MyFinsight
Home
Blog
About
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Free Cash flow
$166K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Net change in loans
Proceeds from sale of loans held...
Net income
Others
Negative Cash Flow Breakdown
Net (decrease) increase in depos...
Repayment of borrowings
Originations of loans held-for-s...
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
2,515
1,576
2,244
1,695
Amortization of net premiums on investments
-20
-22
-20
-22
(release of) provision for credit losses
-223
123
105
55
Depreciation and amortization
99
103
115
115
Share-based compensation
49
57
72
75
Fair value adjustment on mortgage servicing rights
-119
140
160
372
Right of use assets amortization
311
192
256
254
Change in lease liabilities
327
-574
-
270
Lease liabilities
-
-
-1,055
-
Change in cash surrender value of boli
277
-518
-
225
Increase in cash surrender value of boli
-
-
837
-
Net change in advances from borrowers for taxes and insurance
-1,506
1,238
-729
1,202
Deferred income tax
-
70
70
-
Net loss on disposal of assets, net
0
-53
-137
0
Net gain on sale of loans
111
101
73
94
Proceeds from sale of loans held-for-sale
7,300
6,163
4,096
5,352
Originations of loans held-for-sale
8,561
5,854
4,332
4,618
Net loss on oreo and repossessed assets
-10
1
0
0
Accrued interest receivable
-141
117
-125
238
Other assets
-39
-12
-117
-43
Accrued interest payable
138
-178
-100
140
Other liabilities
796
-1,654
183
-82
Net cash provided by operating activities
224
1,505
2,005
3,798
Proceeds from principal payments, maturities and sales of available-for-sale securities
92
70
78
80
Proceeds from principal payments of held-to-maturity securities
8
8
7
214
Purchase of equity investments
0
5,000
-
-
Net change in loans
-29,473
16,019
-4,155
4,435
Fhlb stock redeemed
-
-
670
-
Fhlb stock redeemed (purchased)
-450
60
-
-
Purchases of boli
-
-
0
-
Purchase of boli
31
290
-
0
Purchases of premises and equipment, net
58
32
70
38
Proceeds from disposal of premises and equipment, net
-
-
0
0
Proceeds from sale of oreo and other repossessed assets
88
261
0
0
Net cash provided by/(used in) investing activities
30,022
-21,062
4,840
-4,179
Net (decrease) increase in deposits
-37,620
19,626
49,932
-516
Repayment of borrowings
10,000
-
15,000
-
Fhlb stock redeemed
-
-
-5
1
Repayment of subordinated notes, net
-
-
4,000
-
Common stock repurchases
-
-
0
0
Surrender of stock to pay tax liability
-
-
130
0
Dividends paid on common stock
537
541
485
488
Proceeds from common stock option exercises
0
3
130
0
Net cash (used in)/provided by financing activities
-48,157
19,088
30,452
-1,005
Net change in cash and cash equivalents
-17,911
-469
37,297
-1,386
Cash and cash equivalents, beginning of period
137,984
138,453
101,156
43,641
Cash and cash equivalents, end of period
120,073
137,984
138,453
101,156
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Net change in loans
-$29,473K
(-1004.91%↓ Y/Y)
Fhlb stock redeemed
(purchased)
-$450K
Proceeds from principal
payments, maturities and...
$92K
(-35.21%↓ Y/Y)
Proceeds from sale of oreo
and other...
$88K
Proceeds from sale of
loans held-for-sale
$7,300K
(29.87%↑ Y/Y)
Proceeds from principal
payments of...
$8K
(-52.94%↓ Y/Y)
Net income
$2,515K
(-21.87%↓ Y/Y)
Other liabilities
$796K
(-18.69%↓ Y/Y)
Right of use assets
amortization
$311K
(-38.42%↓ Y/Y)
Accrued interest
receivable
-$141K
(-175.40%↓ Y/Y)
Accrued interest
payable
$138K
(205.34%↑ Y/Y)
Depreciation and
amortization
$99K
(-62.07%↓ Y/Y)
Share-based compensation
$49K
(-68.59%↓ Y/Y)
Other assets
-$39K
(91.06%↑ Y/Y)
Amortization of net premiums
on investments
-$20K
(52.38%↑ Y/Y)
Net loss on oreo and
repossessed assets
-$10K
Net cash provided
by/(used in) investing...
$30,022K
(1050.06%↑ Y/Y)
Net cash provided by
operating activities
$224K
(-83.51%↓ Y/Y)
Canceled cashflow
$89K
Canceled cashflow
$11,194K
Net change in cash
and cash...
-$17,911K
(-130.41%↓ Y/Y)
Canceled cashflow
$30,246K
Purchases of premises and
equipment, net
$58K
(-6.45%↓ Y/Y)
Purchase of boli
$31K
Originations of loans
held-for-sale
$8,561K
(2.97%↑ Y/Y)
Net change in
advances from borrowers...
-$1,506K
(-335.26%↓ Y/Y)
Change in lease
liabilities
$327K
(-36.26%↓ Y/Y)
Change in cash
surrender value of boli
$277K
(-34.52%↓ Y/Y)
(release of) provision
for credit losses
-$223K
(-575.76%↓ Y/Y)
Fair value
adjustment on mortgage...
-$119K
(-166.48%↓ Y/Y)
Net gain on sale of
loans
$111K
(19.35%↑ Y/Y)
something is missing
-$70K
Net cash (used
in)/provided by financing...
-$48,157K
(-179.33%↓ Y/Y)
Net (decrease)
increase in deposits
-$37,620K
(-161.01%↓ Y/Y)
Repayment of borrowings
$10,000K
Dividends paid on common
stock
$537K
(-44.87%↓ Y/Y)
Buy us a coffee