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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$71,829K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Maturities, prepayments, and cal...
    • Proceeds from sales of loans hel...
    • Net change in deposits
    • Others
Negative Cash Flow Breakdown
    • Purchases
    • Loans originated for sale
    • Loan originations and principal ...
    • Others

Cash Flow
2025-12-31
Net income
58,471
Provision for credit losses
5,195
Provision for foreclosed asset losses
100
Depreciation and amortization
5,814
Accretion and amortization
-2,713
Other gains, net
284
Gain on sale of subsidiary
0
Loss on sale of securities
0
Net gain on sales of loans
9,605
Proceeds from sales of loans held for sale
288,422
Loans originated for sale
269,348
Deferred income tax expense (benefit)
-1,023
Earnings on bank-owned life insurance
1,640
Stock-based compensation
2,624
Change in valuation of mortgage servicing rights
-3,331
Accrued interest receivable and other assets
-2,957
Accrued expenses and other liabilities
-10,237
Net cash from operating activities
77,490
Purchases
420,944
Sales
0
Maturities, prepayments, and calls
449,808
Loan originations and principal collections, net
95,802
Purchases of premises and equipment
5,661
Proceeds from sales of premises and equipment
2,258
Proceeds from sale of subsidiary
0
Capital improvements to foreclosed assets
131
Proceeds from sales of foreclosed assets
2,247
Net cash from investing activities
-68,225
Net change in deposits
253,201
Proceeds from common stock issuance
451
Payments to tax authorities for stock-based compensation
933
Payments made on subordinated debt
50,000
Cash dividends paid on common stock
10,101
Payments to repurchase common stock
8,526
Net cash from financing activities
184,092
Net change in cash and cash equivalents
193,357
Beginning cash and cash equivalents
359,082
Ending cash and cash equivalents
552,439
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net change indeposits$253,201K Proceeds from sales ofloans held for sale$288,422K Proceeds from commonstock issuance$451K Net income$58,471K Depreciation andamortization$5,814K Provision for creditlosses$5,195K Change in valuation ofmortgage servicing...-$3,331K Accrued interestreceivable and other assets-$2,957K Accretion andamortization-$2,713K Stock-based compensation$2,624K Provision for foreclosedasset losses$100K Net cash fromfinancing activities$184,092K Net cash fromoperating activities$77,490K Canceled cashflow$69,560K Canceled cashflow$292,137K Net change in cashand cash...$193,357K Canceled cashflow$68,225K Payments made onsubordinated debt$50,000K Cash dividends paidon common stock$10,101K Payments to repurchasecommon stock$8,526K Payments to taxauthorities for stock-based...$933K Loans originated forsale$269,348K Accrued expenses andother liabilities-$10,237K Net gain on sales ofloans$9,605K Earnings on bank-ownedlife insurance$1,640K Deferred income taxexpense (benefit)-$1,023K Other gains, net$284K Maturities, prepayments,and calls$449,808K Proceeds from sales ofpremises and equipment$2,258K Proceeds from sales offoreclosed assets$2,247K Net cash frominvesting activities-$68,225K Canceled cashflow$454,313K Purchases$420,944K Loan originationsand principal...$95,802K Purchases of premises andequipment$5,661K Capital improvements toforeclosed assets$131K

SOUTH PLAINS FINANCIAL, INC. (SPFI)

SOUTH PLAINS FINANCIAL, INC. (SPFI)