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Income Overview

Net Income
$20,803K
EPS
$1.08
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans, including fees
94,584
85,893
73,577*
82,054
Investment securities available-for-sale
6,482
6,107
6,260*
6,289
Investment securities held-to-maturity
2,549
2,398
437*
2,882
Federal funds sold and other
2,374
2,988
2,011*
1,278
Total interest income
105,989
97,386
82,284*
92,503
Deposit accounts
43,384
41,484
35,474*
39,030
Fhlb advances and other borrowings
2,329
2,257
1,927*
2,624
Total interest expense
45,713
43,741
37,400*
41,654
Net interest income
60,276
53,645
44,884*
50,849
Provision for credit losses
2,069
580
249*
2,763
Net interest income after provision for credit losses
58,207
53,065
44,635*
48,086
Service charges and fees
-
3,175
3,215*
2,839
Service charges and other fees
3,174
-
-
-
Earnings on bank-owned life insurance
748
750
724*
786
Loss on sale of investment securities available-for-sale
-93
-11
-280*
-
Loss on sales of sba loans
-
-
-58*
-
Gain on sale of factored receivables
3,463
-
-
-
Other
425
119
626*
10
Total noninterest income
7,717
4,033
4,226*
3,635
Salaries and employee benefits
24,804
24,808
20,581*
19,560
Occupancy and equipment expense
3,259
3,349
2,857*
2,861
Legal and professional
2,271
3,221
2,691*
1,254
Data processing and network expense
1,595
1,414
1,025*
1,203
Regulatory assessments
1,331
1,210
1,301*
1,152
Advertising and marketing
737
639
641*
499
Software purchases and maintenance
1,421
1,419
1,205*
1,094
Loan operations and other real estate owned expense
656
537
432*
29
Telephone and communications
158
144
177*
134
Other
2,192
1,362
1,023*
1,106
Total noninterest expense
38,424
38,103
31,930*
28,892
Net income before income tax expense
27,500
18,995
16,930*
22,829
Income tax expense
5,513
2,627
2,845*
4,772
Net income
21,987
16,368
14,085*
18,057
Preferred stock dividends declared
1,184
1,171
1,177*
1,197
Net income available to common shareholders
20,803
15,197
12,908
16,860
Basic EPS
1.25
1.03
0.934
1.22
Diluted EPS
1.08
0.88
0.737
1.03
Basic Average Shares
16,591,144
14,814,661
13,826,711
13,860,149
Diluted Average Shares
20,334,205
18,560,056
17,516,205
17,524,288
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$94,584K (18.67%↑ Y/Y)Investment securitiesavailable-for-sale$6,482K (17.75%↑ Y/Y)Investment securitiesheld-to-maturity$2,549K (58.62%↑ Y/Y)Federal funds sold andother$2,374K (28.74%↑ Y/Y)Total interest income$105,989K (19.54%↑ Y/Y)Net interest income$60,276K (22.08%↑ Y/Y)Gain on sale offactored receivables$3,463K Service charges andother fees$3,174K Earnings on bank-ownedlife insurance$748K (0.67%↑ Y/Y)Other$425K (379.61%↑ Y/Y)Total interestexpense$45,713K (16.35%↑ Y/Y)Net interest incomeafter provision for...$58,207K (23.21%↑ Y/Y)Total noninterestincome$7,717K (191.21%↑ Y/Y)Provision for creditlosses$2,069K (-2.86%↓ Y/Y)Loss on sale ofinvestment securities...-$93K (15.45%↑ Y/Y)Deposit accounts$43,384K (15.58%↑ Y/Y)Fhlb advances andother borrowings$2,329K (32.86%↑ Y/Y)Net income beforeincome tax expense$27,500K (30.65%↑ Y/Y)Total noninterestexpense$38,424K (33.20%↑ Y/Y)Net income$21,987K (31.29%↑ Y/Y)Income tax expense$5,513K (28.18%↑ Y/Y)Salaries and employeebenefits$24,804K (36.44%↑ Y/Y)Occupancy and equipmentexpense$3,259K (17.10%↑ Y/Y)Legal andprofessional$2,271K (17.85%↑ Y/Y)Other$2,192K (58.15%↑ Y/Y)Data processing andnetwork expense$1,595K (37.26%↑ Y/Y)Software purchases andmaintenance$1,421K (23.67%↑ Y/Y)Regulatory assessments$1,331K (10.64%↑ Y/Y)Advertising and marketing$737K (46.52%↑ Y/Y)Loan operations andother real estate...$656K (49.43%↑ Y/Y)Telephone andcommunications$158K (37.39%↑ Y/Y)Net incomeavailable to common...$20,803K (33.68%↑ Y/Y)Preferred stock dividendsdeclared$1,184K (-0.08%↓ Y/Y)

Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares, Inc. (TCBX)