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For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,601K
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-09-30
2025-06-30
2025-03-31
Revenue from contract with customer, including assessed tax-Deposit Account
--606 -
Revenue from contract with customer, including assessed tax-Mortgage Banking
--82 -
Revenue from contract with customer, including assessed tax-Deposit Account
650 651 --
Revenue from contract with customer, including assessed tax-Financial Service Other
995 1,050 1,016 -
Net realized losses on securities
-0 0 -
Revenue from contract with customer, including assessed tax-Mortgage Banking
112 52 --
Increase in cash value of life insurance
179 184 180 174
Revenue from contract with customer, including assessed tax
---1,535
Life insurance income
0 0 0 60
Other income
51 24 17 17
Noninterest income
1,987 1,961 1,901 1,786
Loans and fees on loans
16,229 15,925 15,367 14,721
Interest-bearing deposits with banks
23 262 126 47
Federal funds sold
1 7 5 2
Interest on taxable securities
555 590 604 633
Interest on nontaxable securities
49 48 49 49
Dividends
60 42 113 32
Interest and dividend income, operating
16,917 16,874 16,264 15,484
Deposits
3,321 3,695 3,441 3,335
Interest on borrowings
82 288 363 426
Interest expense, operating
3,403 3,983 3,804 3,761
Net interest income
13,514 12,891 12,460 11,723
Provision for credit losses
279 189 284 178
Net interest income after provision for credit losses
13,235 12,702 12,176 11,545
Salaries and employee benefits
4,834 4,987 4,850 4,500
Occupancy and equipment
1,547 1,465 1,405 1,479
Data processing expense
896 864 873 848
Fdic assessments
249 241 238 246
Advertising
264 304 250 244
Bank franchise tax
150 132 132 132
Director fees
114 103 102 93
Professional fees
224 304 248 302
Merger related expenses
-0 0 -
Telephone expense
115 115 118 124
Core deposit intangible amortization
169 178 208 212
Other expense
808 872 796 683
Noninterest expense
9,370 9,565 9,220 8,863
Income before income taxes
5,852 5,098 4,857 4,468
Income tax expense
1,251 1,022 1,056 895
Net income
4,601 4,076 3,801 3,573
Basic EPS
0.82 0.73 0.68 0.64
Basic Average Shares
5,617,204 5,584,704 5,584,704 5,584,704
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Loans and fees on loans$16,229K (10.24%↑ Y/Y)Interest on taxablesecurities$555K (-12.32%↓ Y/Y)Dividends$60K (87.50%↑ Y/Y)Interest on nontaxablesecurities$49K (0.00%↑ Y/Y)Interest-bearing deposits withbanks$23K (-51.06%↓ Y/Y)Federal funds sold$1K (-50.00%↓ Y/Y)Interest and dividendincome, operating$16,917K (9.25%↑ Y/Y)Net interest income$13,514K (15.28%↑ Y/Y)Revenue from contractwith customer,...$995K (8.62%↑ Y/Y)Revenue from contractwith customer,...$650K (11.30%↑ Y/Y)Increase in cash value oflife insurance$179K (2.87%↑ Y/Y)Revenue from contractwith customer,...$112K Other income$51K (200.00%↑ Y/Y)Interest expense,operating$3,403K (-9.52%↓ Y/Y)Net interest incomeafter provision for...$13,235K (14.64%↑ Y/Y)Noninterest income$1,987K (11.25%↑ Y/Y)Provision for creditlosses$279K (56.74%↑ Y/Y)Deposits$3,321K (-0.42%↓ Y/Y)Interest on borrowings$82K (-80.75%↓ Y/Y)Income before incometaxes$5,852K (30.98%↑ Y/Y)Noninterest expense$9,370K (5.72%↑ Y/Y)Net income$4,601K (28.77%↑ Y/Y)Income tax expense$1,251K (39.78%↑ Y/Y)Salaries and employeebenefits$4,834K (7.42%↑ Y/Y)Occupancy and equipment$1,547K (4.60%↑ Y/Y)Data processingexpense$896K (5.66%↑ Y/Y)Other expense$808K (18.30%↑ Y/Y)Advertising$264K (8.20%↑ Y/Y)Fdic assessments$249K (1.22%↑ Y/Y)Professional fees$224K (-25.83%↓ Y/Y)Core depositintangible amortization$169K (-20.28%↓ Y/Y)Bank franchise tax$150K (13.64%↑ Y/Y)Telephone expense$115K (-7.26%↓ Y/Y)Director fees$114K (22.58%↑ Y/Y)