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URSB Bancorp, Inc. (URSB)
URSB Bancorp, Inc. (URSB)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Balance Sheets Overview
Debt to Asset Ratio
89.55%
Unit: Thousand (K) dollars
Assets Breakdown
Total loans
Interest-bearing deposits
Due after ten years-Collateraliz...
Others
Liabilities Breakdown
Additional paid in capital
Retained earnings
Other liabilities
Others
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Page 1
Quarterly
123
Page 1
Balance Sheets
2026-03-31
Cash and due from banks
1,147
Interest-bearing deposits
16,849
Cash and cash equivalents
17,996
Due within one year-Mortgage Backed Securities
1
Due after ten years-Mortgage Backed Securities
4,435
Due within one year-Collateralized Debt Obligations
572
Due after ten years-Collateralized Debt Obligations
13,533
Due after five through ten years-Corporate Debt Securities
1,019
Due after five through ten years-Agency Securities
1,875
Due after ten years-Small Business Administration
5,039
Securities available for sale (amortized cost of 27,114 and 26,329, respectively)
26,474
Securities held to maturity, net of allowance for credit losses of 76 and 75, respectively (fair value of 11,541 and 12,532, respectively)
11,777
Residential Real Estate Portfolio Segment
147,508
Commercial Real Estate Portfolio Segment
86,340
Commercial Portfolio Segment
8,027
Bankers Healthcare Group Loans
32,297
Consumer Portfolio Segment
31,090
Total loans
305,262
Allowance for credit losses on loans
2,365
Premiums on loans purchased
644
Deferred loan fees, net
1,200
Allowance for credit loss, premiums and deferred loan fees
521
Loans receivable, net of allowance for credit losses of 2,365 and 2,277, respectively
304,741
Premises and equipment, net
2,461
Federal home loan bank of new york stock, at cost
2,279
Atlantic community bankers bank stock, at cost
80
Accrued interest receivable
1,492
Bank owned life insurance (boli)
7,089
Other assets
6,217
Total assets
380,606
Deposits
285,785
Advance payments by borrowers for taxes and insurance
1,498
Borrowings
51,572
Other liabilities
1,973
Total liabilities
340,828
Common stock (par value 0.01 per share 2,334,375 shares issued and outstanding at march 31, 2026)
23
Additional paid in capital
21,581
Retained earnings
20,619
Accumulated other comprehensive loss
-578
Unearned esop shares
1,867
Total equity
39,778
Total liabilities and equity
380,606
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Balance Sheets
Residential Real Estate
Portfolio Segment
$147,508K
Commercial Real Estate
Portfolio Segment
$86,340K
Bankers Healthcare
Group Loans
$32,297K
Consumer Portfolio
Segment
$31,090K
Commercial Portfolio
Segment
$8,027K
Total loans
$305,262K
Due after ten
years-Collateralized Debt...
$13,533K
Due after ten
years-Small Business...
$5,039K
Due after ten
years-Mortgage Backed...
$4,435K
Due after five
through ten...
$1,875K
Due after five
through ten...
$1,019K
Due within one
year-Collateralized Debt...
$572K
Due within one
year-Mortgage Backed...
$1K
Interest-bearing deposits
$16,849K
Cash and due from
banks
$1,147K
Loans receivable, net
of allowance for...
$304,741K
Securities available for
sale (amortized cost...
$26,474K
Cash and cash
equivalents
$17,996K
Securities held to
maturity, net of allowance...
$11,777K
Bank owned life
insurance (boli)
$7,089K
Other assets
$6,217K
Premises and equipment,
net
$2,461K
Federal home loan bank of
new york stock, at...
$2,279K
Accrued interest
receivable
$1,492K
Atlantic community
bankers bank stock, at...
$80K
Allowance for credit loss,
premiums and deferred...
$521K
Deferred loan fees, net
$1,200K
Premiums on loans
purchased
$644K
Total assets
$380,606K
Allowance for credit
losses on loans
$2,365K
Total liabilities and
equity
$380,606K
Total liabilities
$340,828K
Total equity
$39,778K
Unearned esop shares
$1,867K
Accumulated other
comprehensive loss
-$578K
Deposits
$285,785K
Borrowings
$51,572K
Other liabilities
$1,973K
Advance payments by
borrowers for taxes and...
$1,498K
Additional paid in capital
$21,581K
Retained earnings
$20,619K
Common stock (par value
0.01 per share...
$23K
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