Financial insights of SSB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$225,820K
EPS
$2.28
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Small Business Administration Income	0	-	-	-
Noninterest income-Correspondent Banking And Capital Market Income	-	-	-	13,767
Noninterest income-Deposit Account	38,699	37,663*	42,572	37,869
Noninterest income-Mortgage Banking	11,016	7,196*	5,462	5,936
Noninterest income-Fiduciary And Trust	14,471	15,328*	14,157	14,419
Noninterest income-Correspondent Banking And Capital Market Income	21,427	8,375*	21,204	-
Noninterest income-Small Business Administration Income	-	4,147*	1,683	-
Securities (gaines) losss, net	-	457,622*	-	-
Noninterest income-Small Business Administration Income	-	-	-	2,430
Loss on sale-leaseback, net of transaction costs	-	-439,216*	-	-
Other income	12,985	14,639	14,008	12,396
Total noninterest income	100,098	105,753	99,086	86,817
Loans, including fees	721,571	748,106	782,382	746,448
Taxable	72,254	68,619	69,549	68,081
Tax-exempt	7,212	6,441	6,480	6,136
Federal funds sold, securities purchased under agreements to resell and interest-bearing deposits with banks	15,792	25,580	23,271	19,839
Total interest income	816,829	848,746	881,682	840,504
Deposits	238,522	250,188	257,271	241,593
Federal funds purchased and securities sold under agreements to repurchase	4,196	4,760	5,167	5,405
Corporate and subordinated debentures	12,506	12,683	19,547	15,558
Other borrowings	-	0	-	-
Total interest expense	255,224	267,631	281,985	262,556
Net interest income	561,605	581,115	599,697	577,948
Provision (recovery) for credit losses	10,808	6,605	5,085	7,505
Net interest income after provision (recovery) for credit losses	550,797	574,510	594,612	570,443
Merger, branch consolidation, severance-related, and other expense	0	4,494	20,889	24,379
Salaries and employee benefits	205,653	202,714	199,148	200,162
Information services expense	29,704	30,443	28,988	30,155
Oreo and loan related expense	4,378	867	5,427	2,295
Occupancy expense	42,302	42,567	40,874	41,507
Fdic assessment and other regulatory charges	10,257	9,884	8,374	11,469
Supplies, printing and postage expense	3,254	3,593	3,278	3,970
Amortization of intangibles	21,304	23,417	23,426	24,048
Fdic special assessment	-	-3,835	-	-
Professional fees	5,239	7,410	4,994	4,658
Advertising and marketing	3,325	4,710	2,980	3,010
Other expense	34,108	38,591	33,964	29,408
Total noninterest expense	359,524	364,855	372,342	375,061
Income before provision for income taxes	291,371	315,408	321,356	282,199
Provision for income taxes	65,551	67,686	74,715	66,975
Net income	225,820	247,722	246,641	215,224

Basic EPS	2.29	2.476	2.44	2.12
Diluted EPS	2.28	2.463	2.42	2.11
Basic Average Shares	98,544,000	100,049,000	101,218,000	101,495,000
Diluted Average Shares	98,922,000	100,587,000	101,735,000	101,845,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$225,820K
EPS
$2.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$225,820K
EPS
$2.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$225,820KEPS$2.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$225,820KEPS$2.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$225,820K
EPS
$2.28
Unit: Thousand (K) dollars

Net Income
$225,820K
EPS
$2.28
Unit: Thousand (K) dollars