TRUSTCO BANK CORP N Y (TRST)
2025-06-30 | ||||
|---|---|---|---|---|
| Income taxes | 4,686 | |||
| Other | 768 | |||
| Net gains on equity securities | - | |||
| Trustco financial services income | 1,818 | |||
| Fees for services to customers | 2,266 | |||
| Total noninterest income | 4,852 | |||
| Professional services | 1,886 | |||
| Other | 1,603 | |||
| Net occupancy expense | 4,518 | |||
| Salaries and employee benefits | 11,876 | |||
| Equipment expense | 1,918 | |||
| Advertising expense | 304 | |||
| Outsourced services | 2,460 | |||
| Other real estate expense, net | 522 | |||
| Fdic and other insurance | 1,136 | |||
| Total noninterest expenses | 26,223 | |||
| Provision for credit losses | 650 | |||
| Time deposits | 19,195 | |||
| Interest on short-term borrowings | 176 | |||
| Savings accounts | 733 | |||
| Interest-bearing checking | 536 | |||
| Money market deposit accounts | 2,086 | |||
| Total interest expense | 22,726 | |||
| U. s. government sponsored enterprises | 614 | |||
| State and political subdivisions | - | |||
| Mortgage-backed securities and collateralized mortgage obligations - residential | 1,613 | |||
| Corporate bonds | 210 | |||
| Small business administration-guaranteed participation securities | 75 | |||
| Other securities | 8 | |||
| Total interest and dividends on securities available for sale | 2,520 | |||
| Interest and fees on loans | 54,557 | |||
| Mortgage-backed securities and collateralized mortgage obligations-residential | 54 | |||
| Total interest on held to maturity securities | 54 | |||
| Interest on federal funds sold and other short-term investments | 7,212 | |||
| Federal home loan bank stock | 129 | |||
| Total interest income | 64,472 | |||
| Net interest income | 41,746 | |||
| Net interest income after provision for credit losses | 41,096 | |||
| Income before taxes | 19,725 | |||
| Net income | 15,039 | |||
| Basic (in dollars per share) | 0.79 | |||
| Diluted (in dollars per share) | 0.79 | |||
| Weighted average common shares (in shares) | 18,965,000 | |||
| Weighted average common shares including potential dilutive shares (in shares) | 18,994,000 | |||