MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Income Overview

Net Income
$2,518K
EPS
$0.98
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans, including fees
13,777
13,307
12,141*
13,512
Interest and dividends on investments, cash and cash equivalents
1,069
1,158
1,067*
1,140
Total interest income
14,846
14,465
13,208*
14,652
Deposits
4,976
5,124
5,158*
5,275
Borrowings
90
108
217*
269
Subordinated notes
189
186
197*
168
Total interest expense
5,255
5,418
5,572*
5,712
Net interest income
9,591
9,047
7,636*
8,940
(release of) provision for credit gaines
-223
123
-210*
55
Net interest income after (release of) provision for credit losses
9,814
8,924
7,846*
8,885
Service charges and fee income
684
624
666*
672
Earnings on boli
277
130
156*
225
Mortgage servicing income
245
248
259*
262
Fair value adjustment on msrs
-119
140
33*
372
Net gain on sale of loans
112
101
53*
94
Other income (loss)
-8
-53
-137*
0
Total noninterest income
1,429
910
963*
881
Salaries and benefits
4,645
4,458
3,839*
4,259
Operations
1,617
1,501
1,584*
1,483
Regulatory assessments
129
198
-54*
221
Occupancy
388
427
473*
431
Data processing
1,332
1,287
1,229*
1,274
Net loss and expenses on oreo and repossessed assets
17
3
12*
8
Total noninterest expense
8,128
7,874
7,081*
7,676
Income before provision for income taxes
3,115
1,960
1,728*
2,090
Provision for income taxes
597
384
190*
395
Net income
2,518
1,576
1,538
1,695
Basic EPS
0.98
0.61
0.602
0.66
Diluted EPS
0.98
0.61
0.597
0.66
Basic Average Shares
2,564,165
2,562,467
2,555,638
2,556,562
Diluted Average Shares
2,574,631
2,574,212
2,576,478
2,575,575
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$13,777K (0.60%↑ Y/Y)Interest and dividends oninvestments, cash and cash...$1,069K (-12.38%↓ Y/Y)Total interest income$14,846K (-0.46%↓ Y/Y)Net interest income$9,591K (3.63%↑ Y/Y)(release of) provisionfor credit gaines-$223K (-231.18%↓ Y/Y)Service charges and feeincome$684K (3.01%↑ Y/Y)Earnings on boli$277K (20.96%↑ Y/Y)Mortgage servicingincome$245K (-6.84%↓ Y/Y)Fair valueadjustment on msrs-$119K (-248.75%↓ Y/Y)Net gain on sale ofloans$112K (154.55%↑ Y/Y)Total interestexpense$5,255K (-7.16%↓ Y/Y)Net interest incomeafter (release of)...$9,814K (8.02%↑ Y/Y)Total noninterestincome$1,429K (27.59%↑ Y/Y)Other income (loss)-$8K Deposits$4,976K (-4.77%↓ Y/Y)Subordinated notes$189K (12.50%↑ Y/Y)Borrowings$90K (-66.29%↓ Y/Y)Income beforeprovision for income taxes$3,115K (22.64%↑ Y/Y)Total noninterestexpense$8,128K (6.04%↑ Y/Y)Net income$2,518K (22.71%↑ Y/Y)Provision for income taxes$597K (22.34%↑ Y/Y)Salaries and benefits$4,645K (7.50%↑ Y/Y)Operations$1,617K (12.06%↑ Y/Y)Data processing$1,332K (6.22%↑ Y/Y)Occupancy$388K (-6.73%↓ Y/Y)Regulatory assessments$129K (-41.89%↓ Y/Y)Net loss andexpenses on oreo and...$17K (88.89%↑ Y/Y)

Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp, Inc. (SFBC)