The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 7,158 |
| Amortization of net discounts on investments | -84 |
| Provision for (reversal of) credit losses | 127 |
| Depreciation and amortization | 491 |
| Compensation expense related to share based compensation | 303 |
| Fair value adjustment on msrs | 711 |
| Right of use assets amortization | 1,015 |
| Increase in cash surrender value of boli | 837 |
| Deferred income tax | 70 |
| Net loss (gain) on disposal of premises and equipment, net | -137 |
| Net gain on sale of loans | 260 |
| Proceeds from sale of loans held-for-sale | 15,069 |
| Originations of loans held-for-sale | 17,264 |
| Net loss on sale of oreo and repossessed assets | 0 |
| Accrued interest receivable | 300 |
| Other assets | -596 |
| Lease liabilities | -1,055 |
| Advances from borrowers for taxes and insurance | 127 |
| Accrued interest payable | -91 |
| Other liabilities | 1,080 |
| Net cash provided by operating activities | 7,161 |
| Proceeds from principal payments and maturities of afs securities | 300 |
| Proceeds from principal payments, maturities and sales of htm securities | 238 |
| Net increase in loans | 3,537 |
| Fhlb stock redeemed | 670 |
| Purchases of boli | 0 |
| Purchases of premises and equipment, net | 170 |
| Proceeds from disposal of premises and equipment, net | 0 |
| Proceeds from sale of oreo and other repossessed assets | 0 |
| Net cash used in investing activities | -2,499 |
| Net increase in deposits | 111,076 |
| Repayment of borrowings | 15,000 |
| Fhlb stock redeemed | 0 |
| Repayment of subordinated notes, net | 4,000 |
| Common stock repurchases | 0 |
| Dividends paid on common stock | 1,947 |
| Surrender of stock to pay tax liability | 130 |
| Proceeds from common stock option exercises | 151 |
| Net cash provided by financing activities | 90,150 |
| Net change in cash and cash equivalents | 94,812 |
| Cash and cash equivalents, beginning of period | 43,641 |
| Cash and cash equivalents, end of period | 138,453 |
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)