The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 1,576 | 2,244 | 1,695 | 3,219 |
| Amortization of net premiums on investments | -22 | -20 | -22 | -42 |
| Provision for (release of) credit losses | 123 | 105 | 55 | -33 |
| Depreciation and amortization | 103 | 115 | 115 | 261 |
| Share-based compensation | 57 | 72 | 75 | 156 |
| Fair value adjustment on mortgage servicing rights | 140 | 160 | 372 | 179 |
| Right of use assets amortization | 192 | 256 | 254 | 505 |
| Change in lease liabilities | -574 | - | 270 | 513 |
| Lease liabilities | - | -1,055 | - | - |
| Change in cash surrender value of boli | -518 | - | 225 | 423 |
| Increase in cash surrender value of boli | - | 837 | - | - |
| Net change in advances from borrowers for taxes and insurance | 1,238 | -729 | 1,202 | -346 |
| Deferred income tax | 70 | 70 | - | - |
| Net loss on disposal of assets, net | -53 | -137 | 0 | 0 |
| Net gain on sale of loans | 101 | 73 | 94 | 93 |
| Proceeds from sale of loans held-for-sale | 6,163 | 4,096 | 5,352 | 5,621 |
| Originations of loans held-for-sale | 5,854 | 4,332 | 4,618 | 8,314 |
| Net gain on oreo and repossessed assets | 1 | 0 | 0 | 0 |
| Accrued interest receivable | 117 | -125 | 238 | 187 |
| Other assets | -12 | -117 | -43 | -436 |
| Accrued interest payable | -178 | -100 | 140 | -131 |
| Other liabilities | -1,654 | 183 | -82 | 979 |
| Net cash provided by operating activities | 1,505 | 2,005 | 3,798 | 1,358 |
| Proceeds from principal payments, maturities and sales of available-for-sale securities | 70 | 78 | 80 | 142 |
| Proceeds from principal payments of held-to-maturity securities | 8 | 7 | 214 | 17 |
| Purchase of equity investments | 5,000 | - | - | - |
| Net change in loans | 16,019 | -4,155 | 4,435 | 3,257 |
| Fhlb stock redeemed | - | 670 | - | - |
| Fhlb stock purchased | 60 | - | - | - |
| Purchases of boli | - | 0 | - | - |
| Purchase of boli | 290 | - | 0 | - |
| Repayment of borrowings | - | 15,000 | - | - |
| Purchases of premises and equipment, net | 32 | 70 | 38 | 62 |
| Fhlb stock redeemed | - | -5 | 1 | 4 |
| Proceeds from disposal of premises and equipment, net | - | 0 | 0 | 0 |
| Repayment of subordinated notes, net | - | 4,000 | - | - |
| Proceeds from sale of oreo and other repossessed assets | 261 | 0 | 0 | 0 |
| Common stock repurchases | - | 0 | 0 | 0 |
| Net cash (used in)/provided by investing activities | -21,062 | 4,840 | -4,179 | -3,160 |
| Surrender of stock to pay tax liability | - | 130 | 0 | - |
| Net increase in deposits | 19,626 | 49,932 | -516 | 61,660 |
| Dividends paid on common stock | 541 | 485 | 488 | 974 |
| Proceeds from common stock option exercises | 3 | 130 | 0 | 21 |
| Net cash provided by financing activities | 19,088 | 30,452 | -1,005 | 60,703 |
| Net change in cash and cash equivalents | -469 | 37,297 | -1,386 | 58,901 |
| Cash and cash equivalents, beginning of period | 138,453 | 101,156 | 43,641 | - |
| Cash and cash equivalents, end of period | 137,984 | 138,453 | 101,156 | - |
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)