For the quarter ending 2026-03-31, TCBX has $6,582,073K in assets. $5,931,543K in debts. $425,174K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 425,174 | 175,202 | 116,383 | 113,141 |
| Federal funds sold | 6,133 | 6,027 | 6,629 | 5,815 |
| Total cash and cash equivalents | 431,307 | 181,229 | 123,012 | 118,956 |
| Interest bearing time deposits in other banks | 270 | 267 | 265 | 262 |
| Due from one year to five years | 47,480 | - | - | - |
| Due from five to ten years | 111,983 | - | - | - |
| Over ten years | 14,609 | - | - | - |
| Debt securities, available-for-sale, maturity, estimated fair value | 174,072 | - | - | - |
| Mortgage-backed securities and collateralized mortgage obligations | 261,774 | - | - | - |
| Investment securities available-for-sale | 435,846 | 383,192 | 376,719 | 355,753 |
| Gross unrealized losses | - | 2,902 | - | - |
| Estimated fair value | - | 189,106 | - | - |
| Investment securities held-to-maturity | 191,980 | 192,008 | 206,037 | 206,065 |
| Total | 5,251,458 | 4,394,751 | 4,165,116 | - |
| Allowance for credit losses | 51,455 | 43,949 | 42,563 | - |
| Loans, net of allowance for credit losses of 51,455 and 43,949 at march 31, 2026 and december 31, 2025, respectively | 5,200,003 | 4,350,802 | 4,122,553 | 4,039,701 |
| Accrued interest receivable | 31,385 | 29,236 | 29,537 | 27,736 |
| Premises and equipment, gross | 63,525 | 46,540 | 45,855 | - |
| Accumulated depreciation | 22,967 | 21,751 | 21,137 | - |
| Premises and equipment, net | 40,558 | 24,789 | 24,718 | 24,908 |
| Other real estate owned | 8,388 | 8,388 | - | - |
| Bank-owned life insurance | 77,107 | 76,357 | 75,547 | 74,761 |
| Non-marketable equity securities, at cost | 21,759 | 16,424 | 26,157 | 18,761 |
| Deferred tax asset, net | 7,493 | 6,450 | 6,989 | 8,646 |
| Derivative assets | 2,350 | 2,544 | 2,803 | 3,059 |
| Right-of-use asset - operating leases | 17,615 | 17,066 | 17,677 | 18,769 |
| Core deposit intangibles, net | 8,516 | - | - | - |
| Goodwill and other intangible assets | - | 18,680 | 18,720 | 18,761 |
| Goodwill | 46,367 | - | - | - |
| Other assets | 61,129 | 33,327 | 31,074 | 27,633 |
| Total assets | 6,582,073 | 5,340,759 | 5,061,808 | 4,943,771 |
| Noninterest bearing | 577,217 | 495,000 | 450,013 | 440,964 |
| Interest bearing | 5,137,860 | 4,131,888 | 3,922,728 | 3,839,905 |
| Total deposits | 5,715,077 | 4,626,888 | 4,372,741 | 4,280,869 |
| Accrued interest payable | 7,205 | 5,957 | 7,153 | 6,691 |
| Derivative liabilities | 3,517 | 3,142 | 3,521 | 3,779 |
| Lease liability - operating leases | 18,676 | 18,130 | 18,735 | 19,835 |
| Other liabilities | 48,177 | 36,775 | 32,040 | 24,745 |
| Line of credit - senior debt | 57,875 | 37,875 | 32,875 | 30,875 |
| Note payable - subordinated debentures, net | 81,016 | 80,965 | 80,913 | 80,862 |
| Total liabilities | 5,931,543 | 4,809,732 | 4,547,978 | 4,447,656 |
| Series a convertible non-cumulative preferred stock, 1 par value 69,400 shares authorized and outstanding at march 31, 2026 and december 31, 2025 | 69 | 69 | 69 | 69 |
| Common stock, 1 par value 50,000,000 shares authorized 16,640,730 and 13,969,517 issued and 16,562,268 and 13,891,055 outstanding at march 31, 2026 and december 31, 2025, respectively | 16,641 | 13,970 | 13,958 | 13,930 |
| Additional paid-in capital | 428,815 | 323,929 | 323,491 | 322,972 |
| Retained earnings | 198,435 | 183,238 | 166,537 | 149,677 |
| Accumulated other comprehensive income | 7,669 | 10,920 | 10,874 | 10,566 |
| Treasury stock at cost 78,462 shares at march 31, 2026 and december 31, 2025 | 1,099 | 1,099 | 1,099 | 1,099 |
| Total shareholders' equity | 650,530 | 531,027 | 513,830 | 496,115 |
| Total liabilities and shareholders' equity | 6,582,073 | 5,340,759 | 5,061,808 | 4,943,771 |
Third Coast Bancshares, Inc. (TCBX)
Third Coast Bancshares, Inc. (TCBX)