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Income Overview

Revenue
$279,280K
Net Income
$149,168K
Net Profit Margin
53.41%
EPS
$0.95
Unit: Thousand (K) dollars
Revenue Breakdown
    • Investment securities interest r...
    • Total interest expense
    • Other
    • Others
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total revenue
279,280
276,510
210,785*
276,848
Provision for credit losses
-29,803
10,853
19,219*
7,907
Salaries and employee benefits
96,242
101,249
87,956*
90,667
Communications and equipment
13,743
14,102
14,341*
13,937
Occupancy
11,232
11,725
11,313*
11,502
Advertising and public relations
2,708
2,397
2,204*
2,053
Postage, printing and supplies
2,744
2,757
2,805*
2,735
Professional fees
6,868
5,576
6,759*
6,282
Lending and loan servicing expense
3,105
2,582
1,622*
2,428
Outside services - electronic banking
3,555
3,559
2,772*
3,543
Fdic assessments and other regulatory charges
4,327
2,269
4,601*
4,846
Amortization of intangibles
2,938
3,063
3,172*
3,313
Merger-related and other charges
895
873
-2,247*
3,468
Other
11,558
7,150
8,460*
6,094
Total noninterest expense
159,915
157,302
143,754*
150,868
Income before income taxes
149,168
108,355
47,813*
118,073
Income tax expense
-
-
29,010*
-
Net income
-
-
18,803
-
Basic EPS
0.95
0.69
0.156
0.71
Diluted EPS
0.95
0.69
0.156
0.7
Basic Average Shares
120,303,000
120,498,000
120,434,000
122,116,000
Diluted Average Shares
120,442,000
120,723,000
120,627,000
122,252,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$295,612K (2.54%↑ Y/Y)Taxable$44,647K Other$2,441K (-64.62%↓ Y/Y)Tax-exempt$1,671K Investment securitiesinterest revenue$344,371K (-0.86%↓ Y/Y)Other$11,250K (27.19%↑ Y/Y)Service charges andother related...$10,375K (2.50%↑ Y/Y)Service charges andother related...$6,780K (26.26%↑ Y/Y)Wealth management fees$4,932K (12.09%↑ Y/Y)Lending and loanservicing fees$4,098K (11.06%↑ Y/Y)Net gains from salesof other loans$947K (-52.53%↓ Y/Y)Net interestrevenue$240,900K (6.81%↑ Y/Y)Total noninterestincome$38,380K (10.58%↑ Y/Y)Total interestexpense$103,471K (-15.07%↓ Y/Y)Securities (losses) gains,net-$2K (-100.70%↓ Y/Y)Total revenue$279,280K (7.32%↑ Y/Y)Provision for creditlosses-$29,803K (-352.18%↓ Y/Y)Deposits$98,103K (-17.65%↓ Y/Y)Federal home loan bankadvances$3,014K Short-term borrowings$1,553K (1771.08%↑ Y/Y)Long-term debt$801K (-69.37%↓ Y/Y)Gross realized losses$2K Income before incometaxes$149,168K (48.42%↑ Y/Y)Total noninterestexpense$159,915K (8.11%↑ Y/Y)Salaries and employeebenefits$96,242K (10.63%↑ Y/Y)Communications and equipment$13,743K (3.08%↑ Y/Y)Other$11,558K (67.51%↑ Y/Y)Occupancy$11,232K (2.72%↑ Y/Y)Professional fees$6,868K (22.45%↑ Y/Y)Fdic assessments andother regulatory...$4,327K (-8.81%↓ Y/Y)Outside services -electronic banking$3,555K (-0.42%↓ Y/Y)Lending and loanservicing expense$3,105K (33.26%↑ Y/Y)Amortization of intangibles$2,938K (-10.75%↓ Y/Y)Postage, printing andsupplies$2,744K (9.98%↑ Y/Y)Advertising and publicrelations$2,708K (-6.00%↓ Y/Y)Merger-related and othercharges$895K (-81.48%↓ Y/Y)

UNITED COMMUNITY BANKS INC (UCB)

UNITED COMMUNITY BANKS INC (UCB)