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Cash Flow Overview

Change in Cash
-$40,447K
Free Cash flow
-$652K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Repayments on fhlb advances
    • Net increase in loans
    • Payment on short-term line of cr...
    • Others
Negative Cash Flow Breakdown
    • Proceeds from fhlb advances
    • Net increase in deposits
    • Net income
    • Others
Cash Flow
2026-03-31
2025-09-30
2025-06-30
Net income
-6,849
11,450
-
Depreciation
-963
1,499
-
Amortization of core deposit intangible
-429
598
-
Accretion of loan discount and deposit premium, net
-587
784
-
Provision for credit losses
-372
651
-
Deferred income taxes
-198
238
-
Net realized losses on securities
-
0
-
Accretion of discount on securities, net of amortization of premiums
8
-22
-
Deferred compensation
-47
88
-
Share-based compensation
-92
151
-
Loss on sale of other real estate owned
-
-27
-
Life insurance income
-60
60
-
Cash value of life insurance
-359
538
-
Accrued interest receivable
-148
122
-
Other assets
1,129
-889
-
Accrued interest payable
296
-306
-
Other liabilities
549
622
-
Net cash provided by operating activities
-8,115
4,812
9,613
Proceeds from sale of other real estate owned
-
0
113
Sales
-
0
-
Maturities/calls/paydowns
-2,217
1,797
7,752
Redemption (purchases) of restricted equity securities
-290
-477
1,105
Net increase in loans
-23,268
8,647
42,530
Proceeds from life insurance contracts
-38
0
328
Purchases of property and equipment
-7,463
4,210
3,532
Cash received in business combination, net of cash paid
-
0
-
Net cash used in investing activities
28,653
-10,583
-38,974
Net increase in deposits
-71,600
30,165
47,751
Proceeds from fhlb advances
-262,500
279,500
-
Repayment of bank term funding program advances
-
0
0
Repayments on fhlb advances
-263,500
274,500
-
Common stock repurchased
-
0
0
Prepayment of fhlb advances
-
0
-
Net change in fed funds purchased
-4,877
0
4,254
Advances on short-term line of credit
-4,000
0
4,000
Payment on short-term line of credit
-7,500
0
7,500
Net change in fhlb advances
-
-
16,000
Dividends paid
-1,238
1,526
1,413
Net cash provided by financing activities
-60,985
17,639
54,584
Net increase (decrease) in cash and cash equivalents
-40,447
11,868
25,223
Cash and cash equivalents, beginning
56,542
19,451
-
Cash and cash equivalents, ending
19,836
56,542
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase inloans-$23,268K Purchases of property andequipment-$7,463K Redemption (purchases) ofrestricted equity...-$290K Net cash used ininvesting activities$28,653K Canceled cashflow$2,255K Net increase(decrease) in cash and cash...-$40,447K Canceled cashflow$28,653K Repayments on fhlb advances-$263,500K Payment on short-termline of credit-$7,500K Net change in fedfunds purchased-$4,877K Dividends paid-$1,238K Accretion of loan discountand deposit...-$587K Other liabilities$549K Cash value of lifeinsurance-$359K Accrued interestpayable$296K Accrued interestreceivable-$148K Life insuranceincome-$60K Maturities/calls/paydowns-$2,217K Proceeds from lifeinsurance contracts-$38K Net cash provided byfinancing activities-$60,985K Canceled cashflow$277,115K Net cash provided byoperating activities-$8,115K Canceled cashflow$1,999K Proceeds from fhlbadvances-$262,500K Net increase indeposits-$71,600K Advances on short-termline of credit-$4,000K Net income-$6,849K Other assets$1,129K Depreciation-$963K Amortization of core depositintangible-$429K Provision for creditlosses-$372K Deferred income taxes-$198K Share-based compensation-$92K Deferred compensation-$47K Accretion of discount onsecurities, net of...$8K

Skyline Bankshares, Inc. (SLBK)

Skyline Bankshares, Inc. (SLBK)