SPFI: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, SPFI has $4,479,437K in assets. $4,001,635K in debts. $635,046K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	56,071	60,400
Interest-bearing deposits in banks	578,975	410,096
Cash and cash equivalents	635,046	470,496
Securities available for sale	571,138	570,000
Loans held for sale (9,912 and 13,791 at fair value at september 30, 2025 and december 31, 2024, respectively)	13,046	17,182
Loans held for investment	3,053,503	3,098,978
Allowance for credit losses on loans	44,125	45,010
Loans held for investment, net	3,009,378	3,053,968
Accrued interest receivable	18,012	17,996
Premises and equipment, net	51,809	51,329
Bank-owned life insurance	77,274	76,859
Goodwill	19,315	19,315
Intangible assets, net	1,265	1,417
Mortgage servicing rights	24,458	25,134
Deferred tax asset, net	21,650	23,469
Other assets	37,046	36,509
Total assets	4,479,437	4,363,674

Noninterest-bearing	1,049,501	998,759
Interest-bearing	2,831,642	2,740,179
Total deposits	3,881,143	3,738,938
Accrued expenses and other liabilities	59,999	58,863
Subordinated debt	14,100	64,054
Short-term borrowings	-	1,352
Junior subordinated deferrable interest debentures	46,393	46,393
Total liabilities	4,001,635	3,909,600
Common stock, 1.00 par value per share, 30,000,000 shares authorized 16,247,839 and 16,455,826 issued and outstanding at september 30, 2025 and december 31, 2024, respectively	16,248	16,230
Additional paid-in capital	91,116	90,268
Retained earnings	421,542	407,822
Accumulated other comprehensive loss	-51,104	-60,246
Total stockholders equity	477,802	454,074
Total liabilities and stockholders equity	4,479,437	4,363,674

Unit: Thousand (K) dollars