UNITED COMMUNITY BANKS INC (UCB)
2025-06-30 | ||||
|---|---|---|---|---|
| Deposits in banks and short-term investments | 3,219 | |||
| Investment securities, including tax exempt of 1,671, 1,699, 3,349 and 3,420, respectively | 55,862 | |||
| Loans, including fees | 288,284 | |||
| Total interest revenue | 347,365 | |||
| Deposits | 119,136 | |||
| Federal home loan bank advances | - | |||
| Long-term debt | 2,615 | |||
| Short-term borrowings | 83 | |||
| Total interest expense | 121,834 | |||
| Net interest revenue | 225,531 | |||
| Lending and loan servicing fees | 3,690 | |||
| Securities gains, net | 286 | |||
| Net gains from sales of other loans | 1,995 | |||
| Wealth management fees | 4,400 | |||
| Service charges and other related fees-Deposit Account | 10,122 | |||
| Service charges and other related fees-Mortgage Banking | 5,370 | |||
| Other | 8,845 | |||
| Total noninterest income | 34,708 | |||
| Total before tax | 100,502 | |||
| Gains on derivative instruments realized in net income, before-tax amount | 1,129 | |||
| Unrealized holding gains (losses) on derivatives, before-tax amount | -397 | |||
| Net cash flow hedge activity, before-tax amount | -1,526 | |||
| Net unrealized gains on available-for-sale securities, before-tax amount | 11,737 | |||
| Amortization of defined benefit pension plan net periodic pension cost components, before-tax amount | -17 | |||
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, before-tax amount | -1,961 | |||
| Total other comprehensive income, before-tax amount | 12,155 | |||
| Comprehensive income, before-tax amount | 112,657 | |||
| Gains on derivative instruments realized in net income, tax (expense) benefit | 285 | |||
| Unrealized holding gains (losses) on derivatives, tax (expense) benefit | -100 | |||
| Net cash flow hedge activity, tax (expense) benefit | -385 | |||
| Amortization of defined benefit pension plan net periodic pension cost components, tax (expense) benefit | -5 | |||
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, tax (expense) benefit | -465 | |||
| Net unrealized gains on available-for-sale securities, tax (expense) benefit | 2,691 | |||
| Total other comprehensive income, tax (expense) benefit | 2,766 | |||
| Net income, tax (expense) benefit | 21,769 | |||
| Comprehensive income, tax (expense) benefit | 24,535 | |||
| Comprehensive income, net of tax amount | 88,122 | |||
| Basic (in dollars per share) | 0.63 | |||
| Basic (in shares) | 121,377,000 | |||
| Diluted (in dollars per share) | 0.63 | |||
| Diluted (in shares) | 121,432,000 | |||