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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$1,356K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net proceeds from stock offering...
    • Available For Sale
    • Held To Maturity
    • Others
Negative Cash Flow Breakdown
    • Net (decrease) increase in depos...
    • Loan principal (originations) co...
    • Purchases
    • Others

Cash Flow
2026-03-31
Net income
155
Provisions (credits) for credit losses
99
Depreciation of premises and equipment
63
Amortization (accretion) of deferred loan fees, net
-174
Amortization (accretion) of premiums and discounts, net
27
Contribution of stock to charitable foundation
200
Deferred income tax (benefit) expense
36
Increase in cash surrender value of bank owned life insurance
63
Accrued interest receivable
11
Other assets
-839
Other liabilities
-94
Net cash provided by operating activities
1,371
Purchases
2,288
Available For Sale
1,530
Held To Maturity
1,013
Loan principal (originations) collections, net
4,565
Purchases of premises and equipment
15
Redemption of federal home loan bank of new york stock
90
Net cash used in investing activities
-4,235
Net (decrease) increase in deposits
-5,165
Net proceeds from stock offering and issuance of common stock
21,404
Purchase of common shares by esop
1,867
Repayment of fhlb long term advances
2,000
Net proceeds from borrowers for taxes and insurance
97
Net cash provided by financing activities
12,469
Net change in cash and cash equivalents
9,605
Cash and cash equivalents, beginning of period
8,391
Cash and cash equivalents, end of period
17,996
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net proceeds fromstock offering and...$21,404K Other assets-$839K Contribution of stock tocharitable foundation$200K Amortization (accretion) ofdeferred loan fees, net-$174K Net income$155K Provisions (credits) forcredit losses$99K Net proceeds fromborrowers for taxes and...$97K Depreciation of premises andequipment$63K Deferred income tax(benefit) expense$36K Net cash provided byfinancing activities$12,469K Net cash provided byoperating activities$1,371K Canceled cashflow$9,032K Canceled cashflow$195K Net change in cashand cash...$9,605K Canceled cashflow$4,235K Net (decrease)increase in deposits-$5,165K Repayment of fhlb long termadvances$2,000K Purchase of common sharesby esop$1,867K Available For Sale$1,530K Held To Maturity$1,013K Redemption of federal homeloan bank of new york...$90K Other liabilities-$94K Increase in cashsurrender value of bank...$63K Amortization (accretion) ofpremiums and discounts,...$27K Accrued interestreceivable$11K Net cash used ininvesting activities-$4,235K Canceled cashflow$2,633K Loan principal(originations) collections,...$4,565K Purchases$2,288K Purchases of premises andequipment$15K

URSB Bancorp, Inc. (URSB)

URSB Bancorp, Inc. (URSB)