snnf: the income statement

MyFinsight

For the quarter ending 2025-09-30, SNNF made $8,444K in revenue. $185K in net income. Net profit margin of 2.19%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans, including fees	3,129	3,098
Securities	549	460
Other	101	37
Total interest income	3,779	3,595
Deposits	1,197	995
Advances and borrowings	356	369
Total interest expense	1,553	1,364
Net interest income	2,226	2,231
Provision for credit losses loans receivable	80	511
Net interest income after provision for credit losses	2,146	1,720
Non-interest income-Bank Servicing	33	33
Non-interest income-Income From Financial Services	245	240
Non-interest income-Financial Service	228	200
Earnings on bank-owned life insurance	26	26
Net gains on sale of residential mortgage loans	63	32
Total noninterest income	595	531
Compensation and employee benefits	1,365	1,387
Core processing	435	375
Premises and equipment	217	222
Professional fees	102	106
Postage & office supplies	23	29
Fdic premiums	38	34
Advertising	74	85
Director fees	38	37
Other	225	207
Total noninterest expense	2,517	2,482
Income before provision for income taxes	224	-231
Provision for income taxes	39	-35
Net income	185	-196

Earnings per share, basic	0.1	-0.11
Earnings per share, diluted	0.1	-0.11
Weighted average number of shares outstanding, basic	1,766,671	1,756,025
Weighted average number of shares outstanding, diluted	1,794,651	1,773,705