The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net (loss) income | -50 | 35 | 185 | -48 |
| Depreciation and amortization | 180 | 160 | 135 | 265 |
| Provision for credit losses | 120 | 140 | 80 | 621 |
| Loss on sale of available-for-sale securities | - | - | - | 1 |
| Net amortization of premiums and discounts on securities | 48 | 10 | -51 | -52 |
| Gain on sale of residential mortgage loans | 24 | 8 | 63 | 65 |
| Proceeds from sale of residential mortgage loans | 1,302 | 429 | 3,318 | 4,618 |
| Loans originated and sold | 1,278 | 421 | 3,254 | 4,554 |
| Deferred income tax benefit | -19 | 53 | -32 | -47 |
| Gain on sale of premises and equipment | 7 | - | - | -1 |
| Proceeds from sale of premises and equipment | 20 | - | - | - |
| Amortization of deferred loan fees | -85 | -106 | -115 | -41 |
| Esop compensation expense | 15 | 71 | 4 | 9 |
| Stock-based compensation expense | 38 | 15 | 14 | 32 |
| Earnings on investment in bank-owned life insurance | 27 | 27 | 26 | 52 |
| Net change in accrued interest receivable | 124 | -90 | 199 | 123 |
| Net change in other assets | -84 | -756 | 334 | 838 |
| Purchase of annuity contract | - | - | 1,094 | - |
| Change in pension assets | - | 374 | - | - |
| Net change in other liabilities | -964 | -5,364 | 9,164 | 233 |
| Net cash flow used in operating activities | -600 | -3,235 | 7,961 | 41 |
| Proceeds from calls and maturities | 4,470 | 10,745 | 4,015 | 10,230 |
| Principal repayments | 838 | 1,695 | 156 | 312 |
| Purchases | - | 3,852 | 11,980 | 12,725 |
| Purchase of annuity contract | - | 1,091 | - | - |
| Purchase of federal home loan bank of new york stock | 468 | 63 | 123 | 855 |
| Redemption of federal home loan bank of new york stock | - | 1,130 | - | - |
| Redemption of federal reserve bank stock | 486 | 4 | - | - |
| Replaced with us gaap redemption of federal home loan bank of new york stock | - | - | 48 | 763 |
| Purchase of federal reserve bank stock | 139 | 135 | - | - |
| Loan originations and principal collections, net | 7,509 | 11,438 | 5,417 | 7,829 |
| Purchases of premises and equipment | 176 | 2,140 | 699 | 1,958 |
| Net cash flow (used in) provided by investing activities | -2,498 | -5,956 | -14,000 | -12,062 |
| Increase in deposits | 6,427 | -3,702 | 9,311 | 18,246 |
| Change in advances from borrowers for taxes and insurance | -451 | 1,189 | -1,808 | 659 |
| Payments on acquisition contingent consideration | - | 0 | 0 | 156 |
| Repayment of long-term fhlb advances | - | 48,500 | 0 | 14,500 |
| Proceeds from long-term fhlb advances | - | 43,500 | 0 | 13,814 |
| Net proceeds from stock offering and conversion | - | 8,565 | - | - |
| Issuance and exchange of common stock | - | 9 | - | - |
| Purchase of esop shares | - | 836 | - | - |
| Change in short-term fhlb advances | -1,000 | - | - | - |
| Net cash flow provided by (used in) financing activities | 4,976 | 225 | 7,503 | 18,063 |
| Net change in cash and cash equivalents | 1,878 | -8,966 | 1,464 | 6,042 |
| Cash and cash equivalents - beginning of the period | 5,328 | 14,294 | 12,830 | 6,788 |
| Cash and cash equivalents - end of the period | 7,206 | 5,328 | 14,294 | 12,830 |
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)