For the quarter ending 2026-03-31, SFBC has $1,112,051K in assets. $1,001,637K in debts. $137,984K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 137,984 | 138,453 | 101,156 | 102,542 |
| Available-for-sale (afs) securities, at fair value (amortized cost of 8,690 and 8,770 as of march31, 2026 and december31, 2025, respectively) | 7,517 | 7,699 | 7,637 | 7,521 |
| Held-to-maturity (htm) securities, at amortized cost (fair value of 1,528 and 1,578 at march31, 2026 and december 31, 2025, respectively) | 1,884 | 1,892 | 1,899 | 2,113 |
| Equity securities | 5,000 | - | - | - |
| Loans held-for-sale | 281 | 542 | 271 | 2,025 |
| Loans held-for-portfolio | 921,518 | 905,533 | 909,715 | 904,286 |
| Allowance for credit losses (acl) on loans | 8,635 | 8,605 | 8,564 | 8,536 |
| Total loans held-for-portfolio, net | 912,883 | 896,928 | 901,151 | 895,750 |
| Accrued interest receivable | 3,888 | 3,771 | 3,896 | 3,658 |
| Bank-owned life insurance (boli), net | 23,747 | 23,327 | 23,138 | 22,913 |
| Other real estate owned (oreo) and repossessed assets, net | 99 | 344 | 344 | 300 |
| Mortgage servicing rights (msrs), at fair value | 4,096 | 4,183 | 4,305 | 4,638 |
| Federal home loan bank ('fhlb') stock, at cost | 1,120 | 1,060 | 1,735 | 1,734 |
| Premises and equipment, net | 4,168 | 4,239 | 4,421 | 4,498 |
| Lease right of use assets, net | - | 3,423 | - | - |
| Right of use assets | 3,133 | - | 3,679 | 3,933 |
| Other assets | 6,251 | 6,312 | 6,531 | 6,617 |
| Total assets | 1,112,051 | 1,092,173 | 1,060,163 | 1,058,242 |
| Interest-bearing | 837,409 | 816,309 | 767,554 | 775,262 |
| Noninterest-bearing demand | 131,092 | 132,566 | 131,389 | 124,197 |
| Total deposits | 968,501 | 948,875 | 898,943 | 899,459 |
| Borrowings | 10,000 | 10,000 | 25,000 | 25,000 |
| Accrued interest payable | 496 | 674 | 774 | 634 |
| Lease liabilities | 3,364 | 3,671 | 3,943 | 4,213 |
| Other liabilities | 8,839 | 10,366 | 10,146 | 10,238 |
| Advance payments from borrowers for taxes and insurance | 2,625 | 1,387 | 2,116 | 914 |
| Subordinated notes, net | 7,812 | 7,801 | 11,791 | 11,780 |
| Total liabilities | 1,001,637 | 982,774 | 952,713 | 952,238 |
| Common stock, 0.01 par value, 40,000,000 shares authorized, 2,568,043 and 2,567,953 shares issued and outstanding as of march31, 2026 and december31, 2025, respectively | 25 | 25 | 25 | 25 |
| Additional paid-in capital | 28,797 | 28,737 | 28,665 | 28,590 |
| Retained earnings | 82,518 | 81,483 | 79,724 | 78,517 |
| Accumulated other comprehensive loss, net of tax | -926 | -846 | -964 | -1,128 |
| Total stockholders equity | 110,414 | 109,399 | 107,450 | 106,004 |
| Total liabilities and stockholders equity | 1,112,051 | 1,092,173 | 1,060,163 | 1,058,242 |
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)