The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 328,095 |
| Depreciation, amortization and accretion, net | 45,951 |
| Provision for credit losses | 48,806 |
| Stock-based compensation | 11,405 |
| Deferred income tax expense | 10,145 |
| Securities (gains) losses, net | 352 |
| (gains) losses from other loan sales, net | 7,923 |
| Fintrust goodwill write-down-Fin Trust | 0 |
| Loss (gain) on extinguishment of debt | -768 |
| (increase) decrease in other assets | 12,737 |
| Decrease in other liabilities | -58,276 |
| Decrease (increase) in loans held for sale | -18,153 |
| Net cash provided by operating activities | 384,035 |
| Proceeds from maturities and calls | 135,567 |
| Proceeds from sales | 547,338 |
| Proceeds from maturities and calls | 770,979 |
| Purchases | 483,155 |
| Net (increase) decrease in loans | 934,103 |
| Payments for other investments | 43,686 |
| Proceeds from other investments | 7,959 |
| Net cash received in divestitures and acquisitions | -41,246 |
| Purchases of premises and equipment | 27,579 |
| Net cash paid for branch disposal | 0 |
| Other investing inflows | 18,892 |
| Other investing outflows | 41 |
| Net cash provided by (used in) investing activities | 33,417 |
| Net (decrease) increase in deposits | -36,302 |
| Net (decrease) increase in short-term borrowings | -110,000 |
| Proceeds from federal home loan bank advances | 126,000 |
| Repayment of federal home loan bank advances | 126,000 |
| Redemption/repurchase of preferred stock | 91,541 |
| Repayment of long-term debt | 135,000 |
| Repurchase of common stock | 44,269 |
| Cash dividends on common stock | 118,518 |
| Cash dividends on preferred stock | 4,719 |
| Other financing inflows | 2,146 |
| Other financing outflows | 3,368 |
| Net cash (used in) provided by financing activities | -541,571 |
| Net change in cash and cash equivalents | -124,119 |
| Cash and cash equivalents at beginning of period | 519,873 |
| Cash and cash equivalents at end of period | 395,754 |
UNITED COMMUNITY BANKS INC (UCB)
UNITED COMMUNITY BANKS INC (UCB)