| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 550,945 | 304,304 |
| Depreciation and amortization | 116,149 | 75,001 |
| Provision for credit losses | 113,152 | 108,067 |
| Deferred income taxes | 102,708 | 83,833 |
| Losses on sale of securities, net | -228,811 | -228,811 |
| Share-based compensation expense | 28,444 | 18,909 |
| Accretion of discount related to acquired loans | 208,281 | 125,305 |
| Gains on disposal of premises and equipment | 112 | 115 |
| Gains on sale of bank properties held for sale and repossessed real estate | 234,212 | 229,810 |
| Net amortization of premiums and discounts on investment securities | -8,186 | -5,437 |
| Bank properties held for sale and repossessed real estate write downs | 5,343 | 266 |
| Fair value adjustment for loans held for sale | 1,043 | 433 |
| Originations and purchases of loans held for sale | 1,667,396 | 1,235,565 |
| Proceeds from sales of loans held for sale | 913,311 | 658,553 |
| Gains on sales of loans held for sale | 16,663 | 11,462 |
| Increase in cash surrender value of boli | 26,708 | 17,527 |
| Accrued interest receivable | 11,797 | 3,830 |
| Prepaid assets | -5,075 | -6,992 |
| Operating leases | 4,666 | 2,817 |
| Bank owned life insurance | 3,388 | 1,427 |
| Trading securities | -642,258 | -514,762 |
| Derivative assets | 58,140 | 46,679 |
| Miscellaneous other assets | 26,584 | -16,915 |
| Accrued interest payable | -31,150 | -26,808 |
| Accrued income taxes | -64,703 | -64,074 |
| Derivative liabilities | -325,835 | -275,258 |
| Miscellaneous other liabilities | 23,669 | -40,891 |
| Net cash provided by operating activities | 68,791 | -53,651 |
| Proceeds from sales of investment securities available for sale | 2,874,110 | 2,874,110 |
| Proceeds from maturities and calls of investment securities held to maturity | 154,860 | 106,692 |
| Proceeds from maturities and calls of investment securities available for sale | 2,254,244 | 674,993 |
| Proceeds from sales and redemptions of other investment securities | 45,306 | 45,302 |
| Purchases of investment securities available for sale | 5,126,458 | 3,503,942 |
| Purchases of other investment securities | 117,380 | 117,363 |
| Net increase in loans | 570,723 | 209,675 |
| Net cash received from acquisitions | 1,040,765 | 1,040,765 |
| Net cash paid for acquisition of customer list | 279 | 279 |
| Recoveries of loans previously charged off | 13,108 | 7,700 |
| Purchases of premises and equipment | 53,653 | 32,933 |
| Proceeds from redemption and payout of bank owned life insurance policies | 9,774 | 3,532 |
| Proceeds from sale of bank properties held for sale and repossessed real estate | 555,500 | 464,751 |
| Proceeds from sale of premises and equipment | 997 | 972 |
| Net cash provided by (used in) investing activities | 1,080,171 | 1,354,625 |
| Net increase in deposits | 806,658 | 430,633 |
| Net increase in federal funds purchased and securities sold under agreements to repurchase and other short-term borrowings | 79,180 | 115,646 |
| Proceeds from borrowings | 1,045,122 | 1,045,039 |
| Repayment of borrowings | 1,105,000 | 700,000 |
| Common stock issuance | 2,588 | 1,330 |
| Common stock repurchases | 54,303 | 11,273 |
| Dividends paid | 171,291 | 110,643 |
| Stock options exercised | 472 | 333 |
| Net cash provided by financing activities | 603,426 | 771,065 |
| Net increase in cash and cash equivalents | 1,752,388 | 2,072,039 |
| Cash and cash equivalents at beginning of period | 1,392,067 | - |
| Cash and cash equivalents at end of period | 3,144,455 | - |
SouthState Bank Corp (SSB)
SouthState Bank Corp (SSB)