srbk: the income statement

MyFinsight

For the year ending 2025-06-30, SRBK made $48,925K in revenue. $5,136K in net income. Net profit margin of 10.50%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-06-30
Income tax expense (benefit)	-991
Professional fees	1,854
Other	3,082
Occupancy	2,219
Salaries and employee benefits	13,916
Data processing	2,191
Fdic premiums	480
Furniture and equipment	1,218
Advertising	385
Telephone, postage and supplies	755
Insurance	589
Directors fees	366
Total noninterest expense	-27,055
Provision for credit losses	-133
Securities, taxable	2,436
Interest bearing deposits at other banks	2,194
Loans, including fees	41,685
Total interest income	46,315
Borrowings	1,178
Savings and time	10,593
Demand	4,963
Total interest expense	-16,734
Net interest income	29,581
Net interest income after provision for credit losses	29,448
Other	96
Gain on sale of loans	51
Unrealized gain on equity securities	13
Increase in cash surrender value of bank owned life insurance	1,043
Service charges and fees	894
Gains from life insurance proceeds	1,492
Fees and service charges on loans	145
Total noninterest income (loss)	3,734
Income (loss) before income tax expense (benefit)	6,127
Net income (loss)	5,136

Earnings per share, basic, total	0.61
Earnings per share, diluted, total	0.61
Shares outstanding, basic	8,431,942
Weighted average number of shares outstanding, diluted	8,444,355

Unit: Thousand (K) dollars (except for numbers of shares and EPS)