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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Net cash acquired from acquisiti...
    • Sales
    • Others
Negative Cash Flow Breakdown
    • Purchases
    • Net originations on loans held f...
    • Accrued interest payable and oth...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
16,368 17,898 18,057 30,336
Provision for credit losses
580 2,245 2,763 2,580
Changes in deferred tax, net
-179 526 1,575 1,189
Share-based compensation
425 450 420 738
Loss on sale of other real estate owned
----3
Loss on sale of investment securities available-for-sale
-11 -272 0 -338
Gain on sale of sba loans
-0 0 74
(write-up) write-down of other real estate owned
--6 -29 -184
Write-down of fixed assets
-0 0 9
Accretion of premium on securities, net
527 820 1,206 332
Accretion of gain on terminated cash flow hedges
764 778 818 1,597
Accretion of loan fees
3,063 7,432 2,391 7,136
Amortization of subordinated debt origination costs
51 52 51 103
Depreciation and amortization
1,577 1,188 1,186 2,373
Earnings on bank-owned life insurance
750 811 786 1,420
Net change in operating leases
-3 6 -8 29
Net change in derivative assets and liabilities
-553 -120 -1 700
Accrued interest receivable and other assets
16,322 10,457 5,556 4,640
Accrued interest payable and other liabilities
-35,551 3,525 7,491 1,339
Net cash (used in) provided by operating activities
-38,700 5,738 20,745 24,354
Proceeds from sales of foreclosed assets
-0 518 137
Purchase of bank owned life insurance
--1 0 5,000
Purchases of investment securities held-to-maturity
--14,000 0 206,074
Proceeds from termination of derivative instruments
-0 0 1,506
Net increase in interest bearing deposits in other banks
-3 -2 -3 94
Net purchase of non-marketable equity securities
-97 9,733 -7,396 -2,781
Purchases
58,323 78,461 5,104,418 50,700
Sales
41,897 20,595 0 53,407
Maturities, calls and principal paydowns
33,896 52,806 5,085,894 31,166
Net originations on loans held for investment
41,634 223,042 83,266 116,230
Net additions to bank premises and equipment
14,125 1,101 832 748
Net cash acquired from acquisition of keystone bancshares, inc
64,125 ---
Net cash provided by (used in) investing activities
25,736 -205,471 -109,503 -295,223
Net increase (decrease) in deposits
-244,023 -254,147 -91,872 29,629
Net advance from line of credit - senior debt
20,000 5,000 2,000 0
Forfeiture of restricted stock grants withheld to satisfy tax obligations
149 0 5 27
Proceeds from stock options exercised
365 0 132 647
Dividends paid on series a preferred stock
1,197 1,197 1,185 2,368
Net cash provided by (used in) financing activities
263,042 257,950 92,814 -31,377
Change in cash and cash equivalents
250,078 58,217 4,056 -302,246
Cash and cash equivalents at beginning of period
181,229 123,012 421,202 -
Cash and cash equivalents at end of period
431,307 181,229 123,012 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits-$244,023K Net advance fromline of credit -...$20,000K Net cash acquiredfrom acquisition of...$64,125K Proceeds from stockoptions exercised$365K Sales$41,897K Maturities, calls andprincipal paydowns$33,896K Net cash provided by(used in) financing...$263,042K Net cash provided by(used in) investing...$25,736K Canceled cashflow$1,346K Canceled cashflow$114,182K Change in cash and cashequivalents$250,078K Canceled cashflow$38,700K Dividends paid on series apreferred stock$1,197K Forfeiture of restrictedstock grants withheld...$149K Net income$16,368K Depreciation andamortization$1,577K Provision for creditlosses$580K Share-based compensation$425K Amortization of subordinateddebt origination...$51K Loss on sale ofinvestment securities...-$11K Purchases$58,323K Net originations onloans held for...$41,634K Net additions tobank premises and...$14,125K Net purchase ofnon-marketable equity...-$97K Net increase ininterest bearing...-$3K Net cash (used in)provided by operating...-$38,700K Canceled cashflow$19,012K Accrued interestpayable and other...-$35,551K Accrued interestreceivable and other assets$16,322K Accretion of loan fees$3,063K Accretion of gain onterminated cash flow hedges$764K Earnings on bank-ownedlife insurance$750K Net change inderivative assets and...-$553K Accretion of premium onsecurities, net$527K Changes in deferred tax,net-$179K Net change inoperating leases-$3K