| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 582,792 | - | ||
| Federal funds sold and interest-earning deposits with banks | 2,285,751 | - | ||
| Deposits in other financial institutions (restricted cash) | 275,912 | - | ||
| Total cash and cash equivalents | 3,144,455 | - | ||
| Trading securities, at fair value | 107,519 | - | ||
| Gross unrealized losses-USGovernment Debt Securities | 16,729 | - | ||
| Fair value-USGovernment Debt Securities | 116,182 | - | ||
| Gross unrealized losses-Residential Mortgage Backed Securities | 186,684 | - | ||
| Fair value-Residential Mortgage Backed Securities | 1,001,134 | - | ||
| Gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 58,177 | - | ||
| Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 328,600 | - | ||
| Gross unrealized losses-Commercial Mortgage Backed Securities | 60,516 | - | ||
| Fair value-Commercial Mortgage Backed Securities | 281,538 | - | ||
| Gross unrealized losses-Small Business Administration Loan Backed Securities | 9,134 | - | ||
| Fair value-Small Business Administration Loan Backed Securities | 38,033 | - | ||
| Securities held to maturity (fair value of 1,765,487 and 1,834,527) | 2,096,727 | - | ||
| Securities available for sale, at fair value | 6,042,800 | - | ||
| Other investments | 366,218 | - | ||
| Total investment securities | 8,505,745 | - | ||
| Loans held for sale | 346,673 | - | ||
| Total loans-Acquired Non Purchased Credit Deteriorated Loans | 11,877,828 | - | ||
| Total loans-Acquired Purchased Credit Deteriorated Loans | 3,160,359 | - | ||
| Total loans-Non Acquired Loans | 32,629,724 | - | ||
| Less allowance for credit losses | 590,133 | - | ||
| Loans, net | 47,077,778 | - | ||
| Premises and equipment, net | 961,510 | - | ||
| Bank owned life insurance ('boli') | 1,285,532 | - | ||
| Deferred tax assets | 135,106 | - | ||
| Derivatives assets | 226,359 | - | ||
| Mortgage servicing rights | 84,491 | - | ||
| Core deposit and other intangibles | 409,890 | - | ||
| Goodwill | 3,094,059 | - | ||
| Other assets | 669,093 | - | ||
| Total assets | 66,048,210 | 65,893,322 | ||
| Noninterest-bearing | 13,430,459 | 13,719,030 | ||
| Interest-bearing | 40,642,810 | 39,977,931 | ||
| Total deposits | 54,073,269 | 53,696,961 | ||
| Federal funds purchased | 337,357 | 364,032 | ||
| Securities sold under agreements to repurchase | 256,735 | 266,526 | ||
| Corporate and subordinated debentures | 696,429 | 1,099,705 | ||
| Reserve for unfunded commitments | 68,538 | 64,693 | ||
| Derivative liabilities | 561,708 | 612,284 | ||
| Other liabilities | 1,043,048 | 987,987 | ||
| Total liabilities | 57,037,084 | 57,092,188 | ||
| Common stock - 2.50 par value authorized 160,000,000 shares 101,089,231 and 76,322,206 shares issued and outstanding, respectively | 252,723 | 253,745 | ||
| Surplus | 6,647,952 | 6,679,028 | ||
| Retained earnings | 2,426,463 | 2,240,470 | ||
| Accumulated other comprehensive loss | -316,012 | -372,109 | ||
| Total shareholders' equity | 9,011,126 | 8,801,134 | ||
| Total liabilities and shareholders' equity | 66,048,210 | 65,893,322 | ||
SouthState Bank Corp (SSB)
SouthState Bank Corp (SSB)