For the year ending 2025-12-31, SNNF has $312,114K in assets. $279,363K in debts. $5,328K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 2,456 | |||
| Interest-earning deposits | 2,872 | |||
| Cash and cash equivalents | 5,328 | |||
| Securities, available-for-sale, net of allowance for credit losses of 518 and 498 | 48,635 | |||
| One To Four Family First Lien Residential | 93,006 | |||
| Residential Real Estate | 3,196 | |||
| Home Equity Loan | 15,921 | |||
| Commercial Real Estate | 87,954 | |||
| Mortgage Loans On Real Estate Portfolio Segment | 200,077 | |||
| Commercial Portfolio Segment | 22,243 | |||
| Consumer Portfolio Segment | 4,349 | |||
| Total loans | 226,669 | |||
| Allowance for credit losses | 1,915 | |||
| Net deferred loan origination (fees) and costs | 1,276 | |||
| Loans, net of allowance for credit losses of 1,915 and 1,804 | 226,030 | |||
| Federal home loan bank of new york stock, at cost | 3,272 | |||
| Federal reserve bank stock, at cost | 131 | |||
| Premises and equipment, net | 13,190 | |||
| Bank owned life insurance | 2,793 | |||
| Pension assets | 8,005 | |||
| Accrued interest receivable | 1,479 | |||
| Intangible assets | 428 | |||
| Goodwill | 412 | |||
| Other assets | 2,411 | |||
| Total assets | 312,114 | |||
| Noninterest bearing | 32,221 | |||
| Interest-bearing | 202,205 | |||
| Total deposits | 234,426 | |||
| Federal home loan bank advances | 35,567 | |||
| Advances from borrowers for taxes and insurance | 2,389 | |||
| Other liabilities | 6,981 | |||
| Total liabilities | 279,363 | |||
| Common stock, 0.01 par value, 19,000,000 shares authorized, 1,800,141 and 1,780,188 shares issued and outstanding at december 31, 2025 and december 31, 2024 | 18 | |||
| Additional paid-in capital | 15,187 | |||
| Retained earnings | 22,549 | |||
| Unearned esop shares, at cost | 1,357 | |||
| Accumulated other comprehensive loss | -3,646 | |||
| Total stockholders' equity | 32,751 | |||
| Total liabilities and stockholders' equity | 312,114 | |||
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)