The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 172 |
| Depreciation and amortization | 560 |
| Provision for credit losses | 841 |
| Net amortization of premiums and discounts on securities | -93 |
| Gain on sale of residential mortgage loans | 136 |
| Proceeds from sale of residential mortgage loans | 8,365 |
| Loans originated and sold | 8,229 |
| Deferred income tax (benefit) expense | -26 |
| Amortization of deferred loan fees | -262 |
| Esop compensation expense | 84 |
| Stock based compensation expense | 61 |
| Earnings on investment in bank owned life insurance | 105 |
| Net change in accrued interest receivable | 232 |
| Net change in other assets | 416 |
| Change in pension assets | 374 |
| Net change in other liabilities | 4,033 |
| Net cash flow provided by operating activities | 4,767 |
| Proceeds from calls and maturities | 24,990 |
| Principal repayments | 2,163 |
| Purchases | 28,557 |
| Purchase of annuity contract | 1,091 |
| Purchase of federal home loan bank of new york stock | 1,041 |
| Redemption of federal home loan bank of new york stock | 1,130 |
| Purchase of federal reserve bank stock | 135 |
| Redemption of federal reserve bank stock | 4 |
| Loan originations and principal collections, net | 24,684 |
| Purchases of premises and equipment | 4,797 |
| Net cash flow used in investing activities | -32,018 |
| Increase in deposits | 23,855 |
| Change in advances from borrowers for taxes and insurance | 40 |
| Payments on acquisition contingent consideration | 156 |
| Repayment of long-term fhlb advances | 63,000 |
| Proceeds from long-term fhlb advances | 57,314 |
| Net proceeds from stock offering and conversion | 8,565 |
| Issuance and exchange of common stock | 9 |
| Purchase of esop shares | 836 |
| Net cash flow provided by financing activities | 25,791 |
| Net change in cash and cash equivalents | -1,460 |
| Cash and cash equivalents - beginning of the period | 6,788 |
| Cash and cash equivalents - end of the period | 5,328 |
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)