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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$973K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Available For Sale
    • Sales
    • Advances from fhlb and other bor...
    • Others
Negative Cash Flow Breakdown
    • Purchases
    • Payments on fhlb and other borro...
    • Loan originations and principal ...
    • Others

Cash Flow
2025-12-31
Net income (loss)
2,842
Provision for credit losses - loans
736
Provision (credit) for credit losses - off-balance sheet credit exposures
95
Net (accretion) amortization of securities
149
Depreciation and amortization
593
Net realized gain on sales of securities available for sale
117
Net unrealized gain on discontinued financial derivative
-463
Stock dividends on restricted investments
155
Net increase on other investment
157
Appreciation on bank-owned life insurance
173
Esop compensation expense for allocated shares
253
Loss (gain) on sale other real estate owned
-19
Fair value adjustment on other real estate owned
495
Stock-based compensation
607
Deferred income tax expense (benefit)
405
Loss on fair value adjustment of fair value hedges
-10
Accrued interest receivable
-31
Other assets
229
Accrued expenses and other liabilities
-3,212
Net cash from operating activities
1,367
Net change in interest bearing deposits in banks
4,211
Purchases
53,718
Sales
23,797
Available For Sale
47,683
Held To Maturity
3,724
Redemptions of restricted investments
1,096
Purchases of other investment
169
Loan originations and principal collections, net
19,189
Net decrease (increase) in net investment in direct financing leases
73
Proceeds from sales of other real estate owned
568
Additions of premises and equipment
394
Net cash from investing activities
7,682
Net (decrease) increase in deposits
-7,924
Advances from fhlb and other borrowings
16,052
Payments on fhlb and other borrowings
20,261
Cash dividends declared and paid
593
Purchases of treasury stock
3,163
Net cash used for financing activities
-15,889
Net change in cash and cash equivalents
-6,840
Cash and cash equivalents at beginning of period
13,290
Cash and cash equivalents at end of period
6,450
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Available For Sale$47,683K Net income (loss)$2,842K Sales$23,797K Net change ininterest bearing...$4,211K Held To Maturity$3,724K Redemptions of restrictedinvestments$1,096K Proceeds from sales ofother real estate...$568K Net decrease(increase) in net...$73K Provision for creditlosses - loans$736K Stock-based compensation$607K Depreciation andamortization$593K Net unrealized gainon discontinued...-$463K Deferred income taxexpense (benefit)$405K Esop compensationexpense for allocated...$253K Provision (credit) forcredit losses -...$95K Accrued interestreceivable-$31K Loss (gain) on saleother real estate...-$19K Loss on fair valueadjustment of fair value...-$10K Net cash frominvesting activities$7,682K Net cash fromoperating activities$1,367K Canceled cashflow$73,470K Canceled cashflow$4,687K Net change in cashand cash...-$6,840K Canceled cashflow$9,049K Advances from fhlb andother borrowings$16,052K Purchases$53,718K Loan originationsand principal...$19,189K Additions of premises andequipment$394K Purchases of otherinvestment$169K Accrued expenses andother liabilities-$3,212K Fair valueadjustment on other real...$495K Other assets$229K Appreciation on bank-ownedlife insurance$173K Net increase onother investment$157K Stock dividends onrestricted investments$155K Net (accretion)amortization of securities$149K Net realized gain onsales of securities...$117K Net cash used forfinancing activities-$15,889K Canceled cashflow$16,052K Payments on fhlb and otherborrowings$20,261K Net (decrease)increase in deposits-$7,924K Purchases of treasurystock$3,163K Cash dividendsdeclared and paid$593K