For the quarter ending 2026-03-31, TCBS has $430,446K in assets. $376,212K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Gross unrealized losses-Residential Mortgage Backed Securities | - | - | 1,709 | - |
| Held-to-maturity securities, fair value-Residential Mortgage Backed Securities | - | - | 15,098 | - |
| Gross unrealized losses-USStates And Political Subdivisions | - | - | 5 | - |
| Held-to-maturity securities, fair value-USStates And Political Subdivisions | - | - | 1,195 | - |
| Cash and due from banks | 3,222 | 3,876 | 5,047 | 4,917 |
| Gross unrealized losses-USGovernment Corporations And Agencies Securities | - | - | 1 | - |
| Federal funds sold | 3,232 | 2,574 | 7,136 | 6,378 |
| Cash and cash equivalents | 6,454 | 6,450 | 12,183 | 11,295 |
| Interest bearing deposits in banks | 10,083 | 5,509 | 1,297 | 17,311 |
| Held-to-maturity securities, fair value-USGovernment Corporations And Agencies Securities | - | - | 1,066 | - |
| Securities held to maturity (fair values of 17,359 at september 30, 2025 and 19,531 at december 31, 2024) | - | - | 19,074 | 20,294 |
| Securities available for sale | 60,070 | 59,893 | 85,896 | 73,188 |
| Securities held to maturity, net of allowance for credit losses of 0 (fair values of 15,859 at march 31, 2026 and 16,744 at december 31, 2025) | 17,521 | 18,283 | - | - |
| Core deposit intangible | - | - | 33 | 66 |
| Loans receivable, net of allowance for credit losses of 3,437 at march 31, 2026 and 3,440 at december 31, 2025 | 297,463 | 301,986 | 283,701 | 292,916 |
| Net investment in direct financing leases | 1,038 | 1,219 | 1,228 | 1,105 |
| Accrued interest receivable | 1,683 | 1,888 | 1,605 | 1,933 |
| Premises and equipment, net | 13,121 | 11,459 | 11,435 | 11,511 |
| Bank-owned life insurance | 6,587 | 6,544 | 6,497 | 6,453 |
| Other real estate owned | 9,104 | 9,271 | 9,271 | 428 |
| Restricted investments carried at cost | 2,805 | 2,773 | 3,463 | 3,344 |
| Deferred income taxes | 1,772 | 1,814 | 2,015 | 2,289 |
| Other assets | 2,745 | 2,753 | 1,787 | 1,949 |
| Total assets | 430,446 | 429,842 | 439,485 | 444,082 |
| Noninterest bearing | 48,658 | 45,871 | 49,190 | 49,130 |
| Interest bearing | 283,299 | 282,033 | 284,972 | 290,050 |
| Total deposits | 331,957 | 327,904 | 334,162 | 339,180 |
| Advances from federal home loan bank (fhlb) | 41,567 | 45,669 | 48,772 | 49,236 |
| Accrued expenses and other liabilities | 2,688 | 2,512 | 3,016 | 2,797 |
| Total liabilities | 376,212 | 376,085 | 385,950 | 391,213 |
| Common stock, 0.01 par value, 19,000,000 shares authorized, 3,364,633 issued and 2,885,392 outstanding at march 31, 2026 and 3,366,516 issued and 2,887,275 outstanding at december 31, 2025 | 34 | 34 | 34 | 34 |
| Additional paid in capital | 33,257 | 33,198 | 33,010 | 32,839 |
| Retained earnings | 33,105 | 32,412 | 31,804 | 31,242 |
| Accumulated other comprehensive loss | -3,372 | -3,063 | -3,255 | -4,158 |
| Unearned employee stock ownership program (esop) shares, at cost | 1,850 | 1,884 | 1,934 | 1,970 |
| Treasury stock, at cost (479,241 shares at march 31, 2026 and december 31, 2025) | 6,940 | 6,940 | 6,124 | 5,118 |
| Total shareholders' equity | 54,234 | 53,757 | 53,535 | 52,869 |
| Total liabilities and shareholders' equity | 430,446 | 429,842 | 439,485 | 444,082 |
Texas Community Bancshares, Inc. (TCBS)
Texas Community Bancshares, Inc. (TCBS)