For the quarter ending 2026-03-31, SRBK has $1,143,450K in assets. $959,000K in debts. $63,681K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 4,662 | 3,932 | 4,452 | 3,945 |
| Interest-bearing deposits at other banks | 59,019 | 77,910 | 53,853 | 53,834 |
| Total cash and cash equivalents | 63,681 | 81,842 | 58,305 | 57,779 |
| Gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA | - | 4 | 5 | 2 |
| Gross unrealized losses-Federal National Mortgage Association Certificates And Obligations FNMA | - | 11,958 | 12,891 | 14,436 |
| Fair value-Federal National Mortgage Association Certificates And Obligations FNMA | - | 70,442 | 71,622 | 72,223 |
| Gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | - | 2 | 2 | 1 |
| Gross unrealized losses-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | - | 5,416 | 6,329 | 6,488 |
| Fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | - | 37,038 | 37,336 | 38,522 |
| Gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA | - | 3 | 3 | 1 |
| Fair value-Government National Mortgage Association Certificates And Obligations GNMA | - | 199 | 209 | 219 |
| Gross unrealized losses-Subordinated Debt | - | 339 | 502 | 609 |
| Fair value-Subordinated Debt | - | 13,411 | 7,248 | 7,141 |
| Gross unrealized losses-Collateralized Mortgage Obligations | - | 82 | 100 | 121 |
| Fair value-Collateralized Mortgage Obligations | - | 1,729 | 1,807 | 1,890 |
| Fair value-Foreign Government Bond | - | 200 | 200 | 200 |
| Securities held-to-maturity, at amortized cost | 134,781 | 140,805 | 138,234 | 141,845 |
| Equity securities, at fair value | 24 | 33 | 35 | 37 |
| Total loans | - | 838,614 | 829,504 | 800,239 |
| Loans, gross | 862,304 | - | - | - |
| Allowance for credit losses | 5,667 | 5,582 | 5,533 | 5,362 |
| Deferred loan costs, net | 2,416 | 2,335 | 2,400 | 2,289 |
| Loans receivable, net of allowance for credit losses of 5,533 and 5,582, respectively | - | 835,367 | 826,371 | 797,166 |
| Loans receivable, net of allowance for credit losses of 5,667 and 5,362, respectively | 859,053 | - | - | - |
| Gross | - | 16,643 | 16,149 | 16,073 |
| Accumulated depreciation | - | 11,604 | 11,376 | 11,131 |
| Premises and equipment, net | 4,938 | 5,039 | 4,773 | 4,942 |
| Right-of-use asset | 2,958 | 2,743 | 2,950 | 3,156 |
| Restricted equity securities, at cost | 3,508 | 3,508 | 2,833 | 2,608 |
| Accrued interest receivable | 3,462 | 3,201 | 3,160 | 3,072 |
| Bank owned life insurance | 38,123 | 37,139 | 36,871 | 36,607 |
| Goodwill | - | 20,417 | 20,417 | 20,417 |
| Intangibles, assets net of amortization-Core Deposits | - | 5,677 | 5,976 | 6,291 |
| Goodwill and intangible assets | 25,810 | 26,094 | 26,393 | 26,708 |
| Other assets | 7,112 | 7,190 | 10,171 | 10,485 |
| Total assets | 1,143,450 | 1,142,961 | 1,110,096 | 1,084,405 |
| Noninterest-bearing | 111,260 | 121,715 | 116,918 | 114,107 |
| Interest-bearing | 783,080 | 769,825 | 752,694 | 731,915 |
| Total deposits | 894,340 | 891,540 | 869,612 | 846,022 |
| Borrowings | 50,000 | 50,000 | 35,000 | 30,000 |
| Advance payments by borrowers for taxes and insurance | 8,999 | 8,334 | 8,344 | 8,736 |
| Accrued interest payable | 210 | 205 | 114 | 223 |
| Lease liability | 2,999 | 2,785 | 2,998 | 3,211 |
| Other liabilities | 2,452 | 1,646 | 2,095 | 2,433 |
| Total liabilities | 959,000 | 954,510 | 918,163 | 890,625 |
| Common stock, 0.01 par value, 50,000,000 authorized 8,151,905 and 8,875,170 shares issued and outstanding as of march 31, 2026, and june 30, 2025, respectively | 81 | 84 | 87 | 89 |
| Additional paid-in capital | 69,997 | 74,429 | 78,321 | 80,843 |
| Retained earnings | 121,753 | 121,243 | 120,798 | 120,505 |
| Unearned compensation esop | 6,370 | 6,465 | 6,560 | 6,655 |
| Accumulated other comprehensive loss | -1,011 | -840 | -713 | -1,002 |
| Total stockholders' equity | 184,450 | 188,451 | 191,933 | 193,780 |
| Total liabilities and stockholders' equity | 1,143,450 | 1,142,961 | 1,110,096 | 1,084,405 |
SR Bancorp, Inc. (SRBK)
SR Bancorp, Inc. (SRBK)