| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans and fees on loans | 15,925 | 15,367 | 14,721 | 12,759 |
| Interest-bearing deposits in banks | 262 | 126 | 47 | 150 |
| Federal funds sold | 7 | 5 | 2 | 25 |
| Interest on taxable securities | 590 | 604 | 633 | 678 |
| Interest on nontaxable securities | 48 | 49 | 49 | 59 |
| Dividends | 42 | 113 | 32 | 41 |
| Interest and dividend income, operating | 16,874 | 16,264 | 15,484 | 13,712 |
| Deposits | 3,695 | 3,441 | 3,335 | 3,407 |
| Interest on borrowings | 288 | 363 | 426 | 374 |
| Interest expense, operating | 3,983 | 3,804 | 3,761 | 3,781 |
| Net interest income | 12,891 | 12,460 | 11,723 | 9,931 |
| Provision For Loan Lease And Other Losses | 189 | 284 | 178 | 738 |
| Revenue from contract with customer, including assessed tax-Deposit Account | - | 606 | - | - |
| Provision for credit losses | 12,702 | 12,176 | 11,545 | 9,193 |
| Revenue from contract with customer, including assessed tax-Mortgage Banking | - | 82 | - | - |
| Revenue from contract with customer, including assessed tax-Deposit Account | 651 | - | - | - |
| Revenue from contract with customer, including assessed tax-Financial Service Other | 1,050 | 1,016 | - | - |
| Net realized losses on securities | 0 | 0 | - | - |
| Revenue from contract with customer, including assessed tax-Mortgage Banking | 52 | - | - | - |
| Increase in cash value of life insurance | 184 | 180 | 174 | 161 |
| Revenue from contract with customer, including assessed tax | - | - | 1,535 | 1,646 |
| Life insurance income | 0 | 0 | 60 | - |
| Other income | 24 | 17 | 17 | 44 |
| Noninterest income | 1,961 | 1,901 | 1,786 | 1,851 |
| Salaries and employee benefits | 4,987 | 4,850 | 4,500 | 4,525 |
| Occupancy and equipment | 1,465 | 1,405 | 1,479 | 1,387 |
| Data processing expense | 864 | 873 | 848 | 744 |
| Fdic assessments | 241 | 238 | 246 | 153 |
| Advertising | 304 | 250 | 244 | 256 |
| Bank franchise tax | 132 | 132 | 132 | 132 |
| Director fees | 103 | 102 | 93 | 52 |
| Professional fees | 304 | 248 | 302 | 188 |
| Telephone expense | 115 | 118 | 124 | 117 |
| Core deposit intangible amortization | 178 | 208 | 212 | 107 |
| Merger related expenses | 0 | 0 | - | 1,143 |
| Other expense | 872 | 796 | 683 | 821 |
| Noninterest expense | 9,565 | 9,220 | 8,863 | 9,625 |
| Net income before income taxes | 5,098 | 4,857 | 4,468 | 1,419 |
| Income tax expense | 1,022 | 1,056 | 895 | 362 |
| Net income | 4,076 | 3,801 | 3,573 | 1,057 |
| Net income per share (in dollars per share) | 0.73 | 0.68 | 0.64 | 0.19 |
| Weighted average shares outstanding (in shares) | 5,584,704 | 5,584,704 | 5,584,704 | 5,553,579 |
Skyline Bankshares, Inc. (SLBK)
Skyline Bankshares, Inc. (SLBK)