Financial insights of TCBX

MyFinsight

For the quarter ending 2025-09-30, TCBX made $166,684K in revenue. $16,860K in net income. Net profit margin of 10.11%.

Income Overview

Revenue
$166,684K
Net Income
$16,860K
Net Profit Margin
10.11%
EPS
$1.03
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposit accounts
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans, including fees	82,054	79,706
Investment securities available-for-sale	6,289	5,505
Investment securities held-to-maturity	2,882	1,607
Federal funds sold and other	1,278	1,844
Total interest income	92,503	88,662
Deposit accounts	39,030	37,535
Fhlb advances and other borrowings	2,624	1,753
Total interest expense	41,654	39,288
Net interest income	50,849	49,374
Provision for credit losses	2,763	2,130
Gain on sales of sba loans	-	44
Net interest income after provision for credit losses	48,086	47,244
(loss) gain on sale of investment securities available-for-sale	-	-110
Service charges and fees	2,839	2,125
Earnings on bank-owned life insurance	786	743
Other	10	-152
Total noninterest income	3,635	2,650
Salaries and employee benefits	19,560	18,179
Occupancy and equipment expense	2,861	2,783
Legal and professional	1,254	1,927
Data processing and network expense	1,203	1,162
Regulatory assessments	1,152	1,203
Advertising and marketing	499	503
Software purchases and maintenance	1,094	1,149
Loan operations and other real estate owned expense	29	439
Telephone and communications	134	115
Other	1,106	1,386
Total noninterest expense	28,892	28,846
Net income before income tax expense	22,829	21,048
Income tax expense	4,772	4,301
Net income	18,057	16,747
Preferred stock dividends declared	1,197	1,185
Net income available to common shareholders	16,860	15,562

Earnings per share, basic, total	1.22	1.12
Earnings per share, diluted, total	1.03	0.96
Weighted average number of shares outstanding, basic, total	13,860,149	13,836,830
Weighted-average shares outstanding for diluted earnings per common share	17,524,288	17,391,128

MyFinsight

Income Overview

Revenue
$166,684K
Net Income
$16,860K
Net Profit Margin
10.11%
EPS
$1.03
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposit accounts
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$166,684K
Net Income
$16,860K
Net Profit Margin
10.11%
EPS
$1.03
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposit accounts
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$166,684KNet Income$16,860KNet Profit Margin10.11%EPS$1.03Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDeposit accountsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$166,684KNet Income$16,860KNet Profit Margin10.11%EPS$1.03Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDeposit accountsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$166,684K
Net Income
$16,860K
Net Profit Margin
10.11%
EPS
$1.03
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposit accounts
Salaries and employee benefits
Others

Revenue
$166,684K
Net Income
$16,860K
Net Profit Margin
10.11%
EPS
$1.03
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposit accounts
Salaries and employee benefits
Others