For the year ending 2025-12-31, SEZL made $450,279,000 in revenue. $134,035,000 in net income. Net profit margin of 29.77%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Total revenue | 450,279,000 | 271,127,890 | ||
| Personnel | 54,825,000 | 51,764,964 | ||
| Transaction expense | 65,961,000 | 51,364,347 | ||
| Third-party technology and data | 14,441,000 | 9,595,106 | ||
| General and administrative | - | 11,403,468 | ||
| Marketing, advertising, and tradeshows | 32,191,000 | 9,739,763 | ||
| General and administrative | 16,774,000 | - | ||
| Provision for credit losses | 89,298,000 | 55,014,676 | ||
| Total operating expenses | 273,490,000 | 188,882,324 | ||
| Operating income | 176,789,000 | 82,245,566 | ||
| Net interest expense | 14,021,000 | 13,761,645 | ||
| Other income, net | 123,000 | 354,487 | ||
| Fair value adjustment on warrants | 0 | 1,261,556 | ||
| Loss on extinguishment of line of credit | 0 | -259,706 | ||
| Income before taxes | 162,891,000 | 67,317,146 | ||
| Income tax expense (benefit) | 29,761,000 | -11,205,165 | ||
| Net income | 133,130,000 | 78,522,311 | ||
| Foreign currency translation adjustment | 905,000 | -940,794 | ||
| Total comprehensive income | 134,035,000 | 77,581,517 | ||
| Basic EPS | 3.93 | 13.98 | ||
| Diluted EPS | 3.72 | 13.13 | ||
| Basic Average Shares | 33,910,000 | 5,618,497 | ||
| Diluted Average Shares | 35,744,000 | 5,981,795 | ||
Sezzle Inc. (SEZL)
Sezzle Inc. (SEZL)