Financial insights of TRST

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$16,285K
EPS
$0.91
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	57,565	55,082*	55,953	54,557
U. s. government sponsored enterprises	149	340*	599	614
State and political subdivisions	0	0*	1	0
Mortgage-backed securities and collateralized mortgage obligations - residential	1,469	1,376*	1,583	1,613
Corporate bonds	694	559*	265	210
Small business administration-guaranteed participation securities	63	76*	72	75
Other securities	8	8*	7	8
Total interest and dividends on securities available for sale	2,383	2,356*	2,527	2,520
Mortgage-backed securities and collateralized mortgage obligations-residential	47	54	52	54
Total interest on held to maturity securities	47	54*	52	54
Federal home loan bank stock	126	150*	125	129
Interest on federal funds sold and other short-term investments	6,105	6,018*	7,376	7,212
Total interest income	66,226	63,659*	66,033	64,472
Interest-bearing checking	533	-	483	536
Savings accounts	675	-	741	733
Money market deposit accounts	1,552	-	2,065	2,086
Interest on deposits	-	21,650*	-	-
Time deposits	18,357	-	19,427	19,195
Interest on short-term borrowings	401	333*	198	176
Total interest expense	21,518	21,983*	22,914	22,726
Net interest income	44,708	41,676*	43,119	41,746
Provision for credit losses	950	250*	250	650
Net gain on equity securities	-	0*	0	0
Net interest income after provision for credit losses	43,758	41,426*	42,869	41,096
Trustco financial services income	2,135	2,178*	1,967	1,818
Fees for services to customers	2,340	2,490*	2,429	2,266
Other	366	-33*	293	768
Total noninterest income	4,841	4,634*	4,689	4,852
Salaries and employee benefits	12,219	11,835*	12,727	11,876
Net occupancy expense	4,542	4,652*	4,470	4,518
Equipment expense	2,022	2,235*	1,938	1,918
Professional services	1,526	1,081*	1,571	1,886
Outsourced services	2,700	2,324*	2,492	2,460
Advertising expense	394	693*	290	304
Fdic and other insurance	1,153	1,229*	1,052	1,136
Other real estate expense, net	50	-76*	8	522
Other	2,376	2,835*	1,694	1,603
Total noninterest expenses	26,982	26,807*	26,242	26,223
Income before taxes	21,617	19,253*	21,316	19,725
Income taxes	5,332	5,061*	5,058	4,686
Net income	16,285	14,192	16,258	15,039

Basic EPS	0.91	0.766	0.87	0.79
Diluted EPS	0.91	0.764	0.86	0.79
Basic Average Shares	17,813,000	18,536,000	18,755,000	18,965,000
Diluted Average Shares	17,876,000	18,571,000	18,805,000	18,994,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$16,285K
EPS
$0.91
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$16,285K
EPS
$0.91
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$16,285KEPS$0.91Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$16,285KEPS$0.91Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$16,285K
EPS
$0.91
Unit: Thousand (K) dollars

Net Income
$16,285K
EPS
$0.91
Unit: Thousand (K) dollars