Financial insights of UBSI

MyFinsight

Income Overview

Revenue
$4,857K
Net Income
$124,200K
Net Profit Margin
2557.13%
EPS
$0.89
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract-Service Other	4,857	4,911*	4,970	NaN
Revenue from contract-Fiduciary And Trust	7,403	6,040*	6,264	NaN
Revenue from contract-Deposit Account	9,577	9,120*	10,145	NaN
Revenue from contract-Credit Card	1,977	1,973*	1,858	NaN
Revenue from contract-Financial Service Other	1,099	1,124*	1,183	NaN
Revenue from contract-Mortgage Banking	2,555	2,082*	2,495	NaN
Income from bank-owned life insurance	2,994	2,582*	3,460	NaN
Mortgage loan servicing income	NaN	0*	0	NaN
Net investment securities losss	2,265	-5,130*	10,442	NaN
Other income	1,336	458*	2,387	NaN
Total other income	34,063	23,158*	43,204	NaN
Interest and fees on loans and leases	367,950	339,938*	378,193	NaN
Interest on federal funds sold and other short-term investments	20,710	23,671*	24,053	NaN
Taxable	26,082	25,943*	27,509	NaN
Tax-exempt	1,187	1,154*	1,202	NaN
Total interest income	415,929	390,705*	430,957	NaN
Interest on deposits	126,728	130,590*	143,445	NaN
Interest on short-term borrowings	1,439	1,439*	1,420	NaN
Interest on long-term borrowings	5,247	5,409*	5,977	NaN
Total interest expense	133,414	137,438*	150,842	NaN
Net interest income	282,515	253,267*	280,115	NaN
Provision for credit losses	7,776	26,890*	12,095	NaN
Net interest income after provision for credit losses	274,739	226,377*	268,020	NaN
Employee compensation	63,493	61,523*	64,092	NaN
Employee benefits	15,980	12,221*	14,641	NaN
Net occupancy expense	13,013	12,275*	12,488	NaN
Other real estate owned ('oreo') expense	475	237*	201	NaN
Net gains on the sales of oreo properties	0	172*	0	NaN
Equipment expense	8,740	9,281*	8,540	NaN
Data processing expense	7,001	8,492*	8,135	NaN
Mortgage loan servicing expense and impairment	NaN	0*	0	NaN
Bankcard processing expense	623	596*	576	NaN
Fdic insurance expense	4,476	3,707*	4,345	NaN
Other expense	39,013	49,754*	33,723	NaN
Total other expense	152,814	157,911*	146,741	NaN
Income before income taxes	155,988	91,624*	164,483	NaN
Income taxes	31,788	21,144*	33,735	NaN
Net income	124,200	70,480	130,748	120,721
Related income tax benefit	NaN	NaN	NaN	0
Amortization of net actuarial loss recognized in net income	NaN	NaN	NaN	0
Net effect of change in defined benefit pension plan asset on other comprehensive income	NaN	NaN	NaN	0
Change in net unrealized gain (loss) on afs securities arising during the period	NaN	NaN	NaN	19,134
Related income tax effect	NaN	NaN	NaN	0
Net reclassification adjustment for losses included in net income	NaN	NaN	NaN	0
Related income tax effect	NaN	NaN	NaN	4,573
Net effect of afs securities on other comprehensive income	NaN	NaN	NaN	14,561
Net effect of cash flow hedge derivatives on other comprehensive income	NaN	NaN	NaN	3,281
Total change in other comprehensive income (loss), net of tax	NaN	NaN	NaN	11,280
Total comprehensive income	NaN	NaN	NaN	132,001

Basic EPS	0.89	0.501	0.92	0.85
Diluted EPS	0.89	0.5	0.92	0.85
Basic Average Shares	139,566,209	140,737,392	141,547,684	142,206,539
Diluted Average Shares	140,092,196	141,076,975	141,960,608	142,444,497

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$4,857K
Net Income
$124,200K
Net Profit Margin
2557.13%
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue
$4,857K
Net Income
$124,200K
Net Profit Margin
2557.13%
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$4,857KNet Income$124,200KNet Profit Margin2557.13%EPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$4,857KNet Income$124,200KNet Profit Margin2557.13%EPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$4,857K
Net Income
$124,200K
Net Profit Margin
2557.13%
EPS
$0.89
Unit: Thousand (K) dollars

Revenue
$4,857K
Net Income
$124,200K
Net Profit Margin
2557.13%
EPS
$0.89
Unit: Thousand (K) dollars