For the quarter ending 2025-09-30, UBSI had $204,027K increase in cash & cash equivalents over the period. $146,417K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net cash provided by operating activities | 150,641 | 209,346 |
| Proceeds from sales of securities available for sale | 235 | 192 |
| Proceeds from maturities and calls of securities available for sale | 663,716 | 917,870 |
| Purchases of securities available for sale | 575,083 | 873,974 |
| Proceeds from sales of equity securities | 185 | 528 |
| Purchases of equity securities | 125 | 520 |
| Proceeds from sales and redemptions of other investment securities | 12,368 | 2,461 |
| Purchases of other investment securities | 19,245 | 27,933 |
| Purchases of bank premises and equipment | 4,224 | 8,061 |
| Proceeds from sales of bank premises and equipment | 1,081 | 362 |
| Proceeds from redemption of bank-owned life insurance policies | 4,249 | - |
| Proceeds from sale of mortgage servicing rights | -3,365 | 3,365 |
| Acquisition of piedmont bancorp, inc., net of cash paid | 0 | 77,476 |
| Proceeds from the sales of oreo properties | 18 | 167 |
| Net change in loans and leases | 482,582 | 365,752 |
| Net cash (used in) provided by investing activities | -402,772 | -273,819 |
| Cash dividends paid | 52,717 | 103,804 |
| Acquisition of treasury stock | 26,504 | 52,903 |
| Proceeds from exercise of stock options | 38 | 327 |
| Repayment of long-term federal home loan bank borrowings | 0 | 10,000 |
| Proceeds from issuance of long-term federal home loan bank borrowings | 0 | 0 |
| Redemption of subordinated debt | 20,575 | - |
| Deposits | 547,701 | 268,593 |
| Federal funds purchased, securities sold under agreements to repurchase and other short-term borrowings | 8,215 | -15,292 |
| Net cash provided by (used in) financing activities | 456,158 | 86,921 |
| Increase in cash and cash equivalents | 204,027 | 22,448 |
| Cash and cash equivalents at beginning of period | 2,292,244 | - |
| Cash and cash equivalents at end of period | 2,518,719 | - |
UNITED BANKSHARES INC WV (UBSI)
UNITED BANKSHARES INC WV (UBSI)