| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 24,260 | 21,420 | ||
| Interest-bearing deposits with banks | 32,042 | 22,738 | ||
| Federal funds sold | 240 | 516 | ||
| Total cash and cash equivalents | 56,542 | 44,674 | ||
| Investment securities available for sale | 114,493 | 114,460 | ||
| Restricted equity securities | 4,662 | 5,139 | ||
| Loans | 1,036,439 | 1,027,533 | ||
| Allowance for credit losses | 8,547 | 8,374 | ||
| Net loans | 1,027,892 | 1,019,159 | ||
| Cash value of life insurance | 27,013 | 26,829 | ||
| Other real estate owned | 0 | 0 | ||
| Properties and equipment, net | 40,906 | 37,190 | ||
| Accrued interest receivable | 4,135 | 4,234 | ||
| Core deposit intangible | 3,217 | 3,395 | ||
| Goodwill | 7,900 | 7,900 | ||
| Deferred tax assets, net | 4,146 | 4,680 | ||
| Other assets | 15,621 | 15,188 | ||
| Assets | 1,306,527 | 1,282,848 | ||
| Noninterest-bearing | 363,910 | 352,550 | ||
| Interest-bearing | 806,263 | 787,449 | ||
| Total deposits | 1,170,173 | 1,139,999 | ||
| Borrowings | 26,500 | 37,500 | ||
| Federal funds purchased | 0 | 0 | ||
| Accrued interest payable | 644 | 614 | ||
| Other liabilities | 7,330 | 6,883 | ||
| Liabilities | 1,204,647 | 1,184,996 | ||
| Preferred stock, no par value 5,000,000 shares authorized, none issued | 0 | 0 | ||
| Common stock, no par value 25,000,000 shares authorized, 5,651,704 and 5,651,704 issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 0 | 0 | ||
| Surplus | 33,658 | 33,607 | ||
| Retained earnings | 82,225 | 79,675 | ||
| Accumulated other comprehensive loss | -14,003 | -15,430 | ||
| Equity, attributable to parent | 101,880 | 97,852 | ||
| Liabilities and equity | 1,306,527 | 1,282,848 | ||
Skyline Bankshares, Inc. (SLBK)
Skyline Bankshares, Inc. (SLBK)