| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Total revenue | 276,510 | 210,785* | 276,848 | NaN |
| Provision for credit losses | 10,853 | 19,219* | 7,907 | NaN |
| Salaries and employee benefits | 101,249 | 87,956* | 90,667 | NaN |
| Communications and equipment | 14,102 | 14,341* | 13,937 | NaN |
| Occupancy | 11,725 | 11,313* | 11,502 | NaN |
| Advertising and public relations | 2,397 | 2,204* | 2,053 | NaN |
| Postage, printing and supplies | 2,757 | 2,805* | 2,735 | NaN |
| Professional fees | 5,576 | 6,759* | 6,282 | NaN |
| Lending and loan servicing expense | 2,582 | 1,622* | 2,428 | NaN |
| Outside services - electronic banking | 3,559 | 2,772* | 3,543 | NaN |
| Fdic assessments and other regulatory charges | 2,269 | 4,601* | 4,846 | NaN |
| Amortization of intangibles | 3,063 | 3,172* | 3,313 | NaN |
| Merger-related and other charges | 873 | -2,247* | 3,468 | NaN |
| Other | 7,150 | 8,460* | 6,094 | NaN |
| Total noninterest expense | 157,302 | 143,754* | 150,868 | NaN |
| Income before income taxes | 108,355 | 47,813* | 118,073 | 100,502 |
| Gains on derivative instruments realized in net income, before-tax amount | NaN | NaN | NaN | 1,129 |
| Unrealized holding gains (losses) on derivatives, before-tax amount | NaN | NaN | NaN | -397 |
| Net cash flow hedge activity, before-tax amount | NaN | NaN | NaN | -1,526 |
| Net unrealized gains on available-for-sale securities, before-tax amount | NaN | NaN | NaN | 11,737 |
| Amortization of defined benefit pension plan net periodic pension cost components, before-tax amount | NaN | NaN | NaN | -17 |
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, before-tax amount | NaN | NaN | NaN | -1,961 |
| Total other comprehensive income, before-tax amount | NaN | NaN | NaN | 12,155 |
| Comprehensive income, before-tax amount | NaN | NaN | NaN | 112,657 |
| Gains on derivative instruments realized in net income, tax (expense) benefit | NaN | NaN | NaN | 285 |
| Unrealized holding gains (losses) on derivatives, tax (expense) benefit | NaN | NaN | NaN | -100 |
| Net cash flow hedge activity, tax (expense) benefit | NaN | NaN | NaN | -385 |
| Amortization of defined benefit pension plan net periodic pension cost components, tax (expense) benefit | NaN | NaN | NaN | -5 |
| Amortization of unrealized losses on held-to-maturity securities transferred from available-for-sale, tax (expense) benefit | NaN | NaN | NaN | -465 |
| Net unrealized gains on available-for-sale securities, tax (expense) benefit | NaN | NaN | NaN | 2,691 |
| Total other comprehensive income, tax (expense) benefit | NaN | NaN | NaN | 2,766 |
| Income tax expense | NaN | 29,010* | NaN | 21,769 |
| Comprehensive income, tax (expense) benefit | NaN | NaN | NaN | 24,535 |
| Comprehensive income, net of tax amount | NaN | NaN | NaN | 88,122 |
| Net income | NaN | 18,803 | NaN | NaN |
| Basic EPS | 0.69 | 0.156 | 0.71 | 0.63 |
| Diluted EPS | 0.69 | 0.156 | 0.7 | 0.63 |
| Basic Average Shares | 120,498,000 | 120,434,000 | 122,116,000 | 121,377,000 |
| Diluted Average Shares | 120,723,000 | 120,627,000 | 122,252,000 | 121,432,000 |
UNITED COMMUNITY BANKS INC (UCB)
UNITED COMMUNITY BANKS INC (UCB)