Financial insights of SRBK

MyFinsight

For the quarter ending 2025-12-31, SRBK made $1,088,000 in revenue. $834,000 in net income. Net profit margin of 76.65%.

Unit: Dollar

Income Statement	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	-	-	10,421,250
Securities, taxable	-	-	609,000
Interest bearing deposits at other banks	-	-	548,500
Total interest income	-	-	11,578,750
Demand	-	-	1,240,750
Savings and time	-	-	2,648,250
Borrowings	-	-	294,500
Total interest expense	-	-	4,183,500
Net interest income	-	-	7,395,250
Provision for credit losses	-	-	33,250
Net interest income after provision for credit losses	-	-	7,362,000
Service charges and fees	-	-	223,500
Increase in cash surrender value of bank owned life insurance	-	-	260,750
Fees and service charges on loans	-	-	36,250
Unrealized gain on equity securities	-	-	3,250
Gain on sale of loans	-	-	12,750
Gains from life insurance proceeds	-	-	373,000
Other	-	-	24,000
Total noninterest income (loss)	-	-	933,500
Salaries and employee benefits	-	-	3,479,000
Occupancy	-	-	554,750
Furniture and equipment	-	-	304,500
Data processing	-	-	547,750
Advertising	-	-	96,250
Fdic premiums	-	-	120,000
Directors fees	-	-	91,500
Professional fees	-	-	463,500
Insurance	-	-	147,250
Telephone, postage and supplies	-	-	188,750
Other	-	-	770,500
Total noninterest expense	-	-	6,763,750
Income before income tax expense	1,088,000	895,000	1,531,750
Income tax expense	254,000	202,000	247,750
Net income	834,000	693,000	1,284,000

Earnings per share, basic	0.11	0.09	0.153
Earnings per share, diluted	0.11	0.09	0.153
Weighted average number of common shares outstanding - basic	7,583,888	7,845,230	2,107,985.5
Weighted average number of common shares outstanding - diluted	7,694,569	7,927,521	2,111,088.75