For the quarter ending 2025-09-30, SNNF has $316,458K in assets. $292,044K in debts. $14,294K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 14,294 | 12,830 | ||
| Securities, available-for-sale, net of allowance for credit losses of 498 and 498 | 57,034 | 48,597 | ||
| One To Four Family First Lien Residential | 93,492 | - | ||
| Residential Real Estate | 1,985 | - | ||
| Home Equity Loan | 15,184 | - | ||
| Commercial Real Estate | 73,390 | - | ||
| Mortgage Loans On Real Estate Portfolio Segment | 184,051 | - | ||
| Commercial Portfolio Segment | 26,386 | - | ||
| Consumer Portfolio Segment | 4,784 | - | ||
| Total loans | 215,221 | - | ||
| Allowance for credit losses | 1,794 | - | ||
| Net deferred loan origination (fees) and costs | 1,382 | - | ||
| Loans, net of allowance for credit losses of 1,751 and 1,804 | 214,809 | 209,597 | ||
| Federal home loan bank of new york stock, at cost | 3,529 | 3,453 | ||
| Premises and equipment, net | 11,162 | 10,568 | ||
| Bank owned life insurance | 3,860 | 2,740 | ||
| Pension assets | 7,245 | 7,245 | ||
| Accrued interest receivable | 1,569 | 1,370 | ||
| Intangible assets | 467 | 506 | ||
| Goodwill | 412 | 412 | ||
| Other assets | 2,077 | 1,742 | ||
| Total assets | 316,458 | 299,060 | ||
| Noninterest bearing | 36,668 | 33,019 | ||
| Interest-bearing | 201,460 | 195,798 | ||
| Total deposits | 238,128 | 228,817 | ||
| Federal home loan bank advances | 40,567 | 40,567 | ||
| Advances from borrowers for taxes and insurance | 1,200 | 3,008 | ||
| Other liabilities | 12,149 | 2,913 | ||
| Total liabilities | 292,044 | 275,305 | ||
| Common stock, 0.01 par value, 19,000,000 shares authorized, 2,002,923 shares issued and 1,838,278 shares outstanding at september 30, 2025 and december 31, 2024 | 9 | 9 | ||
| Additional paid-in capital | 8,164 | 8,150 | ||
| Treasury stock, at cost (164,645 shares at september 30, 2025 and december 31, 2024) | 1,557 | 1,557 | ||
| Retained earnings | 22,514 | 22,329 | ||
| Unearned esop shares, at cost | 591 | 596 | ||
| Accumulated other comprehensive loss | -4,125 | -4,580 | ||
| Total stockholders' equity | 24,414 | 23,755 | ||
| Total liabilities and stockholders' equity | 316,458 | 299,060 | ||
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)