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Income Statement
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Cash Flow
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Balance Sheet
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Ratios
Income Overview
Net Income
$155K
EPS
$0.07
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-03-31
Loans
4,387
Securities
393
Other earning assets
256
Total interest and dividend income
5,036
Now and money market
400
Savings and club
17
Certificates of deposit
1,602
Borrowings
505
Total interest expense
2,524
Net interest income
2,512
Provisions (credits) for credit losses
99
Net interest income after provision (credits) for credit losses
2,413
Fees and service charges
61
Increase in cash surrender value of boli
63
Other
17
Total non-interest income (loss)
141
Salaries and employee benefits
1,054
Occupancy expense
103
Equipment
257
Directors' compensation
58
Professional fees
166
Advertising
70
Federal deposit insurance premium
111
Other
558
Total non-interest expenses
2,377
Net income before taxes
177
Income tax expense
22
Net income
155
Basic EPS
0.07
Diluted EPS
0.07
Basic Average Shares
2,147,625
Diluted Average Shares
2,147,625
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Loans
$4,387K
Securities
$393K
Other earning assets
$256K
Total interest and
dividend income
$5,036K
Net interest income
$2,512K
Increase in cash
surrender value of boli
$63K
Fees and service
charges
$61K
Other
$17K
Total interest
expense
$2,524K
Net interest income
after provision...
$2,413K
Total non-interest
income (loss)
$141K
Provisions (credits) for
credit losses
$99K
Certificates of deposit
$1,602K
Borrowings
$505K
Now and money market
$400K
Savings and club
$17K
Net income before
taxes
$177K
Total non-interest
expenses
$2,377K
Net income
$155K
Income tax expense
$22K
Salaries and employee
benefits
$1,054K
Other
$558K
Equipment
$257K
Professional fees
$166K
Federal deposit
insurance premium
$111K
Occupancy expense
$103K
Advertising
$70K
Directors' compensation
$58K
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URSB Bancorp, Inc. (URSB)
URSB Bancorp, Inc. (URSB)