For the quarter ending 2025-09-30, SFBC has $1,060,163K in assets. $952,713K in debts. $101,156K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 101,156 | 102,542 | ||
| Available-for-sale (afs) securities, at fair value (amortized cost of 8,857 and 9,112 as of september30, 2025 and december31, 2024, respectively) | 7,637 | 7,521 | ||
| Held-to-maturity (htm) securities, at amortized cost (fair value of 1,552 and 1,712 at september30, 2025 and december 31, 2024, respectively) | 1,899 | 2,113 | ||
| Loans held-for-sale | 271 | 2,025 | ||
| Loans held-for-portfolio | 909,715 | 904,286 | ||
| Allowance for credit losses (acl) on loans | 8,564 | 8,536 | ||
| Total loans held-for-portfolio, net | 901,151 | 895,750 | ||
| Accrued interest receivable | 3,896 | 3,658 | ||
| Bank-owned life insurance (boli), net | 23,138 | 22,913 | ||
| Other real estate owned (oreo) and repossessed assets, net | 344 | 300 | ||
| Mortgage servicing rights (msrs), at fair value | 4,305 | 4,638 | ||
| Federal home loan bank ('fhlb') stock, at cost | 1,735 | 1,734 | ||
| Premises and equipment, net | 4,421 | 4,498 | ||
| Right of use assets | 3,679 | 3,933 | ||
| Other assets | 6,531 | 6,617 | ||
| Total assets | 1,060,163 | 1,058,242 | ||
| Interest-bearing | 767,554 | 775,262 | ||
| Noninterest-bearing demand | 131,389 | 124,197 | ||
| Total deposits | 898,943 | 899,459 | ||
| Borrowings | 25,000 | 25,000 | ||
| Accrued interest payable | 774 | 634 | ||
| Lease liabilities | 3,943 | 4,213 | ||
| Other liabilities | 10,146 | 10,238 | ||
| Advance payments from borrowers for taxes and insurance | 2,116 | 914 | ||
| Subordinated notes, net | 11,791 | 11,780 | ||
| Total liabilities | 952,713 | 952,238 | ||
| Common stock, 0.01 par value, 40,000,000 shares authorized, 2,566,069 and 2,564,907 shares issued and outstanding as of september30, 2025 and december31, 2024, respectively | 25 | 25 | ||
| Additional paid-in capital | 28,665 | 28,590 | ||
| Retained earnings | 79,724 | 78,517 | ||
| Accumulated other comprehensive loss, net of tax | -964 | -1,128 | ||
| Total stockholders equity | 107,450 | 106,004 | ||
| Total liabilities and stockholders equity | 1,060,163 | 1,058,242 | ||
Sound Financial Bancorp, Inc. (SFBC)
Sound Financial Bancorp, Inc. (SFBC)