TCBS: the balance sheet

MyFinsight

For the year ending 2025-12-31, TCBS has $429,842K in assets. $376,085K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	3,876
Federal funds sold	2,574
Cash and cash equivalents	6,450
Interest bearing deposits in banks	5,509
Securities available for sale	59,893
Securities held to maturity, net of allowance for credit losses of 0 (fair values of 16,744 at december 31, 2025 and 19,531 at december 31, 2024)	18,283
Loans receivable, net of allowance for credit losses of 3,440 at december 31, 2025 and 3,222 at december 31, 2024	301,986
Net investment in direct financing leases	1,219
Accrued interest receivable	1,888
Premises and equipment, net	11,459
Bank-owned life insurance	6,544
Other real estate owned	9,271
Restricted investments carried at cost	2,773
Deferred income taxes	1,814
Other assets	2,753
Total assets	429,842

Noninterest bearing	45,871
Interest bearing	282,033
Total deposits	327,904
Advances from federal home loan bank (fhlb)	45,669
Accrued expenses and other liabilities	2,512
Total liabilities	376,085
Common stock, 0.01 par value, 19,000,000 shares authorized, 3,366,516 issued and 2,887,275 outstanding at december 31, 2025 and 3,370,425 issued and 3,088,152 outstanding at december 31, 2024	34
Additional paid in capital	33,198
Retained earnings	32,412
Accumulated other comprehensive loss	-3,063
Unearned employee stock ownership program (esop) shares, at cost	1,884
Treasury stock, at cost (479,241 shares at december 31, 2025 and 282,273 shares at december 31, 2024)	6,940
Total shareholders' equity	53,757
Total liabilities and shareholders' equity	429,842

Unit: Thousand (K) dollars (except for numbers of shares and EPS).