Financial insights of SFBC

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Service charges and fee income	2,669
Earnings on boli	837
Mortgage servicing income	1,046
Fair value adjustment on msrs	711
Net gain on sale of loans	260
Other income	-137
Total noninterest income	3,964
Loans, including fees	52,950
Interest and dividends on investments, cash and cash equivalents	4,607
Total interest income	57,557
Deposits	20,908
Borrowings	1,021
Subordinated notes	701
Total interest expense	22,630
Net interest income	34,927
Provision for (release of) credit losses	127
Net interest income after provision for (release of) credit losses	34,800
Salaries and benefits	16,708
Operations	5,973
Regulatory assessments	610
Occupancy	1,743
Data processing	5,021
Net loss (gain) and expenses on oreo and repossessed assets	37
Total noninterest expense	30,092
Income before provision for income taxes	8,672
Provision for income taxes	1,514
Net income	7,158

Basic EPS	2.79
Diluted EPS	2.77
Basic Average Shares	2,556,254
Diluted Average Shares	2,576,681