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For the year ending 2025-12-31, SNNF has $312,114K in assets. $279,363K in debts. $5,328K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
89.51%
Unit: Thousand (K) dollars
Assets Breakdown
    • Mortgage Loans On Real Estate Po...
    • Commercial Portfolio Segment
    • Pension assets
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest bearing
    • Retained earnings
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
2,456
Interest-earning deposits
2,872
Cash and cash equivalents
5,328
Securities, available-for-sale, net of allowance for credit losses of 518 and 498
48,635
One To Four Family First Lien Residential
93,006
Residential Real Estate
3,196
Home Equity Loan
15,921
Commercial Real Estate
87,954
Mortgage Loans On Real Estate Portfolio Segment
200,077
Commercial Portfolio Segment
22,243
Consumer Portfolio Segment
4,349
Total loans
226,669
Allowance for credit losses
1,915
Net deferred loan origination (fees) and costs
1,276
Loans, net of allowance for credit losses of 1,915 and 1,804
226,030
Federal home loan bank of new york stock, at cost
3,272
Federal reserve bank stock, at cost
131
Premises and equipment, net
13,190
Bank owned life insurance
2,793
Pension assets
8,005
Accrued interest receivable
1,479
Intangible assets
428
Goodwill
412
Other assets
2,411
Total assets
312,114
Noninterest bearing
32,221
Interest-bearing
202,205
Total deposits
234,426
Federal home loan bank advances
35,567
Advances from borrowers for taxes and insurance
2,389
Other liabilities
6,981
Total liabilities
279,363
Common stock, 0.01 par value, 19,000,000 shares authorized, 1,800,141 and 1,780,188 shares issued and outstanding at december 31, 2025 and december 31, 2024
18
Additional paid-in capital
15,187
Retained earnings
22,549
Unearned esop shares, at cost
1,357
Accumulated other comprehensive loss
-3,646
Total stockholders' equity
32,751
Total liabilities and stockholders' equity
312,114
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

One To Four FamilyFirst Lien...$93,006K Commercial Real Estate$87,954K Home Equity Loan$15,921K Residential Real Estate$3,196K Mortgage Loans On RealEstate Portfolio...$200,077K Commercial PortfolioSegment$22,243K Consumer PortfolioSegment$4,349K Total loans$226,669K Interest-earning deposits$2,872K Cash and due frombanks$2,456K Net deferred loanorigination (fees) and costs$1,276K Loans, net of allowancefor credit losses of...$226,030K Securities,available-for-sale, net of allowance...$48,635K Premises and equipment,net$13,190K Pension assets$8,005K Cash and cashequivalents$5,328K Federal home loan bank ofnew york stock, at...$3,272K Bank owned lifeinsurance$2,793K Other assets$2,411K Accrued interestreceivable$1,479K Intangible assets$428K Goodwill$412K Federal reserve bankstock, at cost$131K Allowance for creditlosses$1,915K Total assets$312,114K Total liabilities andstockholders' equity$312,114K Total liabilities$279,363K Total stockholders'equity$32,751K Accumulated othercomprehensive loss-$3,646K Unearned esop shares, atcost$1,357K Total deposits$234,426K Federal home loan bankadvances$35,567K Other liabilities$6,981K Advances from borrowersfor taxes and...$2,389K Retained earnings$22,549K Additional paid-in capital$15,187K Common stock, 0.01 parvalue, 19,000,000...$18K Interest-bearing$202,205K Noninterest bearing$32,221K

Seneca Bancorp, Inc. (SNNF)

Seneca Bancorp, Inc. (SNNF)