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For the year ending 2025-12-31, UCB has $28,002,554K in assets. $24,363,868K in debts.

Balance Sheets Overview

Debt to Asset Ratio
87.01%
Assets Breakdown
    • Loans and leases held for invest...
    • Afs, fair value, not due at sing...
    • Debt securities held-to-maturity...
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing demand
    • Capital surplus
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Cash and due from banks
202,586
Interest-bearing deposits in banks
193,168
Cash and cash equivalents
395,754
Afs, fair value, within 1 year
252,033
Afs, fair value, 1 to 5 years
479,286
Afs, fair value, 5 to 10 years
231,182
Afs, fair value, more than 10 years
121,155
Afs, fair value, not due at single maturity
2,667,207
Debt securities available-for-sale
3,750,863
Debt securities held-to-maturity (fair value 1,918,426 and 1,944,126, respectively)
2,237,356
Loans held for sale
39,381
Loans and leases held for investment
19,384,317
Less allowance for credit losses - loans and leases
210,429
Loans and leases, net
19,173,888
Premises and equipment, net
393,714
Bank owned life insurance
364,184
Accrued interest receivable
83,557
Net deferred tax asset
75,861
Derivative financial instruments
35,313
Goodwill and other intangible assets, net
967,882
Other assets (including 72,270 and 69,137 at fair value, respectively)
484,801
Total assets
28,002,554
Noninterest-bearing demand
6,252,252
Interest-bearing deposits
17,546,178
Total deposits
23,798,430
Short-term borrowings
85,000
Long-term debt
120,400
Derivative financial instruments
52,997
Accrued expenses and other liabilities (including 16,485 and 15,331 at fair value, respectively)
307,041
Total liabilities
24,363,868
Preferred stock, 1 par value 10,000,000 shares authorized 0 and 3,662 series i issued and outstanding 25,000 per share liquidation preference
0
Common stock, 1 par value 200,000,000 shares authorized, 120,598,266 and 119,364,110 shares issued and outstanding, respectively
120,598
Capital surplus
2,754,399
Retained earnings
914,261
Accumulated other comprehensive loss
-150,572
Total shareholders equity
3,638,686
Total liabilities and shareholders equity
28,002,554
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans and leases heldfor investment$19,384,317K Afs, fair value, notdue at single...$2,667,207K Afs, fair value, morethan 10 years$121,155K Afs, fair value, 5 to10 years$231,182K Afs, fair value, 1 to 5years$479,286K Afs, fair value,within 1 year$252,033K Interest-bearing deposits inbanks$193,168K Cash and due frombanks$202,586K Other assets(including 72,270 and...$484,801K Goodwill and otherintangible assets, net$967,882K Derivative financialinstruments$35,313K Net deferred taxasset$75,861K Accrued interestreceivable$83,557K Bank owned lifeinsurance$364,184K Premises and equipment,net$393,714K Loans and leases, net$19,173,888K Loans held for sale$39,381K Debt securitiesheld-to-maturity (fair value...$2,237,356K Debt securitiesavailable-for-sale$3,750,863K Cash and cashequivalents$395,754K Less allowance forcredit losses - loans...$210,429K Total assets$28,002,554K Total liabilities andshareholders equity$28,002,554K Total shareholdersequity$3,638,686K Total liabilities$24,363,868K Accumulated othercomprehensive loss-$150,572K Retained earnings$914,261K Capital surplus$2,754,399K Accrued expenses andother liabilities...$307,041K Derivative financialinstruments$52,997K Long-term debt$120,400K Short-term borrowings$85,000K Total deposits$23,798,430K Common stock, 1 parvalue 200,000,000...$120,598K Interest-bearing deposits$17,546,178K Noninterest-bearing demand$6,252,252K

UNITED COMMUNITY BANKS INC (UCB)

UNITED COMMUNITY BANKS INC (UCB)