umbfo: the income statement

MyFinsight

For the quarter ending 2025-09-30, UMBFO made $1,884,746K in revenue. $180,372K in net income. Net profit margin of 9.57%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans	629,057
Taxable interest	138,176
Tax-exempt interest	33,035
Total securities income	171,211
Federal funds and resell agreements	9,365
Interest-bearing due from banks	68,952
Trading securities	312
Total interest income	878,897
Deposits	362,882
Federal funds and repurchase agreements	28,632
Other	-12,341
Total interest expense	403,855
Net interest income	475,042
Provision for credit losses	22,500
Net interest income after provision for credit losses	452,542
Trust and securities processing	87,926
Trading and investment banking	7,026
Service charges on deposit accounts	29,150
Insurance fees and commissions	307
Brokerage fees	20,470
Bankcard fees	29,561
Investment securities (losses) gains, net	-4,093
Other	32,951
Total noninterest income	203,298
Salaries and employee benefits	220,329
Occupancy, net	19,149
Equipment	16,563
Supplies and services	10,492
Marketing and business development	11,094
Processing fees	45,008
Legal and consulting	21,616
Bankcard	11,775
Amortization of other intangible assets	25,317
Regulatory fees	8,091
Other	29,851
Total noninterest expense	419,285
Income before income taxes	236,555
Income tax expense	48,239
Net income	188,316
Less preferred dividends	7,944
Net income available to common shareholders	180,372

Earnings per share, basic, total	2.38
Earnings per share, diluted, total	2.36
Weighted average number of shares outstanding, basic, total	75,943,943
Weighted average number of shares outstanding, diluted	76,366,818