tcbs: the income statement

MyFinsight

Texas Community Bancshares, Inc. (TCBS)

For the quarter ending 2025-06-30, TCBS made $6,013K in revenue. $678K in net income. Net profit margin of 11.28%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense (benefit)	144
Other income	4
Net loss on sale of other real estate owned	-2
Gain on equity investment	73
Net appreciation on bank-owned life insurance	42
Service charges on deposit accounts	178
Other service charges and fees	284
Total noninterest income (loss)	579
Contract services	63
Other expense	684
Director fees	71
Salaries and employee benefits	1,569
Data processing	244
Technology expense	76
Occupancy and equipment expense	266
Total noninterest expense	2,973
Provision (credit) for credit losses - loans	-37
Provision (credit) for credit losses - off-balance sheet credit exposures	-5
Provision (credit) for credit losses	-42
Other	2
Advances from fhlb	501
Deposits	1,797
Total interest expense	2,300
Dividends on restricted investments	44
Non taxable	47
Taxable	945
Federal funds sold	55
Deposits with banks	112
Loans, including fees	4,271
Total interest income	5,474
Net interest income	3,174
Net interest income after provision (credit) for credit losses	3,216
Income (loss) before income taxes	822
Net income (loss)	678

Earnings per share, basic	0.24
Earnings per share, diluted	0.23
Weighted average number of shares outstanding, basic	2,828,769
Weighted average number of shares outstanding, diluted	2,922,938

Unit: Thousand (K) dollars (except for numbers of shares and EPS)