Financial insights of RVSB

MyFinsight

Income Statement	2026-03-31
Non-interest income-Bank Servicing	6,271
Non-interest income-Trust Company Asset Management	6,235
Loss on sales of investment securities available for sale	11,350
Income from boli	986
Other, net	594
Total non-interest income, net	2,736
Interest and fees on loans receivable	55,017
Interest on investment securities - taxable	5,688
Interest on investment securities - nontaxable	258
Other interest and dividends	1,045
Total interest and dividend income	62,008
Interest on deposits	16,749
Interest on borrowings	4,911
Total interest expense	21,660
Net interest income	40,348
Provision for credit losses	1,255
Net interest income after provision for credit losses	39,093
Salaries and employee benefits	28,816
Occupancy and depreciation	7,528
Data processing	3,228
Amortization of cdi	93
Advertising and marketing	1,059
Fdic insurance premium	671
State and local taxes	1,160
Telecommunications	202
Professional fees	1,582
Other	3,324
Total non-interest expense	47,663
(loss) income before income taxes	-5,834
Income tax (benefit) provision	-1,493
Net (loss) income	-4,341

Basic EPS	-0.21
Diluted EPS	-0.21
Basic Average Shares	20,839,900
Diluted Average Shares	20,839,900

Unit: Thousand (K) dollars (except for numbers of shares and EPS).