For the quarter ending 2026-03-31, SNNF has $315,862K in assets. $283,304K in debts. $7,206K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 2,159 | 2,456 | - | - |
| Interest-earning deposits | 5,047 | 2,872 | - | - |
| Cash and cash equivalents | 7,206 | 5,328 | 14,294 | 12,830 |
| Securities, available-for-sale, net of allowance for credit losses of 518 and 518 | 43,031 | 48,635 | 57,034 | 48,597 |
| One To Four Family First Lien Residential | 92,301 | 93,006 | 93,492 | - |
| Residential Real Estate | 2,438 | 3,196 | 1,985 | - |
| Home Equity Loan | 16,788 | 15,921 | 15,184 | - |
| Commercial Real Estate | 94,868 | 87,954 | 73,390 | - |
| Mortgage Loans On Real Estate Portfolio Segment | 206,395 | 200,077 | 184,051 | - |
| Commercial Portfolio Segment | 23,726 | 22,243 | 26,386 | - |
| Consumer Portfolio Segment | 4,023 | 4,349 | 4,784 | - |
| Total loans | 234,144 | 226,669 | 215,221 | - |
| Allowance for credit losses | 2,001 | 1,915 | 1,794 | - |
| Net deferred loan costs | 1,191 | 1,276 | 1,382 | - |
| Loans, net of allowance for credit losses of 2,001 and 1,915 | 233,334 | 226,030 | 214,809 | 209,597 |
| Federal home loan bank of new york stock, at cost | 3,254 | 3,272 | 3,529 | 3,453 |
| Federal reserve bank stock, at cost | 270 | 131 | - | - |
| Premises and equipment, net | 13,211 | 13,190 | 11,162 | 10,568 |
| Bank-owned life insurance | 2,820 | 2,793 | 3,860 | 2,740 |
| Pension assets | 8,005 | 8,005 | 7,245 | 7,245 |
| Accrued interest receivable | 1,603 | 1,479 | 1,569 | 1,370 |
| Intangible assets | 389 | 428 | 467 | 506 |
| Goodwill | 412 | 412 | 412 | 412 |
| Other assets | 2,327 | 2,411 | 2,077 | 1,742 |
| Total assets | 315,862 | 312,114 | 316,458 | 299,060 |
| Noninterest bearing | 33,017 | 32,221 | 36,668 | 33,019 |
| Interest-bearing | 207,836 | 202,205 | 201,460 | 195,798 |
| Total deposits | 240,853 | 234,426 | 238,128 | 228,817 |
| Federal home loan bank advances | 34,567 | 35,567 | 40,567 | 40,567 |
| Advances from borrowers for taxes and insurance | 1,938 | 2,389 | 1,200 | 3,008 |
| Other liabilities | 5,946 | 6,981 | 12,149 | 2,913 |
| Total liabilities | 283,304 | 279,363 | 292,044 | 275,305 |
| Common stock, 0.01 par value, 19,000,000 shares authorized, 1,800,141 shares issued and outstanding at march 31, 2026 and december 31, 2025 | 18 | 18 | 9 | 9 |
| Additional paid-in capital | 15,225 | 15,187 | 8,164 | 8,150 |
| Treasury stock, at cost (164,645 shares at september 30, 2025 and december 31, 2024) | - | - | 1,557 | 1,557 |
| Retained earnings | 22,499 | 22,549 | 22,514 | 22,329 |
| Unearned esop shares, at cost | 1,342 | 1,357 | 591 | 596 |
| Accumulated other comprehensive loss | -3,842 | -3,646 | -4,125 | -4,580 |
| Total stockholders' equity | 32,558 | 32,751 | 24,414 | 23,755 |
| Total liabilities and stockholders' equity | 315,862 | 312,114 | 316,458 | 299,060 |
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)