| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including fees | 782,382 | 746,448 | 724,640 | 494,082 |
| Taxable | 69,549 | 68,081 | 53,870 | 37,900 |
| Tax-exempt | 6,480 | 6,136 | 7,516 | 5,734 |
| Federal funds sold, securities purchased under agreements to resell and interest-bearing deposits with banks | 23,271 | 19,839 | 22,540 | 6,462 |
| Total interest income | 881,682 | 840,504 | 808,566 | 544,178 |
| Other borrowings | - | - | 648 | 3,075 |
| Deposits | 257,271 | 241,593 | 245,957 | 177,919 |
| Federal funds purchased and securities sold under agreements to repurchase | 5,167 | 5,405 | 4,909 | 5,697 |
| Corporate and subordinated debentures | 19,547 | 15,558 | 12,505 | 6,007 |
| Total interest expense | 281,985 | 262,556 | 264,019 | 192,698 |
| Net interest income | 599,697 | 577,948 | 544,547 | 351,480 |
| Provision (recovery) for credit losses | 5,085 | 7,505 | 100,562 | -6,971 |
| Net interest income after provision (recovery) for credit losses | 594,612 | 570,443 | 443,985 | 358,451 |
| Noninterest income-Correspondent Banking And Capital Market Income | - | 13,767 | - | - |
| Noninterest income-Deposit Account | 42,572 | 37,869 | - | - |
| Noninterest income-Mortgage Banking | 5,462 | 5,936 | - | - |
| Noninterest income-Fiduciary And Trust | 14,157 | 14,419 | - | - |
| Gain on sale-leaseback, net of transaction costs | - | - | 229,279 | - |
| Noninterest income-Correspondent Banking And Capital Market Income | 21,204 | - | - | - |
| Noninterest income | - | - | 71,379 | 62,521 |
| Noninterest income-Small Business Administration Income | 1,683 | 2,430 | - | - |
| Other income | 14,008 | 12,396 | 14,241 | 12,413 |
| Securities losses, net | - | - | -228,811 | - |
| Total noninterest income | 99,086 | 86,817 | 86,088 | 74,934 |
| Salaries and employee benefits | 199,148 | 200,162 | 195,811 | 150,865 |
| Occupancy expense | 40,874 | 41,507 | 35,493 | 22,242 |
| Information services expense | 28,988 | 30,155 | 31,362 | 23,280 |
| Oreo and loan related expense | 5,427 | 2,295 | 1,784 | 1,358 |
| Amortization of intangibles | 23,426 | 24,048 | 23,831 | 5,327 |
| Supplies, printing and postage expense | 3,278 | 3,970 | 3,128 | 2,762 |
| Professional fees | 4,994 | 4,658 | 4,709 | 4,017 |
| Fdic assessment and other regulatory charges | 8,374 | 11,469 | 11,258 | 7,482 |
| Advertising and marketing | 2,980 | 3,010 | 2,290 | 2,296 |
| Merger, branch consolidation, severance-related, and other expense | 20,889 | 24,379 | 68,006 | 3,303 |
| Other expense | 33,964 | 29,408 | 31,154 | 23,915 |
| Total noninterest expense | 372,342 | 375,061 | 408,826 | 246,847 |
| Income before provision for income taxes | 321,356 | 282,199 | 121,247 | 186,538 |
| Provision for income taxes | 74,715 | 66,975 | 32,167 | 43,359 |
| Net income | 246,641 | 215,224 | 89,080 | 143,179 |
| Basic earnings (loss) per common share (in dollars per share) | 2.44 | 2.12 | 0.88 | 1.88 |
| Earnings per share, diluted | 2.42 | 2.11 | 0.87 | 1.86 |
| Weighted average number of shares outstanding, diluted | 101,735,000 | 101,845,000 | 101,829,000 | 76,805,000 |
| Weighted-average basic common shares | 101,218,000 | 101,495,000 | 101,410,000 | 76,299,000 |
SouthState Bank Corp (SSB)
SouthState Bank Corp (SSB)