For the quarter ending 2025-09-30, TRST made $119,878K in revenue. $16,258K in net income. Net profit margin of 13.56%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 55,953 | 54,557 | ||
| U. s. government sponsored enterprises | 599 | 614 | ||
| State and political subdivisions | 1 | 0 | ||
| Mortgage-backed securities and collateralized mortgage obligations - residential | 1,583 | 1,613 | ||
| Corporate bonds | 265 | 210 | ||
| Small business administration-guaranteed participation securities | 72 | 75 | ||
| Other securities | 7 | 8 | ||
| Total interest and dividends on securities available for sale | 2,527 | 2,520 | ||
| Mortgage-backed securities and collateralized mortgage obligations-residential | 52 | 54 | ||
| Total interest on held to maturity securities | 52 | 54 | ||
| Federal home loan bank stock | 125 | 129 | ||
| Interest on federal funds sold and other short-term investments | 7,376 | 7,212 | ||
| Total interest income | 66,033 | 64,472 | ||
| Interest-bearing checking | 483 | 536 | ||
| Savings accounts | 741 | 733 | ||
| Money market deposit accounts | 2,065 | 2,086 | ||
| Time deposits | 19,427 | 19,195 | ||
| Interest on short-term borrowings | 198 | 176 | ||
| Total interest expense | 22,914 | 22,726 | ||
| Net interest income | 43,119 | 41,746 | ||
| Provision for credit losses | 250 | 650 | ||
| Net interest income after provision for credit losses | 42,869 | 41,096 | ||
| Trustco financial services income | 1,967 | 1,818 | ||
| Fees for services to customers | 2,429 | 2,266 | ||
| Net gains on equity securities | 0 | 0 | ||
| Other | 293 | 768 | ||
| Total noninterest income | 4,689 | 4,852 | ||
| Salaries and employee benefits | 12,727 | 11,876 | ||
| Net occupancy expense | 4,470 | 4,518 | ||
| Equipment expense | 1,938 | 1,918 | ||
| Professional services | 1,571 | 1,886 | ||
| Outsourced services | 2,492 | 2,460 | ||
| Advertising expense | 290 | 304 | ||
| Fdic and other insurance | 1,052 | 1,136 | ||
| Other real estate expense, net | 8 | 522 | ||
| Other | 1,694 | 1,603 | ||
| Total noninterest expenses | 26,242 | 26,223 | ||
| Income before taxes | 21,316 | 19,725 | ||
| Income taxes | 5,058 | 4,686 | ||
| Net income | 16,258 | 15,039 | ||
| - basic (in dollars per share) | 0.87 | 0.79 | ||
| - diluted (in dollars per share) | 0.86 | 0.79 | ||
| Weighted average common shares (in shares) | 18,755,000 | 18,965,000 | ||
| Weighted average common shares including potential dilutive shares (in shares) | 18,805,000 | 18,994,000 | ||
TRUSTCO BANK CORP N Y (TRST)
TRUSTCO BANK CORP N Y (TRST)