For the quarter ending 2026-03-31, TRST has $6,507,879K in assets. $5,836,959K in debts. $768,108K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 43,165 | 50,569 | 42,026 | 45,218 |
| Federal funds sold and other short term investments | 724,943 | 679,858 | 653,530 | 668,373 |
| Total cash and cash equivalents | 768,108 | 730,427 | 695,556 | 713,591 |
| Securities available for sale | 300,746 | 310,418 | 319,872 | 336,566 |
| Held to maturity securities (4,134 and 4,389 fair value at march 31, 2026 and december 31, 2025, respectively) | 4,097 | 4,339 | 4,593 | 4,836 |
| Federal home loan bank stock | 6,601 | 6,601 | 6,601 | 6,601 |
| New York And Other States | - | 245,799 | 245,585 | - |
| FL | - | 49,308 | 48,470 | - |
| Commercial Portfolio Segment-Commercial Real Estate | - | 295,107 | 294,055 | - |
| New York And Other States | - | 17,841 | 17,436 | - |
| FL | - | 495 | - | - |
| Commercial Other Receivable-Commercial Portfolio Segment | - | 18,336 | 17,436 | - |
| New York And Other States | - | 2,794,515 | 2,767,044 | - |
| FL | - | 1,604,709 | 1,591,761 | - |
| First Mortgage-Residential Mortgage | - | 4,399,224 | 4,358,805 | - |
| New York And Other States | - | 46,421 | 45,611 | - |
| FL | - | 17,615 | 16,397 | - |
| Home Equity Loan-Residential Mortgage | - | 64,036 | 62,008 | - |
| New York And Other States | - | 265,060 | 258,629 | - |
| Individually evaluated for impairment | 26,448 | - | - | - |
| FL | - | 199,141 | 188,606 | - |
| Home Equity-Residential Mortgage | - | 464,201 | 447,235 | - |
| New York And Other States | - | 8,497 | 8,998 | - |
| FL | - | 3,059 | 3,233 | - |
| Consumer Loan | - | 11,556 | 12,231 | - |
| Collectively evaluated for impairment | 5,263,730 | - | - | - |
| Loans, net of deferred costs | 5,290,178 | 5,252,460 | 5,191,770 | 5,156,701 |
| Collectively evaluated for impairment | 52,994 | 52,205 | 51,891 | - |
| Less allowance for credit losses on loans | 52,994 | 52,205 | 51,891 | 51,265 |
| Net loans | 5,237,184 | 5,200,255 | 5,139,879 | 5,105,436 |
| Total bank premises and equipment | - | 139,722 | - | - |
| Accumulated depreciation and amortization | - | 99,015 | - | - |
| Bank premises and equipment, net | 41,071 | 40,707 | 39,718 | 38,129 |
| Operating lease right-of-use assets | 33,305 | 33,638 | 35,291 | 36,322 |
| Other assets | 116,767 | 114,315 | 107,514 | 106,894 |
| Total assets | 6,507,879 | 6,440,700 | 6,349,024 | 6,348,375 |
| Demand | 811,637 | 814,908 | 795,508 | 784,351 |
| Interest-bearing checking | 1,078,520 | 1,077,141 | 1,025,582 | 1,045,043 |
| Savings accounts | 1,070,319 | 1,069,564 | 1,063,763 | 1,082,489 |
| Money market deposit accounts | 442,760 | 457,389 | 455,488 | 467,087 |
| Time deposits | 2,249,117 | 2,138,415 | 2,140,932 | 2,111,344 |
| Total deposits | 5,652,353 | 5,557,417 | 5,481,273 | 5,490,314 |
| Short-term borrowings | 112,930 | 120,054 | 97,749 | 82,370 |
| Operating lease liabilities | 35,920 | 36,391 | 38,180 | 39,350 |
| Accrued expenses and other liabilities | 35,756 | 40,249 | 39,809 | 43,536 |
| Total liabilities | 5,836,959 | 5,754,111 | 5,657,011 | 5,655,570 |
| Capital stock par value 1.00 30,000,000 shares authorized 20,118,509 shares issued at both march 31, 2026 and december 31, 2025, 17,506,881 and 18,029,107 shares outstanding at march 31, 2026 and december 31, 2025, respectively | 20,119 | 20,119 | 20,103 | 20,097 |
| Surplus | 260,808 | 260,333 | 259,980 | 259,490 |
| Undivided profits | 489,540 | 479,996 | 471,314 | 462,158 |
| Accumulated other comprehensive income, net of tax | 8,241 | 10,024 | 2,955 | 1,663 |
| Treasury stock at cost - 2,611,628 and 2,089,402 shares at march 31, 2026 and december 31, 2025, respectively | 107,788 | 83,883 | 62,339 | 50,603 |
| Total shareholders equity | 670,920 | 686,589 | 692,013 | 692,805 |
| Total liabilities and shareholders equity | 6,507,879 | 6,440,700 | 6,349,024 | 6,348,375 |
TRUSTCO BANK CORP N Y (TRST)
TRUSTCO BANK CORP N Y (TRST)