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For the quarter ending 2025-09-30.

Income Overview

Net Income
$4,076K
Unit: Thousand (K) dollars

Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Loans and fees on loans
15,925 15,367 14,721 13,546*
Interest-bearing deposits in banks
262 126 47 39*
Federal funds sold
7 5 2 -6*
Interest on taxable securities
590 604 633 659*
Interest on nontaxable securities
48 49 49 45*
Dividends
42 113 32 87*
Interest and dividend income, operating
16,874 16,264 15,484 14,369*
Deposits
3,695 3,441 3,335 3,100*
Interest on borrowings
288 363 426 350*
Interest expense, operating
3,983 3,804 3,761 3,449*
Net interest income
12,891 12,460 11,723 10,920*
Provision For Loan Lease And Other Gaines
189 284 178 -97*
Revenue from contract with customer, including assessed tax-Deposit Account
-606 --
Provision for credit losses
12,702 12,176 11,545 11,017*
Revenue from contract with customer, including assessed tax-Mortgage Banking
-82 --
Revenue from contract with customer, including assessed tax-Deposit Account
651 ---
Revenue from contract with customer, including assessed tax-Financial Service Other
1,050 1,016 --
Net realized losses on securities
0 0 --35*
Revenue from contract with customer, including assessed tax-Mortgage Banking
52 ---
Increase in cash value of life insurance
184 180 174 175*
Revenue from contract with customer, including assessed tax
--1,535 1,620*
Life insurance income
0 0 60 212*
Other income
24 17 17 33*
Noninterest income
1,961 1,901 1,786 2,004*
Salaries and employee benefits
4,987 4,850 4,500 4,461*
Occupancy and equipment
1,465 1,405 1,479 1,466*
Data processing expense
864 873 848 874*
Fdic assessments
241 238 246 275*
Advertising
304 250 244 221*
Bank franchise tax
132 132 132 120*
Director fees
103 102 93 146*
Professional fees
304 248 302 318*
Telephone expense
115 118 124 104*
Core deposit intangible amortization
178 208 212 203*
Merger related expenses
0 0 -173*
Other expense
872 796 683 912*
Noninterest expense
9,565 9,220 8,863 9,271*
Net income before income taxes
5,098 4,857 4,468 3,750*
Income tax expense
1,022 1,056 895 631*
Net income
4,076 3,801 3,573 3,119
Basic EPS
0.73 0.68 0.64 0.56
Basic Average Shares
5,584,704 5,584,704 5,584,704 5,564,472
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Loans and fees on loans$15,925K (24.81%↑ Y/Y)Interest on taxablesecurities$590K (-12.98%↓ Y/Y)Interest-bearing deposits inbanks$262K (74.67%↑ Y/Y)Interest on nontaxablesecurities$48K (-18.64%↓ Y/Y)Dividends$42K (2.44%↑ Y/Y)Federal funds sold$7K (-72.00%↓ Y/Y)Interest and dividendincome, operating$16,874K (23.06%↑ Y/Y)Net interest income$12,891K (29.81%↑ Y/Y)Revenue from contractwith customer,...$1,050K Revenue from contractwith customer,...$651K Increase in cash value oflife insurance$184K (14.29%↑ Y/Y)Revenue from contractwith customer,...$52K Other income$24K (-45.45%↓ Y/Y)Interest expense,operating$3,983K (5.34%↑ Y/Y)Provision for creditlosses$12,702K (38.17%↑ Y/Y)Noninterest income$1,961K (5.94%↑ Y/Y)Provision For Loan LeaseAnd Other Gaines$189K (-74.39%↓ Y/Y)Deposits$3,695K (8.45%↑ Y/Y)Interest on borrowings$288K (-22.99%↓ Y/Y)Net income beforeincome taxes$5,098K (259.27%↑ Y/Y)Noninterest expense$9,565K (-0.62%↓ Y/Y)Net income$4,076K (285.62%↑ Y/Y)Income tax expense$1,022K (182.32%↑ Y/Y)Salaries and employeebenefits$4,987K (10.21%↑ Y/Y)Occupancy and equipment$1,465K (5.62%↑ Y/Y)Other expense$872K (6.21%↑ Y/Y)Data processingexpense$864K (16.13%↑ Y/Y)Professional fees$304K (61.70%↑ Y/Y)Advertising$304K (18.75%↑ Y/Y)Fdic assessments$241K (57.52%↑ Y/Y)Core depositintangible amortization$178K (66.36%↑ Y/Y)Bank franchise tax$132K (0.00%↑ Y/Y)Telephone expense$115K (-1.71%↓ Y/Y)Director fees$103K (98.08%↑ Y/Y)

Skyline Bankshares, Inc. (SLBK)

Skyline Bankshares, Inc. (SLBK)