For the quarter ending 2025-09-30, UCB made $276,848,000 in revenue. $118,073,000 in net income. Net profit margin of 42.65%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | |
|---|---|---|---|---|
| Total revenue | 276,848,000 | - | 225,293,250 | |
| Provision for credit losses | 7,907,000 | - | - | |
| Salaries and employee benefits | 90,667,000 | - | 85,010,750 | |
| Communications and equipment | 13,937,000 | - | 12,312,250 | |
| Occupancy | 11,502,000 | - | 11,076,500 | |
| Advertising and public relations | 2,053,000 | - | 2,136,500 | |
| Postage, printing and supplies | 2,735,000 | - | 2,466,750 | |
| Professional fees | 6,282,000 | - | 6,183,000 | |
| Lending and loan servicing expense | 2,428,000 | - | 2,094,750 | |
| Outside services - electronic banking | 3,543,000 | - | 3,425,750 | |
| Fdic assessments and other regulatory charges | 4,846,000 | - | 5,244,500 | |
| Amortization of intangibles | 3,313,000 | - | 3,649,000 | |
| Merger-related and other charges | 3,468,000 | - | 2,155,750 | |
| Other | 6,094,000 | - | 8,786,250 | |
| Total noninterest expense | 150,868,000 | - | 144,541,750 | |
| Income before income taxes | 118,073,000 | 100,502,000 | 80,751,500 | |
| Gains on derivative instruments realized in net income, before-tax amount | - | 1,129,000 | - | |
| Unrealized holding gains (losses) on derivatives, before-tax amount | - | -397,000 | - | |
| Net cash flow hedge activity, before-tax amount | - | -1,526,000 | - | |
| Net unrealized gains on available-for-sale securities, before-tax amount | - | 11,737,000 | - | |
| Amortization of defined benefit pension plan net periodic pension cost components, before-tax amount | - | -17,000 | - | |
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, before-tax amount | - | -1,961,000 | - | |
| Total other comprehensive income, before-tax amount | - | 12,155,000 | - | |
| Comprehensive income, before-tax amount | - | 112,657,000 | - | |
| Gains on derivative instruments realized in net income, tax (expense) benefit | - | 285,000 | - | |
| Unrealized holding gains (losses) on derivatives, tax (expense) benefit | - | -100,000 | - | |
| Net cash flow hedge activity, tax (expense) benefit | - | -385,000 | - | |
| Amortization of defined benefit pension plan net periodic pension cost components, tax (expense) benefit | - | -5,000 | - | |
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, tax (expense) benefit | - | -465,000 | - | |
| Net unrealized gains on available-for-sale securities, tax (expense) benefit | - | 2,691,000 | - | |
| Total other comprehensive income, tax (expense) benefit | - | 2,766,000 | - | |
| Net income, tax (expense) benefit | - | 21,769,000 | 17,652,250 | |
| Comprehensive income, tax (expense) benefit | - | 24,535,000 | - | |
| Net income | - | - | 63,099,250 | |
| Comprehensive income, net of tax amount | - | 88,122,000 | - | |
| Basic (in dollars per share) | 0.71 | 0.63 | 0.51 | |
| Basic (in shares) | 122,116,000 | 121,377,000 | 29,945,750 | |
| Diluted (in dollars per share) | 0.7 | 0.63 | 0.51 | |
| Diluted (in shares) | 122,252,000 | 121,432,000 | 29,975,000 | |
UNITED COMMUNITY BANKS INC (UCB)
UNITED COMMUNITY BANKS INC (UCB)