The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 185 | -48 |
| Depreciation and amortization | 135 | 265 |
| Provision for credit losses | 80 | 621 |
| Loss on sale of available-for-sale securities | - | 1 |
| Net amortization of premiums and discounts on securities | -51 | -52 |
| Gain on sale of residential mortgage loans | 63 | 65 |
| Proceeds from sale of residential mortgage loans | 3,318 | 4,618 |
| Loans originated and sold | 3,254 | 4,554 |
| Deferred income tax benefit | -32 | -47 |
| Loss (gain) on sale of fixed assets | - | -1 |
| Amortization of deferred loan fees | -115 | -41 |
| Employee stock ownership plan (esop), compensation expense | 4 | 9 |
| Stock based compensation expense | 14 | 32 |
| Earnings on investment in bank owned life insurance | 26 | 52 |
| Increase in accrued interest receivable | 199 | 123 |
| Increase in other assets | 334 | 838 |
| Purchase of annuity contract | 1,094 | - |
| Increase in other liabilities | 9,164 | 233 |
| Net cash flow provided by operating activities | 7,961 | 41 |
| Proceeds from calls and maturities | 4,015 | 10,230 |
| Principal repayments | 156 | 312 |
| Purchases | 11,980 | 12,725 |
| Purchase of federal home loan bank of new york stock | 123 | 855 |
| Replaced with us gaap redemption of federal home loan bank of new york stock | 48 | 763 |
| Loan originations and principal collections, net | 5,417 | 7,829 |
| Purchases of premises and equipment | 699 | 1,958 |
| Net cash flow used in investing activities | -14,000 | -12,062 |
| Increase in deposits | 9,311 | 18,246 |
| Increase in advances from borrowers for taxes and insurance | -1,808 | 659 |
| Payments on acquisition contingent consideration | 0 | 156 |
| Repayment of long-term fhlb advances | 0 | 14,500 |
| Proceeds from long-term fhlb advances | 0 | 13,814 |
| Net cash flow provided by financing activities | 7,503 | 18,063 |
| Net change in cash and cash equivalents | 1,464 | 6,042 |
| Cash and cash equivalents at beginning of period | 12,830 | 6,788 |
| Cash and cash equivalents at end of period | 14,294 | 12,830 |
Seneca Bancorp, Inc. (SNNF)
Seneca Bancorp, Inc. (SNNF)