srbk: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30
Net income	693
Provision (credit) for credit losses	171
Depreciation	218
Deferred income tax benefit	72
Accretion of acquisition fair value adjustments, net	-618
Amortization of core deposit intangible asset	315
Net amortization of premiums and discounts on securities	-42
Net amortization of deferred loan fees, costs and discounts	-50
Income from cash surrender value of bank owned life insurance	265
Stock-based compensation expense	497
Unrealized loss (gain) on equity securities	-2
Gain on sale of loans held for sale	0
Proceeds from sales of loans held for sale	0
Originations of loans held for sale	0
Accrued interest receivable	87
Other assets	-470
Increase in other liabilities	-338
Net cash provided by operating activities	1,222
Proceeds from maturities, calls and principal repayments of securities held-to-maturity	3,570
Net increase in loans receivable	28,793
Purchase of premises and equipment	76
Purchase of restricted equity securities	225
Net cash used in investing activities	-25,524
Net increase in interest bearing deposits	20,764
Net increase in non-interest bearing deposits	2,811
Net increase in advance payments by borrowers for taxes and insurance	-392
Net increase in short-term borrowings	5,000
Dividends paid	429
Repurchase of common stock	2,926
Net cash provided by financing activities	24,828
Net increase in cash and cash equivalents	526
Cash and cash equivalents at beginning of period	57,779
Cash and cash equivalents at end of period	58,305

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

srbk: the cashflow