| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 836 | 841 | 680 | 1,321 |
| Provision for credit losses - loans | 6 | 223 | 487 | 26 |
| Provision (credit) for credit losses - off-balance sheet credit exposures | - | 50 | 0 | 45 |
| Net increase on other investment | - | 118 | -7 | 46 |
| Net amortization (accretion) of securities | -38 | 50 | 76 | 23 |
| Depreciation and amortization | 124 | 151 | 148 | 294 |
| Net realized gain on sales of securities available for sale | - | 117 | - | - |
| Net unrealized gain on discontinued financial derivative | - | 0 | 0 | -463 |
| Stock dividends on restricted investments | 32 | 33 | 33 | 89 |
| Appreciation on bank-owned life insurance | 43 | 48 | 42 | 83 |
| Write-down of other real estate owned | - | - | - | 52 |
| Esop compensation expense for allocated shares | 56 | 87 | 56 | 110 |
| Loss on sale other real estate owned | -25 | 0 | -17 | -2 |
| Fair value adjustment on other real estate owned | - | 0 | 495 | - |
| Loss on fair value adjustment of fair value hedges | - | 0 | 0 | -10 |
| Stock-based compensation | 37 | 151 | 151 | 305 |
| Deferred income tax expense | 124 | 131 | 36 | 238 |
| Accrued interest receivable | -205 | 283 | -328 | 14 |
| Other assets | -56 | 110 | -162 | 281 |
| Accrued expenses and other liabilities | 176 | -573 | 217 | -2,856 |
| Net cash from (used for) operating activities | 1,608 | 302 | 1,591 | -526 |
| Net change in interest bearing deposits in banks | -4,574 | -4,212 | 16,014 | -7,591 |
| Purchases | 1,515 | 32,532 | 16,954 | 4,232 |
| Sales | - | 23,797 | - | - |
| Available For Sale | 927 | 35,170 | 5,485 | 7,028 |
| Held To Maturity | 729 | 771 | 1,198 | 1,755 |
| Redemptions of restricted investments | - | 0 | 0 | 1,096 |
| Purchases of restricted investments | - | - | 93 | 53 |
| Purchases of other investment | 33 | 169 | - | - |
| Loan originations and principal collections, net | -4,637 | 18,463 | 133 | 593 |
| Net decrease in net investment in direct financing leases | 181 | 9 | -123 | 187 |
| Proceeds from sales of other real estate owned | 22 | 0 | 548 | 20 |
| Additions of premises and equipment | 1,786 | 142 | 39 | 213 |
| Purchases of treasury stock | - | 816 | 1,006 | 1,341 |
| Net cash (used for) investing activities | -1,412 | 4,375 | 5,903 | -2,596 |
| Net increase in deposits | 4,053 | -6,258 | -5,018 | 3,352 |
| Advances from fhlb and other borrowings | - | 13,000 | 3,052 | - |
| Payments on fhlb and other borrowings | 4,102 | 16,103 | 3,516 | 642 |
| Cash dividends declared and paid | 143 | 233 | 118 | 242 |
| Net cash (used for) from financing activities | -192 | -10,410 | -6,606 | 1,127 |
| Net change in cash and cash equivalents | 4 | -5,733 | 888 | -1,995 |
| Cash and cash equivalents at beginning of period | 6,450 | 12,183 | 13,290 | - |
| Cash and cash equivalents at end of period | 6,454 | 6,450 | 12,183 | - |
Texas Community Bancshares, Inc. (TCBS)
Texas Community Bancshares, Inc. (TCBS)