For the quarter ending 2025-09-30, TRST has $6,349,024K in assets. $5,657,011K in debts. $695,556K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 42,026 | 45,218 | ||
| Federal funds sold and other short term investments | 653,530 | 668,373 | ||
| Total cash and cash equivalents | 695,556 | 713,591 | ||
| Securities available for sale | 319,872 | 336,566 | ||
| Held to maturity securities (4,629 and 5,306 fair value at september 30, 2025 and december 31, 2024, respectively) | 4,593 | 4,836 | ||
| Federal home loan bank stock | 6,601 | 6,601 | ||
| New York And Other States | 245,585 | - | ||
| FL | 48,470 | - | ||
| Commercial Portfolio Segment-Commercial Real Estate | 294,055 | - | ||
| Notes Receivable Gross | 17,436 | - | ||
| Commercial Other Receivable-Commercial Portfolio Segment | 17,436 | - | ||
| New York And Other States | 2,767,044 | - | ||
| FL | 1,591,761 | - | ||
| First Mortgage-Residential Mortgage | 4,358,805 | - | ||
| New York And Other States | 45,611 | - | ||
| FL | 16,397 | - | ||
| Home Equity Loan-Residential Mortgage | 62,008 | - | ||
| New York And Other States | 258,629 | - | ||
| FL | 188,606 | - | ||
| Home Equity-Residential Mortgage | 447,235 | - | ||
| New York And Other States | 8,998 | - | ||
| FL | 3,233 | - | ||
| Consumer Loan | 12,231 | - | ||
| Loans, net of deferred costs | 5,191,770 | 5,156,701 | ||
| Collectively evaluated for impairment | 51,891 | - | ||
| Less allowance for credit losses on loans | 51,891 | 51,265 | ||
| Net loans | 5,139,879 | 5,105,436 | ||
| Bank premises and equipment, net | 39,718 | 38,129 | ||
| Operating lease right-of-use assets | 35,291 | 36,322 | ||
| Other assets | 107,514 | 106,894 | ||
| Total assets | 6,349,024 | 6,348,375 | ||
| Demand | 795,508 | 784,351 | ||
| Interest-bearing checking | 1,025,582 | 1,045,043 | ||
| Savings accounts | 1,063,763 | 1,082,489 | ||
| Money market deposit accounts | 455,488 | 467,087 | ||
| Time deposits | 2,140,932 | 2,111,344 | ||
| Total deposits | 5,481,273 | 5,490,314 | ||
| Short-term borrowings | 97,749 | 82,370 | ||
| Operating lease liabilities | 38,180 | 39,350 | ||
| Accrued expenses and other liabilities | 39,809 | 43,536 | ||
| Total liabilities | 5,657,011 | 5,655,570 | ||
| Capital stock par value 1.00 30,000,000 shares authorized 20,102,978 and 20,097,152 shares issued at september 30, 2025 and december 31, 2024, 18,553,583 and 19,019,749 shares outstanding at september 30, 2025 and december 31, 2024, respectively | 20,103 | 20,097 | ||
| Surplus | 259,980 | 259,490 | ||
| Undivided profits | 471,314 | 462,158 | ||
| Accumulated other comprehensive income (loss), net of tax | 2,955 | 1,663 | ||
| Treasury stock at cost - 1,549,395 and 1,077,403 shares at september 30, 2025 and december 31, 2024, respectively | 62,339 | 50,603 | ||
| Total shareholders equity | 692,013 | 692,805 | ||
| Total liabilities and shareholders equity | 6,349,024 | 6,348,375 | ||
TRUSTCO BANK CORP N Y (TRST)
TRUSTCO BANK CORP N Y (TRST)