equity$1,463,809K Total liabilities$1,318,173K Total shareholders'equity$145,636K Accumulated othercomprehensive loss-$19,392K Deposits$1,254,185K Junior subordinateddebentures$27,179K Accrued expenses andother liabilities$18,082K Fhlb advances$16,100K Finance lease liability$2,020K Advance payments byborrowers for taxes and...$607K Retained earnings$113,713K Additional paid-in capital$51,112K Common stock, .01 parvalue 50,000,000...$203K