For the quarter ending 2026-03-31, UBSI made $4,857K in revenue. $124,200K in net income. Net profit margin of 2557.13%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Revenue from contract-Service Other | 4,857 | 4,911* | 4,970 | - |
| Revenue from contract-Fiduciary And Trust | 7,403 | 6,040* | 6,264 | - |
| Revenue from contract-Deposit Account | 9,577 | 9,120* | 10,145 | - |
| Revenue from contract-Credit Card | 1,977 | 1,973* | 1,858 | - |
| Revenue from contract-Financial Service Other | 1,099 | 1,124* | 1,183 | - |
| Revenue from contract-Mortgage Banking | 2,555 | 2,082* | 2,495 | - |
| Income from bank-owned life insurance | 2,994 | 2,582* | 3,460 | - |
| Mortgage loan servicing income | - | 0* | 0 | - |
| Net investment securities losss | 2,265 | -5,130* | 10,442 | - |
| Other income | 1,336 | 458* | 2,387 | - |
| Total other income | 34,063 | 23,158* | 43,204 | - |
| Interest and fees on loans and leases | 367,950 | 339,938* | 378,193 | - |
| Interest on federal funds sold and other short-term investments | 20,710 | 23,671* | 24,053 | - |
| Taxable | 26,082 | 25,943* | 27,509 | - |
| Tax-exempt | 1,187 | 1,154* | 1,202 | - |
| Total interest income | 415,929 | 390,705* | 430,957 | - |
| Interest on deposits | 126,728 | 130,590* | 143,445 | - |
| Interest on short-term borrowings | 1,439 | 1,439* | 1,420 | - |
| Interest on long-term borrowings | 5,247 | 5,409* | 5,977 | - |
| Total interest expense | 133,414 | 137,438* | 150,842 | - |
| Net interest income | 282,515 | 253,267* | 280,115 | - |
| Provision for credit losses | 7,776 | 26,890* | 12,095 | - |
| Net interest income after provision for credit losses | 274,739 | 226,377* | 268,020 | - |
| Employee compensation | 63,493 | 61,523* | 64,092 | - |
| Employee benefits | 15,980 | 12,221* | 14,641 | - |
| Net occupancy expense | 13,013 | 12,275* | 12,488 | - |
| Other real estate owned ('oreo') expense | 475 | 237* | 201 | - |
| Net gains on the sales of oreo properties | 0 | 172* | 0 | - |
| Equipment expense | 8,740 | 9,281* | 8,540 | - |
| Data processing expense | 7,001 | 8,492* | 8,135 | - |
| Mortgage loan servicing expense and impairment | - | 0* | 0 | - |
| Bankcard processing expense | 623 | 596* | 576 | - |
| Fdic insurance expense | 4,476 | 3,707* | 4,345 | - |
| Other expense | 39,013 | 49,754* | 33,723 | - |
| Total other expense | 152,814 | 157,911* | 146,741 | - |
| Income before income taxes | 155,988 | 91,624* | 164,483 | - |
| Income taxes | 31,788 | 21,144* | 33,735 | - |
| Net income | 124,200 | 70,480 | 130,748 | 120,721 |
| Related income tax benefit | - | - | - | 0 |
| Amortization of net actuarial loss recognized in net income | - | - | - | 0 |
| Net effect of change in defined benefit pension plan asset on other comprehensive income | - | - | - | 0 |
| Change in net unrealized gain (loss) on afs securities arising during the period | - | - | - | 19,134 |
| Related income tax effect | - | - | - | 0 |
| Net reclassification adjustment for losses included in net income | - | - | - | 0 |
| Related income tax effect | - | - | - | 4,573 |
| Net effect of afs securities on other comprehensive income | - | - | - | 14,561 |
| Net effect of cash flow hedge derivatives on other comprehensive income | - | - | - | 3,281 |
| Total change in other comprehensive income (loss), net of tax | - | - | - | 11,280 |
| Total comprehensive income | - | - | - | 132,001 |
| Basic EPS | 0.89 | 0.501 | 0.92 | 0.85 |
| Diluted EPS | 0.89 | 0.5 | 0.92 | 0.85 |
| Basic Average Shares | 139,566,209 | 140,737,392 | 141,547,684 | 142,206,539 |
| Diluted Average Shares | 140,092,196 | 141,076,975 | 141,960,608 | 142,444,497 |
UNITED BANKSHARES INC WV (UBSI)
UNITED BANKSHARES INC WV (UBSI)