Financial insights of URSB

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31
Loans	4,387
Securities	393
Other earning assets	256
Total interest and dividend income	5,036
Now and money market	400
Savings and club	17
Certificates of deposit	1,602
Borrowings	505
Total interest expense	2,524
Net interest income	2,512
Provisions (credits) for credit losses	99
Net interest income after provision (credits) for credit losses	2,413
Fees and service charges	61
Increase in cash surrender value of boli	63
Other	17
Total non-interest income (loss)	141
Salaries and employee benefits	1,054
Occupancy expense	103
Equipment	257
Directors' compensation	58
Professional fees	166
Advertising	70
Federal deposit insurance premium	111
Other	558
Total non-interest expenses	2,377
Net income before taxes	177
Income tax expense	22
Net income	155

Basic EPS	0.07
Diluted EPS	0.07
Basic Average Shares	2,147,625
Diluted Average Shares	2,147,625

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.