Financial insights of UMBFO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans	633,078	528,108*	629,057
Taxable interest	145,299	90,102*	138,176
Tax-exempt interest	34,454	31,101*	33,035
Total securities income	179,753	121,203*	171,211
Federal funds and resell agreements	16,063	10,057*	9,365
Interest-bearing due from banks	37,902	58,059*	68,952
Trading securities	271	162*	312
Total interest income	867,067	717,589*	878,897
Deposits	292,373	247,903*	362,882
Federal funds and repurchase agreements	29,698	22,808*	28,632
Other	-10,630	-9,799*	-12,341
Total interest expense	332,701	280,510*	403,855
Net interest income	534,366	437,079*	475,042
Provision for credit losses	27,000	87,000*	22,500
Net interest income after provision for credit losses	507,366	350,079*	452,542
Trust and securities processing	94,667	79,620*	87,926
Trading and investment banking	7,740	4,227*	7,026
Service charges on deposit accounts	29,474	25,756*	29,150
Insurance fees and commissions	255	-11*	307
Brokerage fees	21,089	18,182*	20,470
Bankcard fees	28,878	25,241*	29,561
Investment securities gains (losses), net	3,046	43,246*	-4,093
Other	19,644	-16,105*	32,951
Total noninterest income	204,793	180,156*	203,298
Salaries and employee benefits	219,681	222,896*	220,329
Occupancy, net	19,075	16,275*	19,149
Equipment	13,320	15,226*	16,563
Supplies and services	5,604	-2,973*	10,492
Marketing and business development	13,792	12,400*	11,094
Processing fees	42,059	37,822*	45,008
Legal and consulting	9,087	27,456*	21,616
Bankcard	11,841	14,178*	11,775
Amortization of other intangible assets	23,460	17,570*	25,317
Regulatory fees	8,270	4,478*	8,091
Other	14,694	-383*	29,851
Total noninterest expense	380,883	364,945*	419,285
Income before income taxes	331,276	165,290*	236,555
Income tax expense	69,838	27,840*	48,239
Net income	261,438	137,450*	188,316
Less preferred dividends	5,813	-6,051*	7,944
Net income available to common shareholders	255,625	143,501	180,372

Basic EPS	3.36	2.033	2.38
Diluted EPS	3.35	2.022	2.36
Basic Average Shares	76,032,620	70,574,221	75,943,943
Diluted Average Shares	76,399,233	70,974,468	76,366,818

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$255,625KEPS$3.35Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$255,625KEPS$3.35Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars