For the quarter ending 2026-03-31, UBSI has $33,705,380K in assets. $28,217,254K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 269,037 | 247,613 | 267,506 | 326,892 |
| Interest-bearing deposits with other banks | 2,034,614 | 2,293,279 | 2,249,868 | 1,986,492 |
| Federal funds sold | 1,383 | 1,358 | 1,345 | 1,308 |
| Total cash and cash equivalents | 2,305,034 | 2,542,250 | 2,518,719 | 2,314,692 |
| Securities available for sale at estimated fair value (amortized cost-3,430,689 at march 31, 2026 and 3,264,860 at december 31, 2025, allowance for credit losses of 0 at march 31, 2026 and december 31, 2025) | 3,212,072 | 3,059,452 | 3,023,976 | 3,074,071 |
| Securities held to maturity, net of allowance for credit losses of 16 at march 31, 2026 and december 31, 2025 (estimated fair value-1,020 at march 31, 2026 and december 31, 2025) | 1,004 | 1,004 | 1,003 | 1,002 |
| Equity securities at estimated fair value | 12,248 | 34,760 | 34,694 | 21,996 |
| Other investment securities | 305,244 | 305,184 | 299,851 | 299,584 |
| Loans held for sale measured using fair value option | 29,235 | 31,277 | 24,226 | 37,053 |
| Loans and leases | 24,874,739 | 24,720,620 | 24,531,155 | 24,060,866 |
| Less unearned income | 11,601 | 11,498 | 11,449 | 10,644 |
| Loans and leases, net of unearned income | 24,863,138 | 24,709,122 | 24,519,706 | 24,050,222 |
| Less allowance for loan and lease losses | 299,599 | 297,518 | 300,050 | 307,962 |
| Net loans and leases | 24,563,539 | 24,411,604 | 24,219,656 | 23,742,260 |
| Bank premises and equipment, gross | - | 473,326 | - | - |
| Less allowance for depreciation and amortization | - | 264,495 | - | - |
| Bank premises and equipment | 209,138 | 208,831 | 207,671 | 208,798 |
| Operating lease right-of-use assets | 87,841 | 89,312 | 89,967 | 91,071 |
| Goodwill | 2,018,848 | 2,018,848 | 2,018,864 | 2,018,910 |
| Bank-owned life insurance ('boli') | 551,306 | 547,127 | 544,979 | 541,216 |
| Accrued interest receivable | 109,470 | 109,232 | 112,077 | 107,487 |
| Other assets | 300,401 | 301,400 | 311,498 | 325,223 |
| Total assets | 33,705,380 | 33,660,281 | 33,407,181 | 32,783,363 |
| Noninterest-bearing | 6,409,918 | 6,573,630 | 6,587,911 | 6,627,265 |
| Interest-bearing | 20,710,965 | 20,487,309 | 20,295,609 | 19,708,609 |
| Total deposits | 27,120,883 | 27,060,939 | 26,883,520 | 26,335,874 |
| Securities sold under agreements to repurchase | 166,175 | 198,573 | 169,013 | 160,798 |
| Federal home loan bank ('fhlb') borrowings | 250,000 | 250,000 | 250,000 | 250,000 |
| Other long-term borrowings | 282,216 | 281,817 | 281,418 | 301,021 |
| Reserve for lending-related commitments | 37,047 | 35,075 | 32,639 | 35,819 |
| Operating lease liabilities | 93,921 | 95,392 | 95,901 | 96,899 |
| Accrued expenses and other liabilities | 267,012 | 242,502 | 248,975 | 238,411 |
| Total liabilities | 28,217,254 | 28,164,298 | 27,961,466 | 27,418,822 |
| Preferred stock, 1.00 par value authorized-50,000,000 shares, none issued | 0 | 0 | 0 | 0 |
| Common stock, 2.50 par value authorized-200,000,000 shares issued-151,168,230 and 150,856,999 at march 31, 2026 and december 31, 2025, respectively, including 12,737,221 and 10,976,752 shares in treasury at march 31, 2026 and december 31, 2025, respectively | 377,921 | 377,142 | 377,081 | 377,077 |
| Surplus | 3,470,304 | 3,468,869 | 3,464,927 | 3,461,258 |
| Retained earnings | 2,241,354 | 2,170,327 | 2,094,957 | 2,016,671 |
| Accumulated other comprehensive loss | -149,115 | -138,927 | -157,815 | -183,728 |
| Treasury stock, at cost | 452,338 | 381,428 | 333,435 | 306,737 |
| Total shareholders' equity | 5,488,126 | 5,495,983 | 5,445,715 | 5,364,541 |
| Total liabilities and shareholders' equity | 33,705,380 | 33,660,281 | 33,407,181 | 32,783,363 |
UNITED BANKSHARES INC WV (UBSI)
UNITED BANKSHARES INC WV (UBSI)