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Income Statement
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Cash Flow
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Balance Sheet
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Income Overview
Net Income
-$4,341K
EPS
-$0.21
Unit: Thousand (K) dollars
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Page 1
Annual
123
Page 1
Income Statement
2026-03-31
Non-interest income-Bank Servicing
6,271
Non-interest income-Trust Company Asset Management
6,235
Loss on sales of investment securities available for sale
11,350
Income from boli
986
Other, net
594
Total non-interest income, net
2,736
Interest and fees on loans receivable
55,017
Interest on investment securities - taxable
5,688
Interest on investment securities - nontaxable
258
Other interest and dividends
1,045
Total interest and dividend income
62,008
Interest on deposits
16,749
Interest on borrowings
4,911
Total interest expense
21,660
Net interest income
40,348
Provision for credit losses
1,255
Net interest income after provision for credit losses
39,093
Salaries and employee benefits
28,816
Occupancy and depreciation
7,528
Data processing
3,228
Amortization of cdi
93
Advertising and marketing
1,059
Fdic insurance premium
671
State and local taxes
1,160
Telecommunications
202
Professional fees
1,582
Other
3,324
Total non-interest expense
47,663
(loss) income before income taxes
-5,834
Income tax (benefit) provision
-1,493
Net (loss) income
-4,341
Basic EPS
-0.21
Diluted EPS
-0.21
Basic Average Shares
20,839,900
Diluted Average Shares
20,839,900
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS).
Page 1
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Income Statement
Interest and fees on loans
receivable
$55,017K
Interest on investment
securities - taxable
$5,688K
Other interest and
dividends
$1,045K
Interest on investment
securities - nontaxable
$258K
Total interest and
dividend income
$62,008K
Net (loss) income
-$4,341K
Income tax (benefit)
provision
-$1,493K
Net interest income
$40,348K
Non-interest income-Bank
Servicing
$6,271K
Total interest
expense
$21,660K
Non-interest income-Trust
Company Asset...
$6,235K
Income from boli
$986K
Other, net
$594K
(loss) income before
income taxes
-$5,834K
Net interest income
after provision for...
$39,093K
Total non-interest
income, net
$2,736K
Provision for credit
losses
$1,255K
Loss on sales of
investment securities...
$11,350K
Interest on deposits
$16,749K
Interest on borrowings
$4,911K
Total non-interest
expense
$47,663K
Salaries and employee
benefits
$28,816K
Occupancy and
depreciation
$7,528K
Other
$3,324K
Data processing
$3,228K
Professional fees
$1,582K
State and local taxes
$1,160K
Advertising and marketing
$1,059K
Fdic insurance
premium
$671K
Telecommunications
$202K
Amortization of cdi
$93K
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RIVERVIEW BANCORP INC (RVSB)
RIVERVIEW BANCORP INC (RVSB)