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SR Bancorp, Inc. (SRBK)

SR Bancorp, Inc. (SRBK)

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Cash Flow Overview

Free Cash flow
$1,876K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in interest bearing...
    • Proceeds from maturities, calls ...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans receivable
    • Net decrease in noninterest bear...
    • Repurchase of common stock
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
886
834
693
5,136
Provision (credit) for credit losses
84
50
171
133
Depreciation
234
255
218
910
Deferred income tax benefit
-65
-51
72
-298
Accretion of acquisition fair value adjustments, net
-426
-501
-618
-4,257
Amortization of core deposit intangible asset
284
299
315
1,433
Net amortization of premiums and discounts on securities
-42
-38
-42
-731
Net amortization of deferred loan fees, costs and discounts
-59
-117
-50
-269
Amortization of right to use asset
-
-
-
0
Income from cash surrender value of bank owned life insurance
263
268
265
1,043
Stock-based compensation expense
555
505
497
1,106
Unrealized loss (gain) on equity securities
-9
-2
-2
13
Loss on sale of investments, net
-
-
-
0
Gain on sale of loans held for sale
12
17
0
51
Proceeds from sales of loans held for sale
401
2,854
0
575
Originations of loans held for sale
389
2,837
0
524
Gain on sale of premises and equipment
-
-
-
0
Noncash expense of common shares contributed to somerset regal bank charitable foundation
-
-
-
0
Accrued interest receivable
261
42
87
555
Other assets
-65
-2,803
-470
-2,316
Increase in other liabilities
806
-449
-338
-1,203
Net cash provided by operating activities
2,009
3,592
1,222
4,665
Proceeds from sales, maturities, and principal repayments of securities available-for-sale
-
-
-
0
Proceeds from maturities, calls and principal repayments of securities held-to-maturity
5,982
3,390
3,570
14,001
Proceeds from sale of securities available-for-sale
-
-
-
0
Proceeds from sale of time deposits in other financial institutions
-
-
-
0
Purchase of securities held-to-maturity
0
6,000
-
-
Net increase in loans receivable
23,391
8,647
28,793
61,324
Purchase of bank owned life insurance
720
-
-
-
Purchase of premises and equipment
133
494
76
433
Proceeds from sale of premises and equipment
-
-
-
0
Purchase of restricted equity securities
-
-
-
2,727
Cash paid for acquistion
-
-
-
0
Cash received from acquisition
-
-
-
0
Purchase of restricted equity securities
0
675
225
-
Net cash used in investing activities
-18,262
-12,426
-25,524
-50,483
Net increase in interest bearing deposits
13,243
17,116
20,764
32,712
Net decrease in noninterest bearing deposits
-10,455
4,797
2,811
6,081
Net decrease in advance payments by borrowers for taxes and insurance
665
-10
-392
663
Net increase in short-term borrowings
0
15,000
5,000
30,000
Repayment of short-term borrowings
-
-
-
0
Dividends paid
394
406
429
444
Cash proceeds from issuance of common stock
-
-
-
0
Repurchase of common stock
4,989
4,126
2,926
11,324
Cash paid for excise taxes on repurchased shares
113
-
-
-
Exercise of stock options
237
-
-
-
Receipts from equity plan participants for withholding taxes on share-based awards
191
-
-
-
Cash paid for withholding taxes on share-based awards
293
-
-
-
Net cash provided by financing activities
-1,908
32,371
24,828
57,688
Net increase in cash and cash equivalents
-18,161
23,537
526
11,870
Cash and cash equivalents at beginning of period
-
58,305
57,779
45,909
Cash and cash equivalents, beginning of period
57,779
-
-
-
Cash and cash equivalents at end of period
-
81,842
58,305
57,779
Cash and cash equivalents, end of period
63,681
-
-
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$886K Increase in otherliabilities$806K Stock-based compensationexpense$555K Proceeds from sales ofloans held for sale$401K Amortization of core depositintangible asset$284K Depreciation$234K Provision (credit) forcredit losses$84K Other assets-$65K Net amortization ofdeferred loan fees, costs...-$59K Net amortization ofpremiums and discounts on...-$42K Unrealized loss (gain) onequity securities-$9K Net cash provided byoperating activities$2,009K Canceled cashflow$1,416K Net increase in cashand cash...-$18,161K Canceled cashflow$2,009K Proceeds frommaturities, calls and...$5,982K Net increase ininterest bearing...$13,243K Net decrease inadvance payments by...$665K Exercise of stock options$237K Receipts from equity planparticipants for withholding...$191K Accretion of acquisitionfair value...-$426K Originations of loans held forsale$389K Income from cashsurrender value of bank...$263K Accrued interestreceivable$261K Deferred income taxbenefit-$65K Gain on sale of loansheld for sale$12K Net cash used ininvesting activities-$18,262K Canceled cashflow$5,982K Net cash provided byfinancing activities-$1,908K Canceled cashflow$14,336K Net increase inloans receivable$23,391K Purchase of bank ownedlife insurance$720K Purchase of premises andequipment$133K Net decrease innoninterest bearing...-$10,455K Repurchase of common stock$4,989K Dividends paid$394K Cash paid forwithholding taxes on...$293K Cash paid for excisetaxes on repurchased...$113K