| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 84,289 | 86,455 | 91,494 | 150,146 |
| Depreciation, amortization and accretion, net | 19,819 | 11,841 | 10,784 | 23,326 |
| Provision for credit losses | 10,853 | 13,662 | 7,907 | 27,237 |
| Stock-based compensation | 3,342 | 3,228 | 2,969 | 5,208 |
| Deferred income tax expense | 6,055 | 8,025 | -1,430 | 3,550 |
| Fintrust goodwill write-down-Fin Trust | NaN | 0 | 0 | 0 |
| Securities gains, net | 133 | 11 | 49 | 292 |
| Net gains from sales of other loans | 1,893 | 2,147 | 2,385 | 3,391 |
| Trading securities | 103,384 | NaN | NaN | NaN |
| Loss (gain) on extinguishment of debt | NaN | -768 | NaN | NaN |
| Loans held for sale | 1,976 | 4,579 | -2,341 | -20,391 |
| Other assets | -41,987 | 29,611 | -7,627 | -9,247 |
| Accrued expense and other liabilities | 10,322 | -22,159 | 3,837 | -39,954 |
| Net cash provided by operating activities | 69,281 | 65,472 | 123,095 | 195,468 |
| Held To Maturity | 26,850 | 37,833 | 33,869 | 63,865 |
| Proceeds from sales | 25,030 | 129,440 | 158,989 | 258,909 |
| Net cash received in divestitures and acquisitions | NaN | 0 | 0 | -41,246 |
| Available For Sale | 200,251 | 215,836 | 147,778 | 407,365 |
| Purchases | 55,009 | 190,804 | 99,746 | 192,605 |
| Net increase in loans | 236,778 | 224,462 | 256,202 | 453,439 |
| Payments for other investments | 25,217 | 14,639 | 7,100 | 21,947 |
| Proceeds from other investments | 23,405 | 275 | 443 | 7,241 |
| Purchases of premises and equipment | 6,924 | 5,759 | 5,386 | 16,434 |
| Net cash paid for branch disposal | NaN | 0 | NaN | NaN |
| Other investing inflows | NaN | 2,158 | 7,798 | 8,936 |
| Other investing outflows | NaN | 41 | NaN | NaN |
| Other, net | -2,852 | NaN | NaN | NaN |
| Net cash used in investing activities | -45,540 | -50,163 | -19,557 | 103,137 |
| Net increase in deposits | 226,611 | -221,371 | 57,575 | 127,494 |
| Net decrease in short-term borrowings | -85,000 | 85,000 | 0 | -195,000 |
| Redemption/repurchase of preferred stock | NaN | 0 | 91,541 | NaN |
| Repayment of long-term debt | NaN | 35,000 | 0 | 100,000 |
| Proceeds from fhlb advances | 475,000 | 0 | 0 | 126,000 |
| Repayment of fhlb advances | 475,000 | 0 | 0 | 126,000 |
| Repurchase of common stock | 37,093 | 30,327 | 0 | 13,942 |
| Cash dividends on common stock | 30,589 | 30,841 | 29,541 | 58,136 |
| Cash dividends on preferred stock | 0 | 0 | 1,573 | 3,146 |
| Other financing inflows | NaN | 107 | 1,074 | 965 |
| Other financing outflows | NaN | 554 | 1,057 | 1,757 |
| Other, net | -283 | NaN | NaN | NaN |
| Net cash provided by financing activities | 73,646 | -232,986 | -65,063 | -243,522 |
| Net change in cash and cash equivalents | 97,387 | -217,677 | 38,475 | 55,083 |
| Cash and cash equivalents, beginning of period | 395,754 | 613,431 | 519,873 | NaN |
| Cash and cash equivalents, end of period | 493,141 | 395,754 | 613,431 | NaN |
UNITED COMMUNITY BANKS INC (UCB)
UNITED COMMUNITY BANKS INC (UCB)