The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 1,695 | 3,219 |
| Amortization of net premiums on investments | -22 | -42 |
| Provision for (release of) credit losses | 55 | -33 |
| Depreciation and amortization | 115 | 261 |
| Share-based compensation | 75 | 156 |
| Fair value adjustment on mortgage servicing rights | 372 | 179 |
| Right of use assets amortization | 254 | 505 |
| Change in lease liabilities | 270 | 513 |
| Change in cash surrender value of boli | 225 | 423 |
| Net change in advances from borrowers for taxes and insurance | 1,202 | -346 |
| Net gain on disposal of premises and equipment, net | 0 | 0 |
| Net gain on sale of loans | 94 | 93 |
| Proceeds from sale of loans held-for-sale | 5,352 | 5,621 |
| Originations of loans held-for-sale | 4,618 | 8,314 |
| Net gain on oreo and repossessed assets | 0 | 0 |
| Accrued interest receivable | 238 | 187 |
| Other assets | -43 | -436 |
| Accrued interest payable | 140 | -131 |
| Other liabilities | -82 | 979 |
| Net cash provided by operating activities | 3,798 | 1,358 |
| Proceeds from principal payments, maturities and sales of available-for-sale securities | 80 | 142 |
| Proceeds from principal payments of held-to-maturity securities | 214 | 17 |
| Net increase in loans | 4,435 | 3,257 |
| Purchase of boli | 0 | - |
| Purchases of premises and equipment, net | 38 | 62 |
| Proceeds from disposal of premises and equipment, net | 0 | 0 |
| Proceeds from sale of oreo and other repossessed assets | 0 | 0 |
| Net cash used in investing activities | -4,179 | -3,160 |
| Net increase in deposits | -516 | 61,660 |
| Fhlb stock purchased | 1 | 4 |
| Common stock repurchases | 0 | 0 |
| Purchase of common stock surrendered to pay tax liability | 0 | - |
| Dividends paid on common stock | 488 | 974 |
| Proceeds from common stock option exercises | 0 | 21 |
| Net cash provided by financing activities | -1,005 | 60,703 |
| Net change in cash and cash equivalents | -1,386 | 58,901 |
| Cash and cash equivalents at beginning of period | 43,641 | - |
| Cash and cash equivalents at end of period | 101,156 | - |
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)