Financial insights of UCB

MyFinsight

For the year ending 2025-12-31, UCB made $1,063,152K in revenue. $328,095K in net income. Net profit margin of 30.86%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2024-12-31
Total revenue	1,063,152	901,173
Provision for credit losses	48,806	-
Salaries and employee benefits	354,451	340,043
Occupancy	44,968	44,306
Communications and equipment	55,244	49,249
Professional fees	24,595	24,732
Fdic assessments and other regulatory charges	18,987	20,978
Lending and loan servicing expense	8,759	8,379
Outside services - electronic banking	13,441	13,703
Postage, printing and supplies	10,650	9,867
Advertising and public relations	9,605	8,546
Amortization of intangibles	13,079	14,596
Merger-related and other charges	10,204	8,623
Other	27,951	35,145
Total noninterest expense	591,934	578,167
Income before income taxes	422,412	323,006
Income tax expense	94,317	70,609
Net income	328,095	252,397

Basic (in dollars per share)	2.62	2.04
Basic (in shares)	121,309,000	119,783,000
Diluted (in dollars per share)	2.62	2.04
Diluted (in shares)	121,437,000	119,900,000