For the year ending 2025-12-31, UBSI has $33,660,281K in assets. $28,164,298K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 247,613 | |||
| Interest-bearing deposits with other banks | 2,293,279 | |||
| Federal funds sold | 1,358 | |||
| Total cash and cash equivalents | 2,542,250 | |||
| Securities available for sale at estimated fair value (amortized cost-3,264,860 at december31, 2025 and 3,282,690 at december31, 2024, allowance for credit losses of 0 at december31, 2025 and december31, 2024) | 3,059,452 | |||
| Securities held to maturity, net of allowance for credit losses of 16 at december31, 2025 and 18 at december31, 2024 (estimated fair value-1,020 at december31, 2025 and december31, 2024) | 1,004 | |||
| Equity securities at estimated fair value | 34,760 | |||
| Other investment securities | 305,184 | |||
| Loans held for sale measured using fair value option | 31,277 | |||
| Loans and leases | 24,720,620 | |||
| Less unearned income | 11,498 | |||
| Loans and leases, net of unearned income | 24,709,122 | |||
| Less allowance for loan and lease losses | 297,518 | |||
| Net loans and leases | 24,411,604 | |||
| Bank premises and equipment, gross | 473,326 | |||
| Less allowance for depreciation and amortization | 264,495 | |||
| Bank premises and equipment | 208,831 | |||
| Operating lease right-of-use assets | 89,312 | |||
| Goodwill | 2,018,848 | |||
| Bank-owned life insurance ('boli') | 547,127 | |||
| Accrued interest receivable | 109,232 | |||
| Other assets | 301,400 | |||
| Total assets | 33,660,281 | |||
| Noninterest-bearing | 6,573,630 | |||
| Interest-bearing | 20,487,309 | |||
| Total deposits | 27,060,939 | |||
| Securities sold under agreements to repurchase | 198,573 | |||
| Federal home loan bank ('fhlb') borrowings | 250,000 | |||
| Other long-term borrowings | 281,817 | |||
| Reserve for lending-related commitments | 35,075 | |||
| Operating lease liabilities | 95,392 | |||
| Accrued expenses and other liabilities | 242,502 | |||
| Total liabilities | 28,164,298 | |||
| Preferred stock, 1.00 par value authorized-50,000,000 shares, none issued | 0 | |||
| Common stock, 2.50 par value authorized-200,000,000 shares issued-150,856,999 and 142,694,816 at december31, 2025 and december31, 2024, respectively, including 10,976,752 and 7,348,188 shares in treasury at december31, 2025 and december31, 2024, respectively | 377,142 | |||
| Surplus | 3,468,869 | |||
| Retained earnings | 2,170,327 | |||
| Accumulated other comprehensive loss | -138,927 | |||
| Treasury stock, at cost | 381,428 | |||
| Total shareholders' equity | 5,495,983 | |||
| Total liabilities and shareholders' equity | 33,660,281 | |||
UNITED BANKSHARES INC WV (UBSI)
UNITED BANKSHARES INC WV (UBSI)