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Balance Sheets Overview

Debt to Asset Ratio
83.87%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, gross
    • Securities held-to-maturity, at ...
    • Interest-bearing deposits at oth...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Retained earnings
    • Noninterest-bearing
    • Others
Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
4,662
3,932
4,452
3,945
Interest-bearing deposits at other banks
59,019
77,910
53,853
53,834
Total cash and cash equivalents
63,681
81,842
58,305
57,779
Gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA
-
4
5
2
Gross unrealized losses-Federal National Mortgage Association Certificates And Obligations FNMA
-
11,958
12,891
14,436
Fair value-Federal National Mortgage Association Certificates And Obligations FNMA
-
70,442
71,622
72,223
Gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
2
2
1
Gross unrealized losses-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
5,416
6,329
6,488
Fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC
-
37,038
37,336
38,522
Gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA
-
3
3
1
Fair value-Government National Mortgage Association Certificates And Obligations GNMA
-
199
209
219
Gross unrealized losses-Subordinated Debt
-
339
502
609
Fair value-Subordinated Debt
-
13,411
7,248
7,141
Gross unrealized losses-Collateralized Mortgage Obligations
-
82
100
121
Fair value-Collateralized Mortgage Obligations
-
1,729
1,807
1,890
Fair value-Foreign Government Bond
-
200
200
200
Securities held-to-maturity, at amortized cost
134,781
140,805
138,234
141,845
Equity securities, at fair value
24
33
35
37
Total loans
-
838,614
829,504
800,239
Loans, gross
862,304
-
-
-
Allowance for credit losses
5,667
5,582
5,533
5,362
Deferred loan costs, net
2,416
2,335
2,400
2,289
Loans receivable, net of allowance for credit losses of 5,533 and 5,582, respectively
-
835,367
826,371
797,166
Loans receivable, net of allowance for credit losses of 5,667 and 5,362, respectively
859,053
-
-
-
Premises and equipment, net
4,938
5,039
4,773
4,942
Right-of-use asset
2,958
2,743
2,950
3,156
Restricted equity securities, at cost
3,508
3,508
2,833
2,608
Accrued interest receivable
3,462
3,201
3,160
3,072
Bank owned life insurance
38,123
37,139
36,871
36,607
Goodwill and intangible assets
25,810
26,094
26,393
26,708
Other assets
7,112
7,190
10,171
10,485
Total assets
1,143,450
1,142,961
1,110,096
1,084,405
Noninterest-bearing
111,260
121,715
116,918
114,107
Interest-bearing
783,080
769,825
752,694
731,915
Total deposits
894,340
891,540
869,612
846,022
Borrowings
50,000
50,000
35,000
30,000
Advance payments by borrowers for taxes and insurance
8,999
8,334
8,344
8,736
Accrued interest payable
210
205
114
223
Lease liability
2,999
2,785
2,998
3,211
Other liabilities
2,452
1,646
2,095
2,433
Total liabilities
959,000
954,510
918,163
890,625
Common stock, 0.01 par value, 50,000,000 authorized 8,151,905 and 8,875,170 shares issued and outstanding as of march 31, 2026, and june 30, 2025, respectively
81
84
87
89
Additional paid-in capital
69,997
74,429
78,321
80,843
Retained earnings
121,753
121,243
120,798
120,505
Unearned compensation esop
6,370
6,465
6,560
6,655
Accumulated other comprehensive loss
-1,011
-840
-713
-1,002
Total stockholders' equity
184,450
188,451
191,933
193,780
Total liabilities and stockholders' equity
1,143,450
1,142,961
1,110,096
1,084,405
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, gross$862,304K Interest-bearing deposits atother banks$59,019K Cash and due frombanks$4,662K Deferred loan costs, net$2,416K Loans receivable, netof allowance for...$859,053K Securitiesheld-to-maturity, at amortized...$134,781K Total cash and cashequivalents$63,681K Bank owned lifeinsurance$38,123K Goodwill and intangibleassets$25,810K Other assets$7,112K Premises and equipment,net$4,938K Restricted equitysecurities, at cost$3,508K Accrued interestreceivable$3,462K Right-of-use asset$2,958K Equity securities, atfair value$24K Allowance for creditlosses$5,667K Total assets$1,143,450K Total liabilities andstockholders' equity$1,143,450K Total liabilities$959,000K Total stockholders'equity$184,450K Unearned compensationesop$6,370K Accumulated othercomprehensive loss-$1,011K Total deposits$894,340K Borrowings$50,000K Advance payments byborrowers for taxes and...$8,999K Lease liability$2,999K Other liabilities$2,452K Accrued interestpayable$210K Retained earnings$121,753K Additional paid-in capital$69,997K Common stock, 0.01 parvalue, 50,000,000...$81K Interest-bearing$783,080K Noninterest-bearing$111,260K

SR Bancorp, Inc. (SRBK)

SR Bancorp, Inc. (SRBK)