Financial insights of SPFI

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$13,646K
EPS
$0.85
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	52,677	49,483*	53,928	53,886
Taxable	4,285	4,627*	4,638	4,700
Non-taxable	853	833*	853	802
Federal funds sold and interest-bearing deposits in banks	4,817	4,075*	5,101	4,747
Total interest income	62,632	59,017*	64,520	64,135
Deposits	18,878	19,375*	19,925	20,062
Notes payable & other borrowings	-	0*	-	-
Subordinated debt	243	225*	835	835
Junior subordinated deferrable interest debentures	659	700*	741	735
Total interest expense	19,780	20,300*	21,501	21,632
Net interest income	42,852	38,717*	43,019	42,503
Provision for credit losses	260	695*	500	2,500
Net interest income, after provision for credit losses	42,592	38,022*	42,519	40,003
Service charges on deposit accounts	2,255	2,277*	2,266	2,098
Net gain on sales of loans	2,332	2,116*	2,338	2,655
Bank card services and interchange fees	3,216	3,151*	3,403	3,771
Other mortgage banking income (gain)	1,586	-703*	237	951
Investment commissions	555	419*	428	426
Fiduciary fees	789	798*	729	694
Gain on sale of subsidiary	-	0*	-	-
Other	562	1,837*	1,764	1,570
Total noninterest income	11,295	9,894*	11,165	12,165
Salaries and employee benefits	20,154	13,442*	19,413	19,708
Occupancy and equipment, net	3,953	4,024*	4,046	3,972
Professional services	2,955	2,560*	1,293	1,874
Marketing and development	1,001	1,176*	979	919
It and data services	1,381	1,154*	1,184	1,181
Bank card expenses	1,608	-	1,637	1,579
Bank card expenses	-	5,319*	284	236
Realized loss on sale of securities	-	0*	-	-
Other	4,474	5,096*	4,188	4,074
Total noninterest expense	35,526	32,770*	33,024	33,543
Income before income taxes	18,361	15,146*	20,660	18,625
Income tax expense	3,816	3,059*	4,342	4,020
Net income	14,545	12,087*	16,318	14,605
Unrealized gains (losses) on securities available for sale	-1,112	5,075*	12,450	-1,341
Less change in fair value on hedged state and municipal securities	26	1,730*	878	1,573
Reclassification adjustment for loss on sale of securities	-	0*	-	-
Tax effect	-239	703*	2,430	-612
Other comprehensive income (loss)	-899	2,642*	9,142	-2,302
Comprehensive income	13,646	14,729	25,460	12,303

Basic EPS	0.89	0.899	1	0.9
Diluted EPS	0.85	0.863	0.96	0.86
Basic Average Shares	16,318,570	16,378,090	16,241,695	16,231,627
Diluted Average Shares	17,036,334	17,071,662	16,990,546	16,886,993

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$13,646K
EPS
$0.85
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$13,646K
EPS
$0.85
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$13,646KEPS$0.85Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$13,646KEPS$0.85Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$13,646K
EPS
$0.85
Unit: Thousand (K) dollars

Net Income
$13,646K
EPS
$0.85
Unit: Thousand (K) dollars