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Cash Flow Overview

Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Maturities, calls and principal ...
    • Net increase (decrease) in depos...
    • Accrued interest payable and oth...
    • Others
Negative Cash Flow Breakdown
    • Purchases
    • Net originations on loans held f...
    • Net repayment of fhlb advances
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
21,987
16,368
17,898
18,057
Provision for credit losses
2,069
580
2,245
2,763
Changes in deferred tax, net
-15,884
-179
526
1,575
Share-based compensation
724
425
450
420
Loss on sale of investment securities available-for-sale
-93
-11
-272
0
Gain on sale of sba loans
-
-
0
0
Gain on sale of factored receivables
3,463
-
-
-
Write-up of other real estate owned
-51
-
-6
-29
Write-down of fixed assets
34
-
0
0
Accretion of premium on securities, net
823
527
820
1,206
Accretion of gain on terminated cash flow hedges
775
764
778
818
Accretion of loan fees
3,952
3,063
7,432
2,391
Amortization of subordinated debt origination costs
52
51
52
51
Depreciation and amortization
1,709
1,577
1,188
1,186
Earnings on bank-owned life insurance
748
750
811
786
Net change in operating leases
-3
-3
6
-8
Net change in derivative assets and liabilities
-523
-553
-120
-1
Accrued interest receivable and other assets
-14,475
16,322
10,457
5,556
Accrued interest payable and other liabilities
30,043
-35,551
3,525
7,491
Net cash provided by operating activities
44,964
-38,700
5,738
20,745
Net (increase) decrease in interest bearing deposits in other banks
-3
-3
-2
-3
Net purchase of non-marketable equity securities
-1,780
-97
9,733
-7,396
Purchases
2,433,862
58,323
78,461
5,104,418
Sales
18,798
41,897
20,595
0
Maturities, calls and principal paydowns
2,446,024
33,896
52,806
5,085,894
Purchases of investment securities held-to-maturity
-
-
-14,000
0
Proceeds from termination of derivative instruments
-
-
0
0
Net originations on loans held for investment
196,223
41,634
223,042
83,266
Net additions to bank premises and equipment
906
14,125
1,101
832
Proceeds from sales of foreclosed assets
-
-
0
518
Purchase of bank owned life insurance
-
-
-1
0
Net cash acquired from acquisition of keystone bancshares, inc
0
64,125
-
-
Net cash used in investing activities
-167,952
25,736
-205,471
-109,503
Net increase (decrease) in deposits
-140,493
-244,023
-254,147
-91,872
Net repayment of fhlb advances
40,000
-
-
-
Net advance from line of credit - senior debt
2,500
20,000
5,000
2,000
Forfeiture of restricted stock grants withheld to satisfy tax obligations
0
149
0
5
Proceeds from stock options exercised
756
365
0
132
Dividends paid on series a preferred stock
1,171
1,197
1,197
1,185
Net cash provided by (used in) financing activities
102,578
263,042
257,950
92,814
Change in cash and cash equivalents
-20,410
250,078
58,217
4,056
Cash and cash equivalents at beginning of period
431,307
181,229
123,012
421,202
Cash and cash equivalents at end of period
410,897
431,307
181,229
123,012
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits-$140,493K (-574.17%↓ Y/Y)Accrued interestpayable and other...$30,043K (2143.69%↑ Y/Y)Net income$21,987K (-27.52%↓ Y/Y)Net advance fromline of credit -...$2,500K Proceeds from stockoptions exercised$756K (16.85%↑ Y/Y)Accrued interestreceivable and other assets-$14,475K (-411.96%↓ Y/Y)Provision for creditlosses$2,069K (-19.81%↓ Y/Y)Depreciation andamortization$1,709K (-27.98%↓ Y/Y)Share-based compensation$724K (-1.90%↓ Y/Y)Loss on sale ofinvestment securities...-$93K (72.49%↑ Y/Y)Amortization of subordinateddebt origination...$52K (-49.51%↓ Y/Y)Write-down of fixed assets$34K (277.78%↑ Y/Y)Net cash provided by(used in) financing...$102,578K (426.92%↑ Y/Y)Net cash provided byoperating activities$44,964K (84.63%↑ Y/Y)Canceled cashflow$41,171K Canceled cashflow$26,222K Change in cash and cashequivalents-$20,410K (93.25%↑ Y/Y)Canceled cashflow$147,542K Maturities, calls andprincipal paydowns$2,446,024K (7748.37%↑ Y/Y)Sales$18,798K (-64.80%↓ Y/Y)Net repayment offhlb advances$40,000K Dividends paid on series apreferred stock$1,171K (-50.55%↓ Y/Y)Changes in deferred tax,net-$15,884K (-1435.91%↓ Y/Y)Accretion of loan fees$3,952K (-44.62%↓ Y/Y)Gain on sale offactored receivables$3,463K Accretion of premium onsecurities, net$823K (147.89%↑ Y/Y)Accretion of gain onterminated cash flow hedges$775K (-51.47%↓ Y/Y)Earnings on bank-ownedlife insurance$748K (-47.32%↓ Y/Y)Net change inderivative assets and...-$523K (-174.71%↓ Y/Y)Write-up of other realestate owned-$51K (72.28%↑ Y/Y)Net change inoperating leases-$3K (-110.34%↓ Y/Y)Net cash used ininvesting activities-$167,952K (43.11%↑ Y/Y)Canceled cashflow$2,464,822K Purchases$2,433,862K (4700.52%↑ Y/Y)Net originations onloans held for...$196,223K (68.82%↑ Y/Y)Net purchase ofnon-marketable equity...-$1,780K (35.99%↑ Y/Y)Net additions tobank premises and...$906K (21.12%↑ Y/Y)Net (increase)decrease in interest...-$3K (-103.19%↓ Y/Y)

Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares, Inc. (TCBX)