Financial insights of TCBX

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$15,197K
EPS
$0.88
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	85,893	73,577*	82,054	79,706
Investment securities available-for-sale	6,107	6,260*	6,289	5,505
Investment securities held-to-maturity	2,398	437*	2,882	1,607
Federal funds sold and other	2,988	2,011*	1,278	1,844
Total interest income	97,386	82,284*	92,503	88,662
Deposit accounts	41,484	35,474*	39,030	37,535
Fhlb advances and other borrowings	2,257	1,927*	2,624	1,753
Total interest expense	43,741	37,400*	41,654	39,288
Net interest income	53,645	44,884*	50,849	49,374
Provision for credit losses	580	249*	2,763	2,130
Net interest income after provision for credit losses	53,065	44,635*	48,086	47,244
Service charges and fees	3,175	3,215*	2,839	2,125
Loss on sales of sba loans	-	-58*	-	44
Earnings on bank-owned life insurance	750	724*	786	743
Loss on sale of investment securities available-for-sale	-11	-280*	-	-110
Other	119	626*	10	-152
Total noninterest income	4,033	4,226*	3,635	2,650
Salaries and employee benefits	24,808	20,581*	19,560	18,179
Occupancy and equipment expense	3,349	2,857*	2,861	2,783
Legal and professional	3,221	2,691*	1,254	1,927
Data processing and network expense	1,414	1,025*	1,203	1,162
Regulatory assessments	1,210	1,301*	1,152	1,203
Advertising and marketing	639	641*	499	503
Software purchases and maintenance	1,419	1,205*	1,094	1,149
Loan operations and other real estate owned expense	537	432*	29	439
Telephone and communications	144	177*	134	115
Other	1,362	1,023*	1,106	1,386
Total noninterest expense	38,103	31,930*	28,892	28,846
Net income before income tax expense	18,995	16,930*	22,829	21,048
Income tax expense	2,627	2,845*	4,772	4,301
Net income	16,368	14,085*	18,057	16,747
Preferred stock dividends declared	1,171	1,177*	1,197	1,185
Net income available to common shareholders	15,197	12,908	16,860	15,562

Basic EPS	1.03	0.934	1.22	1.12
Diluted EPS	0.88	0.737	1.03	0.96
Basic Average Shares	14,814,661	13,826,711	13,860,149	13,836,830
Diluted Average Shares	18,560,056	17,516,205	17,524,288	17,391,128

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$15,197K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$15,197K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$15,197KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$15,197KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$15,197K
EPS
$0.88
Unit: Thousand (K) dollars

Net Income
$15,197K
EPS
$0.88
Unit: Thousand (K) dollars