For the year ending 2025-12-31, UMBFO has $73,094,090K in assets. $65,400,522K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Total loans | 38,779,408 | |||
| Allowance for credit losses on loans | 419,478 | |||
| Net loans | 38,359,930 | |||
| Loans held for sale | 2,030 | |||
| Available for sale (amortized cost of 13,999,900 and 8,407,676, respectively) | 13,709,141 | |||
| Held to maturity, net of allowance for credit losses of 1,684 and 2,645, respectively (fair value of 5,250,465 and 4,748,938, respectively) | 5,722,543 | |||
| Trading securities | 22,331 | |||
| Other securities | 676,300 | |||
| Total securities | 20,130,315 | |||
| Federal funds sold and securities purchased under agreements to resell | 1,548,093 | |||
| Interest-bearing due from banks | 6,940,535 | |||
| Cash and due from banks | 952,547 | |||
| Premises and equipment, net | 398,271 | |||
| Accrued income | 349,639 | |||
| Goodwill | 1,839,825 | |||
| Gross carrying amount | 605,379 | |||
| Accumulated amortization | 118,510 | |||
| Other intangibles, net | 486,869 | |||
| Other assets | 2,086,036 | |||
| Total assets | 73,094,090 | |||
| Noninterest-bearing demand | 17,143,341 | |||
| Interest-bearing demand and savings | 39,752,587 | |||
| Time deposits under 250,000 | 1,934,617 | |||
| Time deposits of 250,000 or more | 1,826,245 | |||
| Total deposits | 60,656,790 | |||
| Federal funds purchased and repurchase agreements | 3,324,938 | |||
| Long-term debt | 474,229 | |||
| Accrued expenses and taxes | 435,351 | |||
| Other liabilities | 509,214 | |||
| Total liabilities | 65,400,522 | |||
| Series b fixed-rate reset non-cumulative perpetual preferred stock, 0.01 par value 30,000 authorized, issued and outstanding | 294,066 | |||
| Common stock, 1.00 par value 160,000,000 and 80,000,000 shares authorized 78,665,809 and 55,056,730 shares issued, 75,960,675 and 48,814,177 shares outstanding, at december 31, 2025 and december 2024, respectively | 78,666 | |||
| Capital surplus | 4,011,047 | |||
| Retained earnings | 3,736,413 | |||
| Accumulated other comprehensive loss, net | -261,520 | |||
| Treasury stock, 2,705,134 and 6,242.553 shares, at cost, respectively | 165,104 | |||
| Total shareholders' equity | 7,693,568 | |||
| Total liabilities and shareholders' equity | 73,094,090 | |||
UMB FINANCIAL CORP (UMBFO)
UMB FINANCIAL CORP (UMBFO)