For the quarter ending 2026-03-31, URSB has $380,606K in assets. $340,828K in debts. $17,996K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 1,147 | |||
| Interest-bearing deposits | 16,849 | |||
| Cash and cash equivalents | 17,996 | |||
| Due within one year-Mortgage Backed Securities | 1 | |||
| Due after ten years-Mortgage Backed Securities | 4,435 | |||
| Due within one year-Collateralized Debt Obligations | 572 | |||
| Due after ten years-Collateralized Debt Obligations | 13,533 | |||
| Due after five through ten years-Corporate Debt Securities | 1,019 | |||
| Due after five through ten years-Agency Securities | 1,875 | |||
| Due after ten years-Small Business Administration | 5,039 | |||
| Securities available for sale (amortized cost of 27,114 and 26,329, respectively) | 26,474 | |||
| Securities held to maturity, net of allowance for credit losses of 76 and 75, respectively (fair value of 11,541 and 12,532, respectively) | 11,777 | |||
| Residential Real Estate Portfolio Segment | 147,508 | |||
| Commercial Real Estate Portfolio Segment | 86,340 | |||
| Commercial Portfolio Segment | 8,027 | |||
| Bankers Healthcare Group Loans | 32,297 | |||
| Consumer Portfolio Segment | 31,090 | |||
| Total loans | 305,262 | |||
| Allowance for credit losses on loans | 2,365 | |||
| Premiums on loans purchased | 644 | |||
| Deferred loan fees, net | 1,200 | |||
| Allowance for credit loss, premiums and deferred loan fees | 521 | |||
| Loans receivable, net of allowance for credit losses of 2,365 and 2,277, respectively | 304,741 | |||
| Premises and equipment, net | 2,461 | |||
| Federal home loan bank of new york stock, at cost | 2,279 | |||
| Atlantic community bankers bank stock, at cost | 80 | |||
| Accrued interest receivable | 1,492 | |||
| Bank owned life insurance (boli) | 7,089 | |||
| Other assets | 6,217 | |||
| Total assets | 380,606 | |||
| Deposits | 285,785 | |||
| Advance payments by borrowers for taxes and insurance | 1,498 | |||
| Borrowings | 51,572 | |||
| Other liabilities | 1,973 | |||
| Total liabilities | 340,828 | |||
| Common stock (par value 0.01 per share 2,334,375 shares issued and outstanding at march 31, 2026) | 23 | |||
| Additional paid in capital | 21,581 | |||
| Retained earnings | 20,619 | |||
| Accumulated other comprehensive loss | -578 | |||
| Unearned esop shares | 1,867 | |||
| Total equity | 39,778 | |||
| Total liabilities and equity | 380,606 | |||
URSB Bancorp, Inc. (URSB)
URSB Bancorp, Inc. (URSB)