For the quarter ending 2025-12-31, SRBK has $1,142,961K in assets. $954,510K in debts. $81,842K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 3,932 | 4,452 | 3,945 | |
| Interest-bearing deposits at other banks | 77,910 | 53,853 | 53,834 | |
| Total cash and cash equivalents | 81,842 | 58,305 | 57,779 | |
| Gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA | 4 | 5 | 2 | |
| Gross unrealized losses-Federal National Mortgage Association Certificates And Obligations FNMA | 11,958 | 12,891 | 14,436 | |
| Fair value-Federal National Mortgage Association Certificates And Obligations FNMA | 70,442 | 71,622 | 72,223 | |
| Gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 2 | 2 | 1 | |
| Gross unrealized losses-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 5,416 | 6,329 | 6,488 | |
| Fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 37,038 | 37,336 | 38,522 | |
| Gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA | 3 | 3 | 1 | |
| Fair value-Government National Mortgage Association Certificates And Obligations GNMA | 199 | 209 | 219 | |
| Gross unrealized losses-Subordinated Debt | 339 | 502 | 609 | |
| Fair value-Subordinated Debt | 13,411 | 7,248 | 7,141 | |
| Gross unrealized losses-Collateralized Mortgage Obligations | 82 | 100 | 121 | |
| Fair value-Collateralized Mortgage Obligations | 1,729 | 1,807 | 1,890 | |
| Fair value-Foreign Government Bond | 200 | 200 | 200 | |
| Securities held-to-maturity, at amortized cost | 140,805 | 138,234 | 141,845 | |
| Equity securities, at fair value | 33 | 35 | 37 | |
| Total loans | 838,614 | 829,504 | 800,239 | |
| Allowance for credit losses | 5,582 | 5,533 | 5,362 | |
| Deferred loan costs, net | 2,335 | 2,400 | 2,289 | |
| Loans receivable, net of allowance for credit losses of 5,533 and 5,582, respectively | 835,367 | 826,371 | 797,166 | |
| Gross | 16,643 | 16,149 | 16,073 | |
| Accumulated depreciation | 11,604 | 11,376 | 11,131 | |
| Premises and equipment, net | 5,039 | 4,773 | 4,942 | |
| Right of use asset | 2,743 | 2,950 | 3,156 | |
| Restricted equity securities, at cost | 3,508 | 2,833 | 2,608 | |
| Accrued interest receivable | 3,201 | 3,160 | 3,072 | |
| Bank owned life insurance | 37,139 | 36,871 | 36,607 | |
| Goodwill | 20,417 | 20,417 | 20,417 | |
| Intangibles, assets net of amortization-Core Deposits | 5,677 | 5,976 | 6,291 | |
| Goodwill and intangible assets | 26,094 | 26,393 | 26,708 | |
| Other assets | 7,190 | 10,171 | 10,485 | |
| Total assets | 1,142,961 | 1,110,096 | 1,084,405 | |
| Noninterest-bearing | 121,715 | 116,918 | 114,107 | |
| Interest-bearing | 769,825 | 752,694 | 731,915 | |
| Total deposits | 891,540 | 869,612 | 846,022 | |
| Borrowings | 50,000 | 35,000 | 30,000 | |
| Advance payments by borrowers for taxes and insurance | 8,334 | 8,344 | 8,736 | |
| Accrued interest payable | 205 | 114 | 223 | |
| Lease liability | 2,785 | 2,998 | 3,211 | |
| Other liabilities | 1,646 | 2,095 | 2,433 | |
| Total liabilities | 954,510 | 918,163 | 890,625 | |
| Common stock, 0.01 par value, 50,000,000 authorized 8,432,990 and 8,875,170 shares issued and outstanding as of december 31, 2025, and june 30, 2025, respectively | 84 | 87 | 89 | |
| Additional paid in capital | 74,429 | 78,321 | 80,843 | |
| Retained earnings | 121,243 | 120,798 | 120,505 | |
| Unearned compensation esop | 6,465 | 6,560 | 6,655 | |
| Accumulated other comprehensive loss | -840 | -713 | -1,002 | |
| Total stockholders' equity | 188,451 | 191,933 | 193,780 | |
| Total liabilities and stockholders' equity | 1,142,961 | 1,110,096 | 1,084,405 | |
SR Bancorp, Inc. (SRBK)
SR Bancorp, Inc. (SRBK)