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For the quarter ending 2026-03-31, UMBFO has $72,674,161K in assets. $64,847,164K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.23%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Available for sale (amortized co...
    • Held to maturity, net of allowan...
    • Others
Liabilities Breakdown
    • Interest-bearing demand and savi...
    • Noninterest-bearing demand
    • Capital surplus
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
Loans
40,134,325 38,779,408 37,706,507
Allowance for credit losses on loans
425,876 419,478 404,971
Net loans
39,708,449 38,359,930 37,301,536
Loans held for sale
4,471 2,030 3,170
Available for sale (amortized cost of 14,037,520 and 13,999,900, ( respectively)
13,660,886 13,709,141 13,378,280
Held to maturity, net of allowance for credit losses of 3,357 and 1,684, respectively (fair value of 5,172,564 and 5,250,465, respectively)
5,699,881 5,722,543 5,652,387
Trading securities
24,205 22,331 35,811
Other securities
685,590 676,300 719,575
Total securities
20,070,562 20,130,315 19,786,053
Federal funds sold and securities purchased under agreements to resell
1,524,669 1,548,093 765,113
Interest-bearing due from banks
5,655,290 6,940,535 7,892,392
Cash and due from banks
735,829 952,547 1,073,005
Premises and equipment, net
391,020 398,271 398,607
Accrued income
342,685 349,639 331,645
Goodwill
1,837,594 1,839,825 1,835,298
Gross carrying amount
605,379 605,379 604,506
Accumulated amortization
141,970 118,510 93,056
Other intangibles, net
463,409 486,869 511,450
Other assets
1,940,183 2,086,036 1,982,912
Total assets
72,674,161 73,094,090 71,881,181
Noninterest-bearing demand
17,041,696 17,143,341 16,188,227
Interest-bearing demand and savings
39,728,542 39,752,587 40,549,723
Time deposits under 250,000
1,823,536 1,934,617 1,985,352
Time deposits of 250,000 or more
1,386,982 1,826,245 1,412,541
Total deposits
59,980,756 60,656,790 60,135,843
Federal funds purchased and repurchase agreements
3,550,738 3,324,938 2,838,597
Long-term debt
477,164 474,229 471,331
Accrued expenses and taxes
309,932 435,351 453,437
Other liabilities
528,574 509,214 538,023
Total liabilities
64,847,164 65,400,522 64,437,231
Fixed-rate reset non-cumulative perpetual preferred stock-Series BPreferred Stock
--294,066
Series b fixed-rate reset non-cumulative perpetual preferred stock, 0.01 par value 30,000 authorized, issued and outstanding
294,066 294,066 -
Common stock, 1.00 par value 160,000,000 shares authorized 78,665,809 shares issued, 75,977,250 and 75,960,675 shares outstanding, respectively
78,666 78,666 78,666
Capital surplus
4,006,726 4,011,047 4,001,834
Retained earnings
3,958,611 3,736,413 3,559,717
Accumulated other comprehensive loss, net
-331,350 -261,520 -324,842
Treasury stock, 2,688,559 and 2,705,134 shares, at cost, respectively
179,722 165,104 165,491
Total shareholders' equity
7,826,997 7,693,568 7,443,950
Total liabilities and shareholders' equity
72,674,161 73,094,090 71,881,181
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$40,134,325K Available for sale(amortized cost of...$13,660,886K Held to maturity, netof allowance for...$5,699,881K Other securities$685,590K Trading securities$24,205K Gross carrying amount$605,379K Net loans$39,708,449K Total securities$20,070,562K Interest-bearing due from banks$5,655,290K Other assets$1,940,183K Goodwill$1,837,594K Federal funds sold andsecurities purchased under...$1,524,669K Cash and due frombanks$735,829K Other intangibles,net$463,409K Premises and equipment,net$391,020K Accrued income$342,685K Loans held for sale$4,471K Allowance for creditlosses on loans$425,876K Accumulated amortization$141,970K Total assets$72,674,161K Total liabilities andshareholders' equity$72,674,161K Total liabilities$64,847,164K Total shareholders'equity$7,826,997K Accumulated othercomprehensive loss, net-$331,350K Treasury stock,2,688,559 and 2,705,134...$179,722K Total deposits$59,980,756K Federal funds purchasedand repurchase...$3,550,738K Other liabilities$528,574K Long-term debt$477,164K Accrued expenses andtaxes$309,932K Capital surplus$4,006,726K Retained earnings$3,958,611K Series b fixed-ratereset non-cumulative...$294,066K Common stock, 1.00 parvalue 160,000,000...$78,666K Interest-bearing demand andsavings$39,728,542K Noninterest-bearing demand$17,041,696K Time deposits under250,000$1,823,536K Time deposits of250,000 or more$1,386,982K

UMB FINANCIAL CORP (UMBFO)

UMB FINANCIAL CORP (UMBFO)