tcbx: the income statement

MyFinsight

Third Coast Bancshares, Inc. (TCBX)

For the quarter ending 2025-06-30, TCBX made $91,574K in revenue. $15,562K in net income. Net profit margin of 16.99%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Preferred stock dividends declared	1,185
Income tax expense	4,301
Other	-152
Gain on sales of sba loans	44
(loss) gain on sale of investment securities available-for-sale	-110
Earnings on bank-owned life insurance	743
Service charges and fees	2,125
Total noninterest income	2,650
Other	1,386
Occupancy and equipment expense	2,783
Advertising and marketing	503
Salaries and employee benefits	18,179
Telephone and communications	115
Software purchases and maintenance	1,149
Regulatory assessments	1,203
Legal and professional	1,927
Data processing and network expense	1,162
Loan operations and other real estate owned expense	439
Total noninterest expense	28,846
Provision for credit losses	2,130
Federal funds sold and other	1,844
Investment securities available-for-sale	5,505
Loans, including fees	79,706
Investment securities held-to-maturity	1,607
Total interest income	88,662
Fhlb advances and other borrowings	1,753
Deposit accounts	37,535
Total interest expense	39,288
Net interest income	49,374
Net interest income after provision for credit losses	47,244
Net income before income tax expense	21,048
Net income	16,747
Net income available to common shareholders	15,562

Earnings per share, basic, total	1.12
Earnings per share, diluted, total	0.96
Weighted average number of shares outstanding, basic, total	13,836,830
Weighted-average shares outstanding for diluted earnings per common share	17,391,128

Unit: Thousand (K) dollars (except for numbers of shares and EPS)