Financial insights of SRBK

MyFinsight

For the quarter ending 2025-12-31.

Income Statement	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	-	-	10,422*
Securities, taxable	-	-	609*
Interest bearing deposits at other banks	-	-	549*
Total interest income	-	-	11,579*
Demand	-	-	1,241*
Savings and time	-	-	2,649*
Borrowings	-	-	295*
Total interest expense	-	-	4,184*
Net interest income	-	-	7,395*
Provision for credit losses	-	-	33*
Net interest income after provision for credit losses	-	-	7,362*
Service charges and fees	-	-	224*
Increase in cash surrender value of bank owned life insurance	-	-	261*
Fees and service charges on loans	-	-	36*
Unrealized gain on equity securities	-	-	3*
Gain on sale of loans	-	-	13*
Gains from life insurance proceeds	-	-	374*
Other	-	-	24*
Total noninterest income (loss)	-	-	934*
Salaries and employee benefits	-	-	3,479*
Occupancy	-	-	555*
Furniture and equipment	-	-	305*
Data processing	-	-	548*
Advertising	-	-	96*
Fdic premiums	-	-	120*
Directors fees	-	-	92*
Professional fees	-	-	464*
Insurance	-	-	147*
Telephone, postage and supplies	-	-	189*
Other	-	-	771*
Total noninterest expense	-	-	6,764*
Income before income tax expense	1,088	895	1,532*
Income tax expense	254	202	248*
Net income	834	693	1,284

Basic EPS	0.11	0.09	0.152
Diluted EPS	0.11	0.09	0.152
Basic Average Shares	7,583,888	7,845,230	8,431,942
Diluted Average Shares	7,694,569	7,927,521	8,444,355

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.