| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and due from banks | 4,452 | |||
| Interest-bearing deposits at other banks | 53,853 | |||
| Total cash and cash equivalents | 58,305 | |||
| Gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA | 5 | |||
| Gross unrealized losses-Federal National Mortgage Association Certificates And Obligations FNMA | 12,891 | |||
| Fair value-Federal National Mortgage Association Certificates And Obligations FNMA | 71,622 | |||
| Gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 2 | |||
| Gross unrealized losses-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 6,329 | |||
| Fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 37,336 | |||
| Gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA | 3 | |||
| Fair value-Government National Mortgage Association Certificates And Obligations GNMA | 209 | |||
| Gross unrealized losses-Subordinated Debt | 502 | |||
| Fair value-Subordinated Debt | 7,248 | |||
| Gross unrealized losses-Collateralized Mortgage Obligations | 100 | |||
| Fair value-Collateralized Mortgage Obligations | 1,807 | |||
| Fair value-Foreign Government Bond | 200 | |||
| Securities held-to-maturity, at amortized cost | 138,234 | |||
| Equity securities, at fair value | 35 | |||
| Total loans | 829,504 | |||
| Allowance for credit losses | 5,533 | |||
| Deferred loan costs, net | 2,400 | |||
| Loans receivable, net of allowance for credit losses of 5,533 and 5,362, respectively | 826,371 | |||
| Gross | 16,149 | |||
| Accumulated depreciation | 11,376 | |||
| Premises and equipment, net | 4,773 | |||
| Right of use asset | 2,950 | |||
| Restricted equity securities, at cost | 2,833 | |||
| Accrued interest receivable | 3,160 | |||
| Bank owned life insurance | 36,871 | |||
| Goodwill | 20,417 | |||
| Intangible, assets net of amortization-Core Deposits | 5,976 | |||
| Goodwill and intangible assets | 26,393 | |||
| Other assets | 10,171 | |||
| Total assets | 1,110,096 | |||
| Noninterest-bearing | 116,918 | |||
| Interest-bearing | 752,694 | |||
| Total deposits | 869,612 | |||
| Borrowings | 35,000 | |||
| Advance payments by borrowers for taxes and insurance | 8,344 | |||
| Accrued interest payable | 114 | |||
| Lease liability | 2,998 | |||
| Other liabilities | 2,095 | |||
| Total liabilities | 918,163 | |||
| Common stock, 0.01 par value, 50,000,000 authorized8,676,860and8,875,170 shares issued and outstanding as of september 30, 2025, and june 30, 2024, respectively | 87 | |||
| Additional paid in capital | 78,321 | |||
| Retained earnings | 120,798 | |||
| Unearned compensation esop | 6,560 | |||
| Accumulated other comprehensive loss | -713 | |||
| Total stockholders' equity | 191,933 | |||
| Total liabilities and stockholders' equity | 1,110,096 | |||
SR Bancorp, Inc. (SRBK)
SR Bancorp, Inc. (SRBK)