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For the quarter ending 2026-03-31, SEZL has $454,305K in assets. $257,583K in debts. $120,448K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
365.17%
Quick Ratio
365.17%
Cash Ratio
106.97%
Debt to Asset Ratio
56.70%
Unit: Thousand (K) dollars
Assets Breakdown
    • Notes receivable
    • Cash and cash equivalents, inclu...
    • Restricted cash, non-current
    • Others
Liabilities Breakdown
    • Common stock and additional paid...
    • Line of credit, net of unamortiz...
    • Merchant accounts payable
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Other receivables, net
-6,186 7,423 4,025
Prepaid expenses and other current assets
-18,316 22,838 23,066
Cash and cash equivalents, including amounts held by variable interest entity (vie) of 39,979 and 25,921, respectively
120,448 64,054 104,147 88,943
Restricted cash, current, including amounts held by vie of 4,701 and 8,245, respectively
4,745 8,413 10,915 10,559
Notes receivable
282,761 283,400 217,849 208,555
Allowance for credit losses
19,794 28,505 33,718 23,615
Notes receivable, net, including amounts held by vie of 247,006 and 237,062, respectively
262,967 254,895 184,131 184,940
Other current assets
23,030 ---
Total current assets
411,190 351,864 329,454 311,533
Internally developed intangible assets, net
3,743 3,331 3,094 2,777
Operating right-of-use assets
628 665 700 735
Restricted cash, non-current
22,193 30,134 19,594 20,467
Deferred tax asset
15,721 13,615 13,443 14,420
Other assets
830 620 679 620
Total assets
454,305 400,229 366,964 350,552
Merchant accounts payable
57,568 56,374 57,829 60,478
Other payables, including amounts held by vie of 7 and 1,476, respectively
21,969 6,908 6,422 2,828
Deferred revenue
5,669 5,431 4,845 4,261
Other current liabilities, including amounts held by vie of 1,075 and 0, respectively
27,396 21,053 24,566 21,307
Total current liabilities
112,602 89,766 93,662 88,874
Other non-current liabilities
-0 9 20
Operating lease liabilities
609 661 711 759
Line of credit, net of unamortized debt issuance costs of 1,128 and 1,268, respectively, held by vie
144,372 139,991 117,312 130,501
Total liabilities
257,583 230,418 211,694 220,154
Common stock and additional paid-in capital, 0.00001 par value 750,000 shares authorized 34,940 and 35,130 shares issued, respectively 33,594 and 33,798 shares outstanding, respectively
194,210 194,890 196,004 193,541
Treasury stock, at cost 1,346 and 1,332 shares, respectively
25,000 24,072 20,474 16,507
Stock subscriptions 7 and no shares subscribed, respectively
---44
Accumulated other comprehensive loss
-761 -683 -1,105 -766
Accumulated earnings (deficit)
28,273 -324 -19,155 -45,826
Total stockholders' equity
196,722 169,811 155,270 130,398
Total liabilities and stockholders' equity
454,305 400,229 366,964 350,552
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Notes receivable$282,761K Notes receivable,net, including...$262,967K Cash and cashequivalents, including...$120,448K Other current assets$23,030K Restricted cash, current,including amounts held by...$4,745K Allowance for creditlosses$19,794K Total current assets$411,190K Restricted cash,non-current$22,193K Deferred tax asset$15,721K Internally developedintangible assets, net$3,743K Other assets$830K Operating right-of-useassets$628K Total assets$454,305K Total liabilities andstockholders' equity$454,305K Total liabilities$257,583K Total stockholders'equity$196,722K Treasury stock, at cost1,346 and 1,332...$25,000K Accumulated othercomprehensive loss-$761K Line of credit, net ofunamortized debt issuance...$144,372K Total currentliabilities$112,602K Operating leaseliabilities$609K Common stock andadditional paid-in...$194,210K Accumulated earnings(deficit)$28,273K Merchant accountspayable$57,568K Other currentliabilities, including...$27,396K Other payables,including amounts held by...$21,969K Deferred revenue$5,669K

Sezzle Inc. (SEZL)

Sezzle Inc. (SEZL)