sfbc: the income statement

MyFinsight

Sound Financial Bancorp, Inc. (SFBC)

For the quarter ending 2025-06-30, SFBC made $16,115K in revenue. $2,052K in net income. Net profit margin of 12.73%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	488
Other income	-
Fair value adjustment on msrs	80
Service charges and fee income	664
Net gain on sale of loans	44
Mortgage servicing income	263
Earnings on boli	229
Total noninterest income	1,120
Operations	1,443
Occupancy	416
Salaries and benefits	4,321
Data processing	1,254
Regulatory assessments	222
Net loss (gain) on oreo and repossessed assets	9
Total noninterest expense	7,665
Provision for (release of) credit losses	170
Subordinated notes	168
Borrowings	267
Deposits	5,225
Total interest expense	5,660
Loans, including fees	13,695
Interest and dividends on investments, cash and cash equivalents	1,220
Total interest income	14,915
Net interest income	9,255
Net interest income after provision (release of) for credit losses	9,085
Income before provision for income taxes	2,540
Net income	2,052

Basic (in dollars per share)	0.8
Basic (in shares)	2,556,562
Diluted (in dollars per share)	0.79
Diluted (in shares)	2,577,990

Unit: Thousand (K) dollars (except for numbers of shares and EPS)