MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

TRUSTCO BANK CORP N Y (TRST)

TRUSTCO BANK CORP N Y (TRST)

|||

Cash Flow Overview

Change in Cash
-$71,469K
Free Cash flow
$25,503K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Net income
    • Proceeds from sales, paydowns an...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Purchases of treasury stock
    • Purchases of securities availabl...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
16,965
16,285
15,565
16,258
Depreciation
1,258
1,248
1,271
1,226
Amortization of right-of-use asset
1,646
1,645
1,653
1,657
Net gain on sale of other real estate owned
3
-
0
0
Writedown of other real estate owned
0
30
0
0
Provision for credit losses
650
950
400
250
Deferred tax expense
2,403
-1,170
1,322
497
Net amortization of securities
-187
-179
-204
-203
Stock based compensation expense
475
475
345
309
Net gain on sale of bank premises and equipment
44
-24
-125
0
Net unrealized holding gain on equity securities
844
-
0
-
Decrease (increase) in taxes receivable
-2,146
-997
-1,859
-1,520
Increase in interest receivable
127
855
-727
590
(decrease) increase in interest payable
-355
135
130
-749
Increase in other assets
215
529
5,003
944
Decrease in operating lease liabilities
-1,772
-1,783
-1,789
-1,796
(decrease) increase in accrued expenses and other liabilities
5,623
-5,815
-339
-5,040
Total adjustments
11,028
-4,469
905
-3,457
Net cash provided by operating activities
27,993
11,816
16,470
12,801
Proceeds from sales, paydowns and calls of securities available for sale
11,088
17,873
31,550
30,105
Proceeds from paydowns of held to maturity securities
249
235
247
234
Purchases of securities available for sale
14,746
25,076
20,000
21,343
Proceeds from maturities of securities available for sale
0
15,000
9
10,000
Purchases of federal reserve bank and federal home loan bank stock
-
-
94
-
Purchases of federal home loan bank stock
61
-
-
0
Net increase in loans
86,969
37,679
60,836
34,991
Proceeds from sale of securities transactions
-
-
0
-
Proceeds from dispositions of other real estate owned
133
-
0
0
Proceeds from dispositions of bank premises and equipment
74
-
0
0
Purchases of bank premises and equipment
2,490
1,636
2,385
2,815
Net cash used in investing activities
-92,816
-31,283
-51,415
-18,810
Net increase in deposits
29,213
94,936
76,144
-9,041
Net change in short-term borrowings
-4,548
-7,124
22,305
15,379
Proceeds from exercise of stock options and related tax benefits
-
-
24
-
Stock based award tax withholding payments
-
-
281
11
Purchases of treasury stock
24,569
23,905
21,263
11,538
Dividends paid
6,742
6,759
7,113
6,815
Net cash provided by financing activities
-6,646
57,148
69,816
-12,026
Net (decrease) increase in cash and cash equivalents
-71,469
37,681
34,871
-18,035
Cash and cash equivalents at beginning of period
768,108
730,427
695,556
641,812
Cash and cash equivalents at end of period
696,639
768,108
730,427
695,556
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

(decrease) increase inaccrued expenses and...$5,623K (397.61%↑ Y/Y)Deferred tax expense$2,403K (3.80%↑ Y/Y)Decrease (increase) intaxes receivable-$2,146K (-129.59%↓ Y/Y)Amortization of right-of-useasset$1,646K (-50.64%↓ Y/Y)Depreciation$1,258K (-45.73%↓ Y/Y)Provision for creditlosses$650K (-31.58%↓ Y/Y)Stock basedcompensation expense$475K (-22.89%↓ Y/Y)Net amortization ofsecurities-$187K (60.80%↑ Y/Y)Net income$16,965K (-42.13%↓ Y/Y)Total adjustments$11,028K (1223.01%↑ Y/Y)Canceled cashflow$3,360K Net cash provided byoperating activities$27,993K (-1.20%↓ Y/Y)Decrease in operatinglease liabilities-$1,772K (53.84%↑ Y/Y)Net unrealizedholding gain on equity...$844K (decrease) increase ininterest payable-$355K (-179.24%↓ Y/Y)Increase in other assets$215K (-82.30%↓ Y/Y)Increase in interestreceivable$127K (-83.55%↓ Y/Y)Net gain on sale ofbank premises and...$44K Net gain on sale ofother real estate...$3K (-92.50%↓ Y/Y)Net (decrease)increase in cash and cash...-$71,469K (-199.57%↓ Y/Y)Canceled cashflow$27,993K Proceeds from sales,paydowns and calls of...$11,088K (-54.49%↓ Y/Y)Proceeds from paydowns ofheld to maturity...$249K (-51.37%↓ Y/Y)Proceeds fromdispositions of other real...$133K (-74.95%↓ Y/Y)Proceeds fromdispositions of bank premises...$74K Net increase indeposits$29,213K (-70.59%↓ Y/Y)Net cash used ininvesting activities-$92,816K (-169.44%↓ Y/Y)Canceled cashflow$11,544K Net cash provided byfinancing activities-$6,646K (-108.53%↓ Y/Y)Canceled cashflow$29,213K Net increase inloans$86,969K (48.98%↑ Y/Y)Purchases of securitiesavailable for sale$14,746K (-73.08%↓ Y/Y)Purchases of bank premisesand equipment$2,490K (-62.64%↓ Y/Y)Purchases of federal homeloan bank stock$61K (-35.11%↓ Y/Y)Purchases of treasurystock$24,569K (360.70%↑ Y/Y)Dividends paid$6,742K (-50.76%↓ Y/Y)Net change inshort-term borrowings-$4,548K (-88.64%↓ Y/Y)