MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Cash Flow Overview

Change in Cash
-$651,492K
Free Cash flow
$330,796K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease (increase) in fed f...
    • Maturities Prepayments And Calls...
    • Maturities Prepayments And Calls...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Net (decrease) increase in fed f...
    • Available For Sale Securities De...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
277,570
261,438
215,355
487,043
Provision for credit losses
28,000
27,000
25,000
129,500
Net (accretion) amortization of premiums and discounts from acquisition
-
-
46,035
93,740
Net accretion of premiums and discounts from acquisition
40,898
45,184
-
-
Depreciation and amortization
35,128
35,094
37,397
104,373
Amortization of debt issuance costs
107
106
107
638
Deferred income tax expense
-3,265
21,123
57,606
25,219
Net (increase) decrease in trading securities and other earning assets
21,634
1,874
-13,480
7,278
Gains on investment securities, net
27,087
3,046
2,157
28,810
Losses on sales of assets
-205
-919
-37
-68
Amortization of securities premiums, net of discount accretion
-5,996
2,935
7,673
2,066
Originations of loans held for sale
34,929
28,967
28,173
73,717
Gains on sales of loans held for sale, net
835
706
733
2,009
Proceeds from sales of loans held for sale
33,435
27,232
30,046
75,312
Equity-based compensation
9,351
13,423
9,313
28,432
Accrued income
4,762
-6,954
17,994
11,271
Accrued expenses and taxes
50,762
-123,188
-16,086
42,333
Other assets and liabilities, net
-42,113
-173,884
163,413
-246,589
Net cash provided by operating activities
349,257
361,273
106,077
920,616
Maturities Prepayments And Calls Of Held To Maturity Securities
151,905
101,529
124,815
502,322
Held To Maturity Securities
159,625
74,398
188,054
319,652
Available For Sale Securities Debt
5,375
51,771
22,737
624,225
Maturities Prepayments And Calls Of Available For Sale Securities
413,801
532,468
454,051
1,207,751
Available For Sale Securities Debt
278,086
606,550
727,375
4,015,349
Equity Securities With Readily Determinable Fair Values
159
20,431
22,104
-
Equity Securities With Readily Determinable Fair Values
107
105
107
495
Equity Securities Without Readily Determinable Fair Values
20,541
7,708
29,026
23,150
Equity Securities Repayments And Calls Without Readily Determinable Fair Values
6,812
9,901
401
14,557
Equity Securities Without Readily Determinable Fair Values
13,845
33,956
6,746
124,847
Payment of tax equity investment commitments
10,050
22,684
7,366
42,489
Net increase in loans
1,000,021
1,346,054
1,038,261
2,214,214
Net decrease (increase) in fed funds sold and resell agreements
596,231
23,424
-782,980
-220,113
Net cash activity from acquisitions and divestitures
-
-
874
-170,136
Net decrease in interest-bearing balances due from other financial institutions
8,925
-8,667
2,878
952,886
Net purchases of premises and equipment
18,461
4,517
10,759
37,825
Purchases of bank-owned and company-owned life insurance
-
-
35,977
-
Proceeds from bank-owned and company-owned life insurance death benefit
-
-
12
2,334
Net cash used in investing activities
-276,446
-1,349,699
-2,142,475
-3,477,623
Net (decrease) increase in demand and savings deposits
-211,458
-125,690
157,978
2,940,516
Net decrease in time deposits
-2,616
-550,344
362,969
-299,109
Net (decrease) increase in fed funds purchased and repurchase agreements
-467,138
225,800
486,341
206,249
Repayment from long-term debt
-
-
0
200,000
Cash dividends paid
38,502
39,611
40,614
95,006
Payment of common stock issuance costs
-
-
0
524
Proceeds from exercise of stock options and sales of treasury shares
498
452
366
942
Purchases of treasury stock
5,087
32,814
79
17,549
Common stock issuance
-
-
0
235,141
Preferred stock issuance
-
-
0
294,066
Preferred stock redemption
-
-
0
115,000
Net cash (used in) provided by financing activities
-724,303
-522,207
966,961
2,949,726
(decrease) increase in cash and cash equivalents
-651,492
-1,510,633
-1,069,437
392,719
Cash and cash equivalents at beginning of period
6,261,340
7,771,973
8,841,410
8,448,691
Cash and cash equivalents at end of period
5,609,848
6,261,340
7,771,973
8,841,410
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$277,570K Accrued expenses andtaxes$50,762K Other assets andliabilities, net-$42,113K Depreciation andamortization$35,128K Proceeds from sales ofloans held for sale$33,435K Provision for creditlosses$28,000K Equity-based compensation$9,351K Amortization of securitiespremiums, net of discount...-$5,996K Losses on sales ofassets-$205K Amortization of debt issuancecosts$107K Net cash provided byoperating activities$349,257K Canceled cashflow$133,410K (decrease) increase in cashand cash...-$651,492K Canceled cashflow$349,257K Proceeds from exercise ofstock options and...$498K Net decrease(increase) in fed funds sold...$596,231K Maturities Prepayments AndCalls Of Available For...$413,801K Maturities Prepayments AndCalls Of Held To...$151,905K Equity SecuritiesWithout Readily...$20,541K Net decrease ininterest-bearing balances due...$8,925K Equity SecuritiesRepayments And Calls...$6,812K Available For SaleSecurities Debt$5,375K Equity Securities WithReadily Determinable...$159K Net accretion ofpremiums and discounts...$40,898K Originations of loans held forsale$34,929K Gains on investmentsecurities, net$27,087K Net (increase)decrease in trading...$21,634K Accrued income$4,762K Deferred income taxexpense-$3,265K Gains on sales of loansheld for sale, net$835K Net cash (used in)provided by financing...-$724,303K Canceled cashflow$498K Net cash used ininvesting activities-$276,446K Canceled cashflow$1,203,749K Net (decrease)increase in fed funds...-$467,138K Net (decrease)increase in demand and...-$211,458K Cash dividends paid$38,502K Purchases of treasurystock$5,087K Net decrease in timedeposits-$2,616K Net increase inloans$1,000,021K Available For SaleSecurities Debt$278,086K Held To MaturitySecurities$159,625K Net purchases ofpremises and equipment$18,461K Equity SecuritiesWithout Readily...$13,845K Payment of tax equityinvestment commitments$10,050K Equity Securities WithReadily Determinable...$107K

UMB FINANCIAL CORP (UMBFO)

UMB FINANCIAL CORP (UMBFO)