| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 2,324 | 1,225 |
| Depreciation and amortization | 1,708 | 873 |
| Purchased loans (accretion) amortization , net | 22 | 46 |
| Stock-based compensation expense | 318 | 109 |
| Decrease in deferred loan origination fees, net of amortization | 39 | 125 |
| Net gain on sales of premises and equipment | 23 | - |
| Income from boli | 512 | 222 |
| Prepaid expenses and other assets | -259 | -195 |
| Accrued interest receivable | -52 | -32 |
| Accrued expenses and other liabilities | 11,993 | -2,738 |
| Net cash provided by operating activities | 16,058 | -697 |
| Loan (originations) repayments, net | -3,904 | -5,172 |
| Purchases of loans receivable | 11,522 | 10,570 |
| Principal repayments on investment securities available for sale | 4,126 | 1,965 |
| Principal repayments on investment securities held to maturity | 10,123 | 5,497 |
| Proceeds from sale of shares in trading asset - visa stock | 248 | 248 |
| Purchases of premises and equipment and capitalized software | 469 | 76 |
| Redemption (purchase) of fhlb stock, net | -1,085 | 1,174 |
| Proceeds from sales of premises and equipment | 66 | - |
| Proceeds from death benefit on boli | 1,223 | 1,223 |
| Net cash provided by (used in) investing activities | 8,784 | 2,285 |
| Net increase in deposits | 4,096 | -22,435 |
| Dividends paid | 838 | 420 |
| Proceeds from borrowings | 364,900 | 237,400 |
| Repayment of borrowings | 389,000 | 211,300 |
| Net increase in advance payments by borrowers for taxes and insurance | 244 | -56 |
| Principal payments on finance lease liability | 38 | 19 |
| Repurchase of common stock | 811 | - |
| Net cash (used in) provided by financing activities | -21,447 | 3,170 |
| Net increase in cash and cash equivalents | 3,395 | 4,758 |
| Cash and cash equivalents at beginning of period | 29,414 | - |
| Cash and cash equivalents at end of period | 32,809 | - |
RIVERVIEW BANCORP INC (RVSB)
RIVERVIEW BANCORP INC (RVSB)