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Texas Community Bancshares, Inc. (TCBS)

Texas Community Bancshares, Inc. (TCBS)

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Balance Sheets Overview

Debt to Asset Ratio
87.57%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, net of allowan...
    • Securities held to maturity, net...
    • Premises and equipment, net
    • Others
Liabilities Breakdown
    • Interest bearing
    • Noninterest bearing
    • Advances from federal home loan ...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
3,488
3,222
3,876
5,047
Federal funds sold
3,739
3,232
2,574
7,136
Cash and cash equivalents
7,227
6,454
6,450
12,183
Interest bearing deposits in banks
8,322
10,083
5,509
1,297
Securities available for sale
59,137
60,070
59,893
85,896
Gross unrealized losses-Residential Mortgage Backed Securities
-
-
-
1,709
Held-to-maturity securities, fair value-Residential Mortgage Backed Securities
-
-
-
15,098
Gross unrealized losses-USStates And Political Subdivisions
-
-
-
5
Held-to-maturity securities, fair value-USStates And Political Subdivisions
-
-
-
1,195
Gross unrealized losses-USGovernment Corporations And Agencies Securities
-
-
-
1
Held-to-maturity securities, fair value-USGovernment Corporations And Agencies Securities
-
-
-
1,066
Securities held to maturity (fair values of 17,359 at september 30, 2025 and 19,531 at december 31, 2024)
-
-
-
19,074
Securities held to maturity, net of allowance for credit losses of 0 (fair values of 15,122 at june 30, 2026 and 16,744 at december 31, 2025)
16,708
17,521
18,283
-
Loans receivable, net of allowance for credit losses of 3,576 at june 30, 2026 and 3,440 at december 31, 2025
313,078
297,463
301,986
283,701
Net investment in direct financing leases
998
1,038
1,219
1,228
Accrued interest receivable
1,992
1,683
1,888
1,605
Premises and equipment, net
13,579
13,121
11,459
11,435
Bank-owned life insurance
6,630
6,587
6,544
6,497
Other real estate owned
9,104
9,104
9,271
9,271
Restricted investments carried at cost
2,833
2,805
2,773
3,463
Core deposit intangible
-
-
-
33
Deferred income taxes
1,579
1,772
1,814
2,015
Other assets
3,160
2,745
2,753
1,787
Total assets
444,347
430,446
429,842
439,485
Noninterest bearing
51,265
48,658
45,871
49,190
Interest bearing
288,364
283,299
282,033
284,972
Total deposits
339,629
331,957
327,904
334,162
Advances from federal home loan bank (fhlb)
46,464
41,567
45,669
48,772
Accrued expenses and other liabilities
3,043
2,688
2,512
3,016
Total liabilities
389,136
376,212
376,085
385,950
Common stock, 0.01 par value, 19,000,000 shares authorized, 3,365,468 issued and 2,872,727 outstanding at june 30, 2026 and 3,366,516 issued and 2,887,275 outstanding at december 31, 2025
34
34
34
34
Additional paid in capital
33,441
33,257
33,198
33,010
Retained earnings
33,902
33,105
32,412
31,804
Accumulated other comprehensive loss
-3,152
-3,372
-3,063
-3,255
Unearned employee stock ownership program (esop) shares, at cost
1,817
1,850
1,884
1,934
Treasury stock, at cost (492,741 shares at june 30, 2026 and 479,241 shares at december 31, 2025)
7,197
6,940
6,940
6,124
Total shareholders' equity
55,211
54,234
53,757
53,535
Total liabilities and shareholders' equity
444,347
430,446
429,842
439,485
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Federal funds sold$3,739K (-41.38%↓ Y/Y)Cash and due frombanks$3,488K (-29.06%↓ Y/Y)Loans receivable, netof allowance for...$313,078K (6.88%↑ Y/Y)Securities available forsale$59,137K (-19.20%↓ Y/Y)Securities held tomaturity, net of allowance...$16,708K Premises and equipment,net$13,579K (17.97%↑ Y/Y)Other real estateowned$9,104K (2027.10%↑ Y/Y)Interest bearingdeposits in banks$8,322K (-51.93%↓ Y/Y)Cash and cashequivalents$7,227K (-36.02%↓ Y/Y)Bank-owned life insurance$6,630K (2.74%↑ Y/Y)Other assets$3,160K (62.13%↑ Y/Y)Restricted investmentscarried at cost$2,833K (-15.28%↓ Y/Y)Accrued interestreceivable$1,992K (3.05%↑ Y/Y)Deferred income taxes$1,579K (-31.02%↓ Y/Y)Net investment indirect financing...$998K (-9.68%↓ Y/Y)Total assets$444,347K (0.06%↑ Y/Y)Total liabilities andshareholders' equity$444,347K (0.06%↑ Y/Y)Total liabilities$389,136K (-0.53%↓ Y/Y)Total shareholders'equity$55,211K (4.43%↑ Y/Y)Treasury stock, at cost(492,741 shares at june...$7,197K (40.62%↑ Y/Y)Accumulated othercomprehensive loss-$3,152K (24.19%↑ Y/Y)Unearned employee stockownership program (esop)...$1,817K (-7.77%↓ Y/Y)Total deposits$339,629K (0.13%↑ Y/Y)Advances from federalhome loan bank (fhlb)$46,464K (-5.63%↓ Y/Y)Accrued expenses andother liabilities$3,043K (8.80%↑ Y/Y)Retained earnings$33,902K (8.51%↑ Y/Y)Additional paid in capital$33,441K (1.83%↑ Y/Y)Common stock, 0.01 parvalue, 19,000,000...$34K (0.00%↑ Y/Y)Interest bearing$288,364K (-0.58%↓ Y/Y)Noninterest bearing$51,265K (4.35%↑ Y/Y)