For the year ending 2025-12-31, TRST has $6,440,700K in assets. $5,754,111K in debts. $730,427K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 50,569 | |||
| Federal funds sold and other short term investments | 679,858 | |||
| Total cash and cash equivalents | 730,427 | |||
| Securities available for sale | 310,418 | |||
| Held to maturity securities (4,389 and 5,306 fair value at december 31, 2025 and 2024, respectively) | 4,339 | |||
| Federal home loan bank stock | 6,601 | |||
| New York And Other States | 245,799 | |||
| FL | 49,308 | |||
| Commercial Portfolio Segment-Commercial Real Estate | 295,107 | |||
| New York And Other States | 17,841 | |||
| FL | 495 | |||
| Commercial Other Receivable-Commercial Portfolio Segment | 18,336 | |||
| New York And Other States | 2,794,515 | |||
| FL | 1,604,709 | |||
| First Mortgage-Residential Mortgage | 4,399,224 | |||
| New York And Other States | 46,421 | |||
| FL | 17,615 | |||
| Home Equity Loan-Residential Mortgage | 64,036 | |||
| New York And Other States | 265,060 | |||
| FL | 199,141 | |||
| Home Equity-Residential Mortgage | 464,201 | |||
| New York And Other States | 8,497 | |||
| FL | 3,059 | |||
| Consumer Loan | 11,556 | |||
| Loans, net of deferred costs | 5,252,460 | |||
| Collectively evaluated for impairment | 52,205 | |||
| Less allowance for credit losses on loans | 52,205 | |||
| Net loans | 5,200,255 | |||
| Total bank premises and equipment | 139,722 | |||
| Accumulated depreciation and amortization | 99,015 | |||
| Bank premises and equipment, net | 40,707 | |||
| Operating lease right-of-use assets | 33,638 | |||
| Other assets | 114,315 | |||
| Total assets | 6,440,700 | |||
| Demand | 814,908 | |||
| Savings accounts | 1,069,564 | |||
| Interest-bearing checking | 1,077,141 | |||
| Money market deposit accounts | 457,389 | |||
| Time accounts | 2,138,415 | |||
| Total deposits | 5,557,417 | |||
| Short-term borrowings | 120,054 | |||
| Operating lease liabilities | 36,391 | |||
| Accrued expenses and other liabilities | 40,249 | |||
| Total liabilities | 5,754,111 | |||
| Capital stock 1.00 par value 30,000,000 shares authorized, 20,118,509 and 20,097,152 shares issued and 18,029,107 and 19,019,749 shares outstanding at december 31, 2025 and 2024, respectively | 20,119 | |||
| Surplus | 260,333 | |||
| Undivided profits | 479,996 | |||
| Accumulated other comprehensive income (loss), net of tax | 10,024 | |||
| Treasury stock 2,089,402 and 1,077,403 shares, at cost, at december 31, 2025 and 2024, respectively | 83,883 | |||
| Total shareholders equity | 686,589 | |||
| Total liabilities and shareholders equity | 6,440,700 | |||
TRUSTCO BANK CORP N Y (TRST)
TRUSTCO BANK CORP N Y (TRST)