Securities, available-for-sale, net of allowance for credit losses of 666 and 518
35,116
43,031
48,635
57,034
One To Four Family First Lien Residential
88,596
92,301
93,006
93,492
Residential Real Estate
3,909
2,438
3,196
1,985
Home Equity Loan
18,866
16,788
15,921
15,184
Commercial Real Estate
97,296
94,868
87,954
73,390
Mortgage Loans On Real Estate Portfolio Segment
208,667
206,395
200,077
184,051
Commercial Portfolio Segment
24,968
23,726
22,243
26,386
Consumer Portfolio Segment
3,733
4,023
4,349
4,784
Total loans
237,368
234,144
226,669
215,221
Allowance for credit losses
1,847
2,001
1,915
1,794
Net deferred loan costs
1,189
1,191
1,276
1,382
Loans, net of allowance for credit losses of 1,847 and 1,915
236,710
233,334
226,030
214,809
Federal home loan bank of new york stock, at cost
3,354
3,254
3,272
3,529
Federal reserve bank stock, at cost
270
270
131
-
Premises and equipment, net
13,281
13,211
13,190
11,162
Bank-owned life insurance
2,846
2,820
2,793
3,860
Pension assets
8,005
8,005
8,005
7,245
Accrued interest receivable
1,512
1,603
1,479
1,569
Intangible assets
350
389
428
467
Goodwill
412
412
412
412
Other assets
2,371
2,327
2,411
2,077
Total assets
312,377
315,862
312,114
316,458
Noninterest bearing
32,436
33,017
32,221
36,668
Interest-bearing
202,549
207,836
202,205
201,460
Total deposits
234,985
240,853
234,426
238,128
Federal home loan bank advances
34,629
34,567
35,567
40,567
Advances from borrowers for taxes and insurance
3,220
1,938
2,389
1,200
Other liabilities
6,767
5,946
6,981
12,149
Total liabilities
279,601
283,304
279,363
292,044
Common stock, 0.01 par value, 19,000,000 shares authorized, 1,800,435 and 1,800,141 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
18
18
18
9
Additional paid-in capital
15,260
15,225
15,187
8,164
Treasury stock, at cost (164,645 shares at september 30, 2025 and december 31, 2024)
-
-
-
1,557
Retained earnings
22,592
22,499
22,549
22,514
Unearned esop shares, at cost
1,327
1,342
1,357
591
Accumulated other comprehensive loss
-3,767
-3,842
-3,646
-4,125
Total stockholders' equity
32,776
32,558
32,751
24,414
Total liabilities and stockholders' equity
312,377
315,862
312,114
316,458
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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