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Balance Sheets Overview

Debt to Asset Ratio
89.44%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans held-for-portfolio
    • Cash and cash equivalents
    • Bank-owned life insurance (boli)...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing demand
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
120,072
137,984
138,453
101,156
Available-for-sale (afs) securities, at fair value (amortized cost of 8,586 and 8,770 as of june30, 2026 and december31, 2025, respectively)
7,575
7,517
7,699
7,637
Held-to-maturity (htm) securities, at amortized cost (fair value of 1,572 and 1,578 at june30, 2026 and december 31, 2025, respectively)
1,876
1,884
1,892
1,899
Equity securities
5,000
5,000
-
-
Loans held-for-sale
1,591
281
542
271
Loans held-for-portfolio
891,969
921,518
905,533
909,715
Allowance for credit losses (acl) on loans
8,420
8,635
8,605
8,564
Total loans held-for-portfolio, net
883,549
912,883
896,928
901,151
Accrued interest receivable
3,747
3,888
3,771
3,896
Bank-owned life insurance (boli), net
24,055
23,747
23,327
23,138
Other real estate owned (oreo) and repossessed assets, net
47
99
344
344
Mortgage servicing rights (msrs), at fair value
4,277
4,096
4,183
4,305
Federal home loan bank ('fhlb') stock, at cost
670
1,120
1,060
1,735
Premises and equipment, net
4,127
4,168
4,239
4,421
Lease right of use assets, net
-
-
3,423
-
Right of use assets
2,889
3,133
-
3,679
Other assets
6,249
6,251
6,312
6,531
Total assets
1,065,724
1,112,051
1,092,173
1,060,163
Interest-bearing
801,541
837,409
816,309
767,554
Noninterest-bearing demand
129,340
131,092
132,566
131,389
Total deposits
930,881
968,501
948,875
898,943
Borrowings
0
10,000
10,000
25,000
Accrued interest payable
634
496
674
774
Lease liabilities
3,103
3,364
3,671
3,943
Other liabilities
9,597
8,839
10,366
10,146
Advance payments from borrowers for taxes and insurance
1,119
2,625
1,387
2,116
Subordinated notes, net
7,822
7,812
7,801
11,791
Total liabilities
953,156
1,001,637
982,774
952,713
Common stock, 0.01 par value, 40,000,000 shares authorized, 2,568,043 and 2,567,953 shares issued and outstanding as of june30, 2026 and december31, 2025, respectively
25
25
25
25
Additional paid-in capital
28,846
28,797
28,737
28,665
Retained earnings
84,496
82,518
81,483
79,724
Accumulated other comprehensive loss, net of tax
-799
-926
-846
-964
Total stockholders equity
112,568
110,414
109,399
107,450
Total liabilities and stockholders equity
1,065,724
1,112,051
1,092,173
1,060,163
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loansheld-for-portfolio$891,969K (-1.36%↓ Y/Y)Total loansheld-for-portfolio, net$883,549K (-1.36%↓ Y/Y)Cash and cashequivalents$120,072K (17.10%↑ Y/Y)Bank-owned life insurance(boli), net$24,055K (4.98%↑ Y/Y)Available-for-sale (afs)securities, at fair value...$7,575K (0.72%↑ Y/Y)Other assets$6,249K (-5.56%↓ Y/Y)Equity securities$5,000K Mortgage servicingrights (msrs), at fair...$4,277K (-7.78%↓ Y/Y)Premises and equipment,net$4,127K (-8.25%↓ Y/Y)Accrued interestreceivable$3,747K (2.43%↑ Y/Y)Right of use assets$2,889K (-26.54%↓ Y/Y)Held-to-maturity (htm)securities, at amortized...$1,876K (-11.22%↓ Y/Y)Loans held-for-sale$1,591K (-21.43%↓ Y/Y)Federal home loan bank('fhlb') stock, at cost$670K (-61.36%↓ Y/Y)Other real estateowned (oreo) and...$47K (-84.33%↓ Y/Y)Allowance for creditlosses (acl) on loans$8,420K (-1.36%↓ Y/Y)Total assets$1,065,724K (0.71%↑ Y/Y)Total liabilities andstockholders equity$1,065,724K (0.71%↑ Y/Y)Total liabilities$953,156K (0.10%↑ Y/Y)Total stockholdersequity$112,568K (6.19%↑ Y/Y)Accumulated othercomprehensive loss, net of tax-$799K (29.17%↑ Y/Y)Total deposits$930,881K (3.49%↑ Y/Y)Other liabilities$9,597K (-6.26%↓ Y/Y)Subordinated notes, net$7,822K (-33.60%↓ Y/Y)Lease liabilities$3,103K (-26.35%↓ Y/Y)Advance payments fromborrowers for taxes and...$1,119K (22.43%↑ Y/Y)Accrued interestpayable$634K (0.00%↑ Y/Y)Retained earnings$84,496K (7.61%↑ Y/Y)Additional paid-in capital$28,846K (0.90%↑ Y/Y)Common stock, 0.01 parvalue, 40,000,000...$25K (0.00%↑ Y/Y)Interest-bearing$801,541K (3.39%↑ Y/Y)Noninterest-bearing demand$129,340K (4.14%↑ Y/Y)

Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp, Inc. (SFBC)