MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Cash Flow Overview

Free Cash flow
$121,414K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from fhlb advances
    • Net increase (decrease) in short...
    • Available For Sale
    • Others
Negative Cash Flow Breakdown
    • Repayment of fhlb advances
    • Purchases
    • Net increase in loans
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
115,638
84,289
86,455
91,494
Depreciation, amortization and accretion, net
19,117
19,819
11,841
10,784
Provision for credit losses
-29,803
10,853
13,662
7,907
Stock-based compensation
3,713
3,342
3,228
2,969
Deferred income tax expense
12,103
6,055
8,025
-1,430
Securities gains, net
-2
133
11
49
Net gains from sales of other loans
947
1,893
2,147
2,385
Fintrust goodwill write-down-Fin Trust
-
-
0
0
Trading securities
-12,007
103,384
-
-
Loss (gain) on extinguishment of debt
-
-
-768
-
Loans held for sale
-
1,976
4,579
-2,341
Mortgage loans held for sale
14,137
-
-
-
Other assets
14,345
-41,987
29,611
-7,627
Accrued expense and other liabilities
25,304
10,322
-22,159
3,837
Net cash provided by operating activities
130,628
69,281
65,472
123,095
Held To Maturity
33,691
26,850
37,833
33,869
Proceeds from sales
365
25,030
129,440
158,989
Available For Sale
222,191
200,251
215,836
147,778
Purchases
758,724
55,009
190,804
99,746
Net increase in loans
347,257
236,778
224,462
256,202
Payments for other investments
59,144
25,217
14,639
7,100
Proceeds from other investments
19,728
23,405
275
443
Purchases of premises and equipment
9,214
6,924
5,759
5,386
Net cash received in acquisition
0
-
0
0
Net cash paid for branch disposal
-
-
0
-
Other investing inflows
-
-
2,158
7,798
Other investing outflows
-
-
41
-
Other, net
-1,332
-2,852
-
-
Net cash (used in) provided by investing activities
-897,032
-45,540
-50,163
-19,557
Net (decrease) increase in deposits
-300,878
226,611
-221,371
57,575
Redemption/repurchase of preferred stock
-
-
0
91,541
Net increase (decrease) in short-term borrowings
360,000
-85,000
85,000
0
Repayment of long-term debt
100,000
-
35,000
0
Proceeds from fhlb advances
1,640,000
475,000
0
0
Repayment of fhlb advances
840,000
475,000
0
0
Repurchase of common stock
0
37,093
30,327
0
Cash dividends on common stock
30,382
30,589
30,841
29,541
Cash dividends on preferred stock
0
0
0
1,573
Other financing inflows
-
-
107
1,074
Other financing outflows
-
-
554
1,057
Other, net
-380
-283
-
-
Net cash provided by (used in) financing activities
728,360
73,646
-232,986
-65,063
Net change in cash and cash equivalents
-38,044
97,387
-217,677
38,475
Cash and cash equivalents, beginning of period
493,141
395,754
613,431
519,873
Cash and cash equivalents, end of period
455,097
493,141
395,754
613,431
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from fhlbadvances$1,640,000K (1201.59%↑ Y/Y)Net income$115,638K (-22.98%↓ Y/Y)Accrued expense andother liabilities$25,304K (163.33%↑ Y/Y)Net increase(decrease) in short-term...$360,000K (284.62%↑ Y/Y)Depreciation, amortizationand accretion, net$19,117K (-18.04%↓ Y/Y)Deferred income taxexpense$12,103K (240.93%↑ Y/Y)Trading securities-$12,007K Stock-based compensation$3,713K (-28.71%↓ Y/Y)Securities gains, net-$2K (-100.68%↓ Y/Y)Net cash provided by(used in) financing...$728,360K (399.09%↑ Y/Y)Net cash provided byoperating activities$130,628K (-33.17%↓ Y/Y)Canceled cashflow$1,271,640K Canceled cashflow$59,232K Net change in cashand cash...-$38,044K (-169.07%↓ Y/Y)Canceled cashflow$858,988K Available For Sale$222,191K (-45.46%↓ Y/Y)Held To Maturity$33,691K (-47.25%↓ Y/Y)Proceeds from otherinvestments$19,728K (172.45%↑ Y/Y)Other, net-$1,332K Proceeds from sales$365K (-99.86%↓ Y/Y)Repayment of fhlb advances$840,000K (566.67%↑ Y/Y)Net (decrease)increase in deposits-$300,878K (-335.99%↓ Y/Y)Repayment of long-termdebt$100,000K (0.00%↑ Y/Y)Cash dividends oncommon stock$30,382K (-47.74%↓ Y/Y)Other, net-$380K Provision for creditlosses-$29,803K (-209.42%↓ Y/Y)Other assets$14,345K (255.13%↑ Y/Y)Mortgage loans held forsale$14,137K Net gains from salesof other loans$947K (-72.07%↓ Y/Y)Net cash (used in)provided by investing...-$897,032K (-969.75%↓ Y/Y)Canceled cashflow$277,307K Purchases$758,724K (293.93%↑ Y/Y)Net increase inloans$347,257K (-23.42%↓ Y/Y)Payments for otherinvestments$59,144K (169.49%↑ Y/Y)Purchases of premises andequipment$9,214K (-43.93%↓ Y/Y)

UNITED COMMUNITY BANKS INC (UCB)

UNITED COMMUNITY BANKS INC (UCB)