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Recent SEC Filings
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SR Bancorp, Inc. (SRBK)

SR Bancorp, Inc. (SRBK)

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Balance Sheets Overview

Debt to Asset Ratio
84.75%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, gross
    • Securities held-to-maturity, at ...
    • Interest-bearing deposits at oth...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2025-06-30
Cash and due from banks
3,838
3,945
Interest-bearing deposits at other banks
67,623
53,834
Total cash and cash equivalents
71,461
57,779
Gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA
-
2
Gross unrealized losses-Federal National Mortgage Association Certificates And Obligations FNMA
-
14,436
Fair value-Federal National Mortgage Association Certificates And Obligations FNMA
-
72,223
Gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
1
Gross unrealized losses-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
6,488
Fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
38,522
Gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA
-
1
Fair value-Government National Mortgage Association Certificates And Obligations GNMA
-
219
Gross unrealized losses-Subordinated Debt
-
609
Fair value-Subordinated Debt
-
7,141
Gross unrealized losses-Collateralized Mortgage Obligations
-
121
Fair value-Collateralized Mortgage Obligations
-
1,890
Fair value-Foreign Government Bond
-
200
Securities held-to-maturity, at amortized cost
131,154
141,845
Equity securities, at fair value
27
37
Allowance for credit losses
-
5,362
Loans, gross
904,488
-
Total loans
-
800,239
Allowance for credit losses
5,938
-
Deferred loan costs, net
2,641
2,289
Loans receivable, net of allowance for credit losses of 5,362 and 5,229, respectively
-
797,166
Loans receivable, net of allowance for credit losses of 5,938 and 5,362, respectively
901,191
-
Premises and equipment, gross
16,893
16,073
Accumulated depreciation
12,078
11,131
Premises and equipment, net
4,815
4,942
Right-of-use asset
2,747
3,156
Restricted equity securities, at cost
4,235
2,608
Accrued interest receivable
3,477
3,072
Bank owned life insurance
38,389
36,607
Goodwill and intangible assets
25,540
26,708
Other assets
9,139
10,485
Total assets
1,192,175
1,084,405
Noninterest-bearing
128,155
114,107
Interest-bearing
798,266
731,915
Total deposits
926,421
846,022
Borrowings
65,000
30,000
Advance payments by borrowers for taxes and insurance
9,639
8,736
Accrued interest payable
216
223
Lease liability
2,785
3,211
Other liabilities
6,319
2,433
Total liabilities
1,010,380
890,625
Common stock, 0.01 par value, 50,000,000 authorized 7,934,356 and 8,875,170 shares issued and outstanding as of june 30, 2026 and june 30, 2025, respectively
79
89
Additional paid-in capital
66,465
80,843
Retained earnings
122,257
120,505
Unearned compensation esop
6,275
6,655
Accumulated other comprehensive loss
-731
-1,002
Total stockholders' equity
181,795
193,780
Total liabilities and stockholders' equity
1,192,175
1,084,405
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

SRBK Balance Sheet Sankey DiagramSankey diagram visualizing SRBK balance sheet for the periodLoans, gross$904,488K Interest-bearing deposits atother banks$67,623K (25.61%↑ Y/Y)Cash and due frombanks$3,838K (-2.71%↓ Y/Y)Premises and equipment,gross$16,893K (5.10%↑ Y/Y)Deferred loan costs, net$2,641K (15.38%↑ Y/Y)Loans receivable, netof allowance for...$901,191K Securitiesheld-to-maturity, at amortized...$131,154K (-7.54%↓ Y/Y)Total cash and cashequivalents$71,461K (23.68%↑ Y/Y)Bank owned lifeinsurance$38,389K (4.87%↑ Y/Y)Goodwill and intangibleassets$25,540K (-4.37%↓ Y/Y)Other assets$9,139K (-12.84%↓ Y/Y)Premises and equipment,net$4,815K (-2.57%↓ Y/Y)Restricted equitysecurities, at cost$4,235K (62.38%↑ Y/Y)Accrued interestreceivable$3,477K (13.18%↑ Y/Y)Right-of-use asset$2,747K (-12.96%↓ Y/Y)Equity securities, atfair value$27K (-27.03%↓ Y/Y)Allowance for creditlosses$5,938K (10.74%↑ Y/Y)Accumulated depreciation$12,078K (8.51%↑ Y/Y)Total assets$1,192,175K (9.94%↑ Y/Y)Total liabilities andstockholders' equity$1,192,175K (9.94%↑ Y/Y)Total liabilities$1,010,380K (13.45%↑ Y/Y)Total stockholders'equity$181,795K (-6.18%↓ Y/Y)Unearned compensationesop$6,275K (-5.71%↓ Y/Y)Accumulated othercomprehensive loss-$731K (27.05%↑ Y/Y)Total deposits$926,421K (9.50%↑ Y/Y)Borrowings$65,000K (116.67%↑ Y/Y)Advance payments byborrowers for taxes and...$9,639K (10.34%↑ Y/Y)Other liabilities$6,319K (159.72%↑ Y/Y)Lease liability$2,785K (-13.27%↓ Y/Y)Accrued interestpayable$216K (-3.14%↓ Y/Y)Retained earnings$122,257K (1.45%↑ Y/Y)Additional paid-in capital$66,465K (-17.79%↓ Y/Y)Common stock, 0.01 parvalue, 50,000,000...$79K (-11.24%↓ Y/Y)Interest-bearing$798,266K (9.07%↑ Y/Y)Noninterest-bearing$128,155K (12.31%↑ Y/Y)